Southern First Bancshares, Inc. (SFST) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 114.58M | 86.13M | 104.84M | 90.66M | 41.91M | 34.87M | 169.06M | 151.75M | 148.71M | 46.29M | 168.71M | 126.47M | 123.6M | 162.94M | 112.58M | 156.62M | 161.1M | 200.61M | 194.9M | 169.7M |
| Cash & Due from Banks | 114.54M | 86.11M | 104.37M | 90.2M | 41.45M | 34.41M | 34.47M | 30.39M | 22.71M | 36.82M | 24.68M | 34.92M | 29.56M | 69.6M | 21.06M | 57.63M | 54.12M | 80.33M | 81.09M | 78.47M |
| Short Term Investments | 35K | 19K | 469K | 466K | 465K | 461K | 134.6M | 121.35M | 126M | 9.47M | 144.03M | 91.55M | 94.04M | 93.35M | 91.52M | 98.99M | 106.98M | 120.28M | 113.8M | 91.23M |
| Total Investments | 4.04B | 3.95B | 3.89B | 3.85B | 3.79B | 3.73B | 3.73B | 3.72B | 3.75B | 3.71B | 3.67B | 3.61B | 3.48B | 3.33B | 3.1B | 2.93B | 2.76B | 2.6B | 2.5B | 2.34B |
| Investments Growth % | 6.62% | 5.74% | 4.37% | 3.44% | 1.24% | 0.7% | 1.65% | 3.22% | 7.58% | 11.22% | 18.45% | 23.1% | 26.34% | 28.41% | 23.84% | 25.13% | 20.28% | 15.16% | 14.22% | 10.4% |
| Long-Term Investments | 4.04B | 3.95B | 3.89B | 3.85B | 3.79B | 3.73B | 3.59B | 3.6B | 3.62B | 3.7B | 3.52B | 3.51B | 3.39B | 3.24B | 3B | 2.83B | 2.65B | 2.48B | 2.39B | 2.25B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.95M | 7.43M | 7.63M | 0 | 0 | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 88.58M | 83.47M | 84.59M | 85.92M | 87.37M | 88.79M | 90.16M | 91.53M | 93.01M | 94.3M | 95.74M | 96.96M | 97.81M | 99.18M | 99.53M | 96.67M | 95.13M | 92.37M | 78.46M | 69.19M |
| Other Assets | 319.07M | 272.55M | 266.28M | 268.45M | 350.98M | 217.4M | 310.7M | 253.09M | 232.63M | 204.75M | 219.25M | 251.36M | 317.6M | 177.11M | 196.82M | 181.08M | 149.73M | 148.37M | 108.04M | 136.08M |
| Total Current Assets | 114.58M | 86.13M | 104.84M | 90.66M | 41.91M | 34.87M | 169.06M | 151.75M | 148.71M | 46.29M | 168.71M | 126.47M | 123.6M | 162.94M | 120.53M | 164.05M | 168.73M | 200.61M | 194.9M | 169.7M |
| Total Non-Current Assets | 4.46B | 4.32B | 4.25B | 4.22B | 4.24B | 4.05B | 4.01B | 3.96B | 3.96B | 4.01B | 3.85B | 3.88B | 3.81B | 3.53B | 3.32B | 3.12B | 2.9B | 2.72B | 2.59B | 2.48B |
| Total Assets | 4.58B | 4.4B | 4.36B | 4.31B | 4.28B | 4.09B | 4.17B | 4.11B | 4.11B | 4.06B | 4.02B | 4B | 3.94B | 3.69B | 3.44B | 3.29B | 3.07B | 2.93B | 2.78B | 2.65B |
| Asset Growth % | 6.86% | 7.73% | 4.41% | 4.82% | 4.35% | 0.78% | 3.85% | 2.69% | 4.25% | 9.85% | 16.87% | 21.73% | 28.17% | 26.2% | 23.54% | 24.05% | 19.1% | 17.84% | 12.29% | 6.76% |
| Return on Assets (ROA) | 0.22% | 0.22% | 0.2% | 0.15% | 0.13% | 0.14% | 0.11% | 0.07% | 0.06% | 0.1% | 0.1% | 0.06% | 0.07% | 0.15% | 0.25% | 0.23% | 0.27% | 0.42% | 0.52% | 0.39% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 264.9M | 264.9M | 264.9M | 264.9M | 264.9M | 264.9M | 264.9M | 276.38M | 276.35M | 311.32M | 311.3M | 216.27M | 161.24M | 211.21M | 96.19M | 86.16M | 36.13M | 36.11M | 36.08M | 36.05M |
| Net Debt | 150.36M | 178.79M | 160.53M | 174.71M | 223.46M | 230.49M | 230.44M | 245.98M | 253.63M | 274.5M | 286.62M | 181.34M | 131.68M | 141.62M | 75.13M | 28.53M | -17.99M | -44.22M | -45.01M | -42.42M |
