Seacoast Banking Corporation of Florida (SBCF) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 176.47M | 174.63M | 133.47M | 126.86M | 118.52M | 115.8M | 106.67M | 104.42M | 105.08M | 110.82M | 119.31M | 126.96M | 131.15M | 119.71M | 88.28M | 81.65M | 76.52M | 72.29M | 71.32M | 65.8M |
| NII Growth % | 48.9% | 50.8% | 25.13% | 21.49% | 12.79% | 4.5% | -10.6% | -17.75% | -19.88% | -7.43% | 35.14% | 55.5% | 71.39% | 65.6% | 23.78% | 24.08% | 14.88% | 5.08% | 12.32% | -2.19% |
| Net Interest Margin % | 0.83% | 0.84% | 0.8% | 0.8% | 0.75% | 0.76% | 0.7% | 0.7% | 0.71% | 0.76% | 0.8% | 0.84% | 0.86% | 0.99% | 0.85% | 0.76% | 0.7% | 0.75% | 0.72% | 0.71% |
| Interest Income | 250.71M | 256.06M | 202.71M | 193.35M | 184.25M | 185.93M | 184.12M | 179.81M | 175.71M | 176.85M | 179.85M | 174.28M | 157.99M | 127.08M | 91.11M | 83.75M | 78.23M | 73.94M | 73.21M | 67.76M |
| Interest Expense | 74.24M | 81.43M | 69.24M | 66.48M | 65.74M | 70.13M | 77.45M | 75.38M | 70.63M | 66.04M | 60.54M | 47.32M | 26.84M | 7.4M | 3.12M | 2.1M | 1.71M | 1.65M | 1.89M | 1.96M |
| Loan Loss Provision | 761K | 29.26M | 8.52M | 4.53M | 9.4M | 3.95M | 6.52M | 5.17M | 1.62M | 3.99M | 2.69M | -764K | 32.84M | 14.13M | 5.69M | 822K | 6.7M | -3.94M | 5.22M | -4.86M |
| Non-Interest Income | -29.9M | -8.44M | 23.82M | 24.52M | 22.18M | 17.07M | 23.68M | 22.18M | 20.5M | 17.34M | 17.79M | 21.58M | 22.45M | 17.68M | 16.4M | 16.96M | 15.37M | 18.71M | 19.03M | 15.32M |
| Non-Interest Income % | -13.54% | -3.41% | 10.51% | 11.25% | 10.74% | 8.41% | 11.4% | 10.98% | 10.45% | 8.93% | 9% | 11.02% | 12.44% | 12.21% | 15.25% | 16.84% | 16.42% | 20.19% | 20.63% | 18.44% |
| Total Revenue | 220.81M | 247.62M | 226.53M | 217.87M | 206.44M | 203M | 207.79M | 201.99M | 196.2M | 194.19M | 197.64M | 195.86M | 180.44M | 144.76M | 107.51M | 100.71M | 93.61M | 92.65M | 92.24M | 83.08M |
| Revenue Growth % | 6.96% | 21.98% | 9.02% | 7.86% | 5.21% | 4.53% | 5.14% | 3.13% | 8.74% | 34.15% | 83.84% | 94.47% | 92.76% | 56.25% | 16.56% | 21.22% | 7.59% | 5.75% | 8.4% | -5.83% |
| Non-Interest Expense | 104.89M | 93.48M | 101.84M | 91.58M | 90.45M | 85.33M | 84.57M | 82.29M | 90.12M | 86.37M | 93.92M | 107.86M | 106.24M | 91.51M | 60.34M | 56.15M | 58.77M | 50.26M | 55.13M | 45.78M |
| Efficiency Ratio | 47.5% | 37.75% | 44.96% | 42.03% | 43.81% | 42.03% | 40.7% | 40.74% | 45.93% | 44.47% | 47.52% | 55.07% | 58.88% | 63.21% | 56.13% | 55.75% | 62.79% | 54.25% | 59.78% | 55.11% |
| Operating Income | 40.92M | 43.45M | 46.93M | 55.28M | 40.85M | 43.6M | 39.25M | 39.15M | 33.84M | 37.8M | 40.49M | 41.44M | 14.52M | 31.72M | 38.35M | 41.64M | 26.42M | 44.67M | 29.99M | 40.2M |
| Operating Margin % | 18.53% | 17.55% | 20.72% | 25.37% | 19.79% | 21.48% | 18.89% | 19.38% | 17.25% | 19.47% | 20.49% | 21.16% | 8.05% | 21.91% | 35.67% | 41.35% | 28.23% | 48.22% | 32.52% | 48.38% |
| Operating Income Growth % | 0.18% | -0.33% | 19.55% | 41.18% | 20.73% | 15.34% | -3.06% | -5.51% | 132.97% | 19.16% | 5.57% | -0.49% | -45.03% | -28.99% | 27.87% | 3.6% | -39.78% | 17.13% | 1.26% | 24.57% |
| Pretax Income | 40.92M | 43.45M | 46.93M | 55.28M | 40.85M | 43.6M | 39.25M | 39.15M | 33.84M | 37.8M | 40.49M | 41.44M | 14.52M | 31.72M | 38.35M | 41.64M | 26.42M | 44.67M | 29.99M | 40.2M |
| Pretax Margin % | 18.53% | 17.55% | 20.72% | 25.37% | 19.79% | 21.48% | 18.89% | 19.38% | 17.25% | 19.47% | 20.49% | 21.16% | 8.05% | 21.91% | 35.67% | 41.35% | 28.23% | 48.22% | 32.52% | 48.38% |
| Income Tax | 9.03M | 9.19M | 10.46M | 12.59M | 9.39M | 9.51M | 8.6M | 8.91M | 7.83M | 8.26M | 9.08M | 10.19M | 2.7M | 7.79M | 9.12M | 8.89M | 5.83M | 8.34M | 7.05M | 8.79M |
| Effective Tax Rate % | 22.06% | 21.15% | 22.29% | 22.77% | 22.98% | 21.82% | 21.91% | 22.75% | 23.14% | 21.84% | 22.42% | 24.59% | 18.57% | 24.57% | 23.77% | 21.34% | 22.08% | 18.68% | 23.5% | 21.86% |
| Net Income | 31.89M | 34.26M | 36.47M | 42.69M | 31.46M | 34.09M | 30.65M | 30.24M | 26.01M | 29.54M | 31.41M | 31.25M | 11.83M | 23.93M | 29.24M | 32.76M | 20.59M | 36.33M | 22.94M | 31.41M |
| Net Margin % | 14.44% | 13.84% | 16.1% | 19.59% | 15.24% | 16.79% | 14.75% | 14.97% | 13.25% | 15.21% | 15.89% | 15.95% | 6.55% | 16.53% | 27.2% | 32.52% | 21.99% | 39.21% | 24.88% | 37.8% |
| Net Income Growth % | 1.37% | 0.51% | 18.97% | 41.14% | 20.99% | 15.37% | -2.43% | -3.22% | 119.89% | 23.47% | 7.45% | -4.6% | -42.55% | -34.14% | 27.43% | 4.28% | -38.94% | 23.79% | 1.4% | 25.24% |
| Net Income (Continuing) | 31.89M | 34.26M | 36.47M | 42.69M | 31.46M | 34.09M | 30.65M | 30.24M | 26.01M | 29.54M | 31.41M | 31.25M | 11.83M | 23.93M | 29.24M | 32.76M | 20.59M | 36.33M | 22.94M | 31.41M |
| EPS (Diluted) | 0.29 | 0.29 | 0.42 | 0.50 | 0.37 | 0.40 | 0.36 | 0.36 | 0.31 | 0.35 | 0.37 | 0.37 | 0.15 | 0.34 | 0.47 | 0.53 | 0.33 | 0.62 | 0.40 | 0.56 |
| EPS Growth % | -21.62% | -27.5% | 16.67% | 38.89% | 19.35% | 14.29% | -2.7% | -2.7% | 106.67% | 2.94% | -21.28% | -30.19% | -54.55% | -45.16% | 17.5% | -5.36% | -45% | 16.98% | -4.76% | 19.15% |
| EPS (Basic) | 0.31 | 0.33 | 0.42 | 0.50 | 0.37 | 0.40 | 0.36 | 0.36 | 0.31 | 0.35 | 0.37 | 0.37 | 0.15 | 0.34 | 0.48 | 0.53 | 0.34 | 0.62 | 0.40 | 0.57 |
| Diluted Shares Outstanding | 109.09M | 109.01M | 87.42M | 85.48M | 85.39M | 85.07M | 85.07M | 84.82M | 85.27M | 85.34M | 85.67M | 85.54M | 80.72M | 71.37M | 61.96M | 61.92M | 61.7M | 59.02M | 57.65M | 55.9M |