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SAIASaia, Inc.
$417.89$11.1B
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  4. Financial Ratios

Saia, Inc. (SAIA) Financial Ratios

Latest Ratios: P/E Ratio 43.9x · EV/EBITDA 19.2x · ROE 10.4%. (1998–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SAIA Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$11.1B$8.7B$12.2B$11.7B$5.6B$9.0B$4.8B$2.5B$1.5B$1.8B$1.1B
Enterprise Value$11.5B$9.1B$12.5B$11.6B$5.6B$9.1B$5.0B$2.7B$1.6B$2.0B$1.2B
P/E Ratio →43.9034.3033.7133.0515.6535.5534.7721.6613.9920.2723.61
P/S Ratio3.452.703.804.072.003.932.641.380.891.310.91
P/B Ratio4.343.395.286.043.547.385.003.022.113.172.35
P/FCF407.73319.97—84.9552.9792.9461.64—44.79—42.93
P/OCF18.7314.7020.9220.2911.8223.5315.559.025.7211.697.78

P/E links to full P/E history page with 30-year chart

SAIA EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.833.904.021.993.962.731.510.961.410.96
EV / EBITDA19.2115.2218.0818.108.8618.9915.789.956.5310.867.76
EV / EBIT32.7725.8425.8024.6811.8126.9527.3817.6311.2420.8215.21
EV / FCF—334.55—83.8052.6593.5063.70—48.47—45.66

SAIA Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin23.7%23.7%20.1%20.8%21.2%19.7%15.6%14.0%13.9%12.5%12.8%
Operating Margin10.9%10.9%15.0%16.0%16.9%14.6%9.9%8.5%8.5%6.7%6.3%
Net Profit Margin7.9%7.9%11.3%12.3%12.8%11.1%7.6%6.4%6.3%6.5%3.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE10.4%10.4%17.0%20.2%25.5%23.2%15.6%15.1%16.4%17.1%10.5%
ROA7.7%7.7%12.6%14.9%17.8%14.9%9.3%8.9%10.0%10.3%6.3%
ROIC9.4%9.4%16.4%20.7%25.0%21.0%12.4%12.2%13.9%11.2%11.3%
ROCE11.5%11.5%18.7%22.1%27.5%24.0%14.7%14.5%16.4%13.0%12.7%

SAIA Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.160.160.140.070.100.130.190.300.180.230.15
Debt / EBITDA0.700.700.470.220.250.340.590.890.500.730.48
Net Debt / Equity—0.150.13-0.08-0.020.040.170.300.170.220.15
Net Debt / EBITDA0.660.660.44-0.25-0.050.110.510.890.500.710.47
Debt / FCF—14.57—-1.14-0.310.562.07—3.68—2.74
Interest Coverage21.5221.5254.30184.92180.26104.6035.0522.9326.0718.7718.05

SAIA Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.641.641.572.011.941.300.990.961.021.221.15
Quick Ratio1.641.641.572.011.941.300.990.961.021.221.15
Cash Ratio0.070.070.070.920.680.330.090.000.010.030.01
Asset Turnover—0.931.011.121.281.241.181.261.461.451.56
Inventory Turnover———————————
Days Sales Outstanding—37.4941.7539.6241.0244.1443.4641.7640.4845.2041.47

SAIA Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.3%2.9%3.0%3.0%6.4%2.8%2.9%4.6%7.1%4.9%4.2%
FCF Yield0.2%0.3%—1.2%1.9%1.1%1.6%—2.2%—2.3%
Buyback Yield0.1%0.1%0.0%0.0%0.2%0.1%0.1%0.1%0.1%0.1%0.1%
Total Shareholder Yield0.1%0.1%0.0%0.0%0.2%0.1%0.1%0.1%0.1%0.1%0.1%
Shares Outstanding—$27M$27M$27M$27M$27M$27M$26M$26M$26M$26M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Operational margin compression risk

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Premium Valuation Amidst Growth Deceleration

According to current market data, Saia trades at a forward P/E of 37.91, a valuation that appears increasingly disconnected from its decelerating revenue growth and the significant margin compression observed in recent quarterly filings, suggesting the market may be overpricing the company's long-term network expansion potential.

The current valuation multiples imply an expectation of rapid earnings recovery that may not materialize given the current industrial demand environment. Investors should monitor whether the premium relative to peers is justified by terminal density gains or if the multiple is vulnerable to a downward re-rating as growth expectations normalize.

Capital Efficiency Decay During Expansion

Based on reported financial statements, Saia's ROIC has trended downward from 4.8% in 2023Q4 to 1.8% in 2026Q1, indicating that the company's aggressive capital deployment into new terminal infrastructure is currently failing to generate returns that exceed the cost of capital in the current cycle.

This decay in return on invested capital suggests that the 'density-build' phase is consuming significant resources without yet providing the expected operational leverage. The trend warrants investigation into whether the new terminals are underperforming or if the broader industrial slowdown is preventing the necessary shipment volume to drive efficiency.

Working Capital and Asset Turnover

As reported in recent SEC filings, Saia's asset turnover ratio has remained stagnant near 0.23, reflecting the heavy capital intensity of its LTL network and the difficulty of improving asset utilization while simultaneously absorbing new, lower-density terminal capacity across the national footprint.

The lack of improvement in asset turnover suggests that the company is struggling to optimize its expanded physical footprint. Without a meaningful increase in shipments per trailer, the company may continue to face pressure on its operating ratios, as the fixed costs of the terminal network remain high relative to current throughput.

Conservative Leverage Supports Strategic Flexibility

According to quarterly filings, Saia maintains a disciplined capital structure with a debt-to-equity ratio of 0.06 as of 2026Q1, providing a fortress-like balance sheet that offers significant resilience against the cyclical volatility inherent in the LTL trucking industry compared to more highly leveraged peers.

This low leverage is a critical strategic asset, allowing the company to continue its terminal expansion even during periods of earnings volatility. However, investors should monitor whether this conservative stance will shift if management decides to pursue more aggressive M&A to accelerate its national footprint in a competitive market.

Misapplication of P/E Multiples

The P/E ratio is frequently misapplied to Saia, as it obscures the massive non-cash depreciation charges inherent in an asset-heavy LTL model, which can lead to a distorted view of the company's true cash-generating capacity and its ability to fund ongoing terminal network expansion.

Analysts should prioritize EV/EBITDA or free cash flow metrics to better understand the company's operational performance, as these measures strip out the accounting noise of depreciation. Relying solely on P/E may lead to an incomplete assessment of the company's valuation relative to its actual cash-generating power.

Download Financial Ratios Data

Includes 30+ ratios · 28 years · Updated daily

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SAIA — Frequently Asked Questions

Quick answers to the most common questions about buying SAIA stock.

What is Saia, Inc.'s P/E ratio?

Saia, Inc.'s current P/E ratio is 43.9x. The historical average is 26.9x. This places it at the 95th percentile of its historical range.

What is Saia, Inc.'s EV/EBITDA?

Saia, Inc.'s current EV/EBITDA is 19.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.3x.

What is Saia, Inc.'s ROE?

Saia, Inc.'s return on equity (ROE) is 10.4%. The historical average is 8.6%.

Is SAIA stock overvalued?

Based on historical data, Saia, Inc. is trading at a P/E of 43.9x. This is at the 95th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Saia, Inc.'s profit margins?

Saia, Inc. has 23.7% gross margin and 10.9% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Saia, Inc. have?

Saia, Inc.'s Debt/EBITDA ratio is 0.7x, indicating low leverage. A ratio below 2x is generally considered financially healthy.