| Long-Term Debt | 264.9M | 264.9M | 264.9M | 264.9M | 264.9M | 264.9M | 264.9M | 276.38M | 276.35M | 311.32M | 311.3M | 216.27M | 161.24M | 211.21M | 96.19M | 86.16M | 36.13M | 36.11M | 36.08M | 36.05M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 531K | 1.06M | 0 | 0 | 516K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 60.63M | 53.13M | 60.92M | 61.37M | 60.92M | 56.48M | 64.36M | 54.86M | 53.42M | 52.44M | 56.99M | 51.31M | 50.77M | 52.39M | 54.24M | 48.71M | 49.81M | 47.72M | 49.45M | 51.58M |
| Total Current Liabilities | 3.87B | 3.72B | 3.68B | 3.64B | 3.62B | 3.44B | 3.52B | 3.46B | 3.46B | 3.38B | 3.35B | 3.43B | 3.43B | 3.13B | 3B | 2.87B | 2.71B | 2.56B | 2.43B | 2.31B |
| Total Non-Current Liabilities | 325.53M | 318.03M | 325.82M | 326.28M | 325.83M | 321.38M | 329.27M | 331.23M | 329.77M | 363.76M | 368.29M | 267.57M | 212.02M | 263.61M | 150.43M | 134.87M | 85.94M | 83.82M | 85.53M | 87.63M |
| Total Liabilities | 4.2B | 4.03B | 4B | 3.96B | 3.95B | 3.76B | 3.85B | 3.79B | 3.79B | 3.74B | 3.72B | 3.7B | 3.64B | 3.4B | 3.15B | 3.01B | 2.79B | 2.65B | 2.52B | 2.4B |
| Total Equity | 379.41M | 368.66M | 356.35M | 345.46M | 337.6M | 330.44M | 326.54M | 318.75M | 315.26M | 312.47M | 303.9M | 301.51M | 299.35M | 294.51M | 287.79M | 282.64M | 278.52M | 277.9M | 265.63M | 251.66M |
| Equity Growth % | 12.39% | 11.56% | 9.13% | 8.38% | 7.09% | 5.75% | 7.45% | 5.72% | 5.31% | 6.1% | 5.6% | 6.68% | 7.48% | 5.98% | 8.34% | 12.31% | 16.28% | 21.73% | 21.43% | 16.43% |
| Equity / Assets (Capital Ratio) | 8.29% | 8.37% | 8.18% | 8.02% | 7.88% | 8.08% | 7.82% | 7.76% | 7.68% | 7.7% | 7.56% | 7.53% | 7.6% | 7.98% | 8.37% | 8.6% | 9.06% | 9.5% | 9.54% | 9.5% |
| Return on Equity (ROE) | 2.64% | 2.72% | 2.47% | 1.93% | 1.58% | 1.71% | 1.36% | 0.95% | 0.8% | 1.35% | 1.35% | 0.82% | 0.91% | 1.89% | 2.95% | 2.58% | 2.86% | 4.42% | 5.42% | 4.2% |
| Book Value per Share | 45.75 | 45.38 | 44.10 | 42.47 | 41.62 | 40.71 | 40.37 | 39.15 | 38.72 | 38.67 | 37.65 | 37.37 | 36.99 | 36.49 | 35.68 | 35.09 | 34.40 | 34.49 | 33.16 | 31.45 |
| Tangible BV per Share | 45.75 | 45.38 | 44.10 | 42.47 | 41.62 | 40.71 | 40.37 | 39.15 | 38.72 | 38.67 | 37.65 | 37.37 | 36.99 | 36.49 | 35.68 | 35.09 | 34.40 | 34.49 | 33.16 | 31.45 |
| Common Stock | 82K | 82K | 82K | 82K | 82K | 82K | 82K | 82K | 82K | 81K | 81K | 81K | 80K | 80K | 80K | 80K | 80K | 79K | 79K | 79K |
| Additional Paid-in Capital | 127.17M | 125.92M | 125.03M | 124.84M | 124.56M | 124.64M | 124.29M | 124.17M | 124.16M | 121.78M | 121.76M | 120.91M | 120.68M | 119.03M | 118.43M | 117.71M | 117.29M | 114.23M | 113.5M | 112.6M |
| Retained Earnings | 261.33M | 251.44M | 241.59M | 232.92M | 226.34M | 221.08M | 215.45M | 211.07M | 208.07M | 205.55M | 201.38M | 197.28M | 194.82M | 192.12M | 186.63M | 178.22M | 170.98M | 165.77M | 153.77M | 139.75M |
| Accumulated OCI | -7.87M | -7.45M | -8.43M | -9.61M | -10.02M | -11.47M | -9.06M | -11.87M | -11.8M | -11.34M | -15.26M | -12.71M | -11.78M | -13.41M | -14.01M | -10.14M | -6.39M | -740K | -248K | 400K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |