Ryvyl Inc. (RVYL) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 9.25M | 11.14M | 19.78M | 16.63M | 79.83M | 95.38M | 95.71M | 79.5M | 94.26M | 89.86M | 80.34M | 73.86M | 69.37M | 59.22M | 68.38M | 84.88M | 84.35M | 96.57M | 52.58M | 50.45M |
| Cash & Short-Term Investments | 7.01M | 8.93M | 1.16M | 210K | 2.98M | 2.6M | 4.26M | 6.39M | 10.52M | 12.18M | 15.85M | 13.17M | 17.74M | 13.96M | 11.02M | 29.1M | 27.59M | 89.05M | 29.71M | 29.8M |
| Cash Only | 5.51M | 7.42M | 1.16M | 210K | 2.98M | 2.6M | 4.26M | 6.39M | 10.52M | 12.18M | 15.85M | 13.17M | 17.74M | 13.96M | 11.02M | 29.1M | 27.59M | 89.05M | 29.71M | 29.8M |
| Short-Term Investments | 1.5M | 1.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 922K | 1.11M | 839K | 888K | 958K | 1.16M | 851K | 793K | 2.49M | 13.69M | 9.02M | 7.63M | 859K | 8.58M | 790.07K | 619.92K | 468.59K | 6.69M | 3.02M | 2.86M |
| Days Sales Outstanding | 36.14 | 32.17 | 28.51 | 30.18 | 6.31 | 6.3 | 6 | 12.56 | 43.9 | 46.96 | 43.82 | 26.01 | 37.63 | 38.83 | 6.1 | 7.11 | 76.53 | 62.64 | 33.64 | 20.5 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 39.4M | 302.04K | 273.68K | 259.92K | 217.11K | 286.36K | 177.78K | 2.03M |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | 289.16 | 4.87 | 5.66 | 5.13 | 8.15 | 4.51 | 41.93 | 139.48 |
| Other Current Assets | 1.32M | 1.1M | 17.79M | 15.53M | 75.9M | 91.62M | 90.6M | 69.91M | 81.25M | 63.99M | 55.47M | 53.06M | 11.37M | 36.37M | 55.85M | 40.8M | 49.61M | -5.88M | 19.42M | 15.76M |
| Total Non-Current Assets | 646K | 1.96M | 3.63M | 3.97M | 28.24M | 26.89M | 31.6M | 29.54M | 37.61M | 38.8M | 39.93M | 41.56M | 38.85M | 38.44M | 54.02M | 54.9M | 34.56M | 17.42M | 16.54M | 3.69M |
| Property, Plant & Equipment | 150K | 1.4M | 1.92M | 2.17M | 3.27M | 3.59M | 4.93M | 4.62M | 4.33M | 4.58M | 5.44M | 5.62M | 3.04M | 3.23M | 3.36M | 3.58M | 3.07M | 3.11M | 2.3M | 946.47K |
| Fixed Asset Turnover | 3.27x | 1.68x | 1.36x | 1.02x | 4.41x | 3.46x | 2.64x | 2.66x | 3.76x | 4.44x | 3.16x | 3.43x | 3.60x | 3.37x | 3.06x | 2.09x | 1.36x | 2.64x | 4.96x | 11.63x |
| Goodwill | 0 | 0 | 0 | 0 | 19.64M | 18.86M | 20.32M | 19.47M | 26.31M | 26.75M | 26.75M | 26.75M | 26.75M | 26.75M | 26.63M | 26.63M | 6.05M | 6.55M | 6.05M | 2.31M |
| Intangible Assets | 227K | 255K | 1.47M | 1.56M | 2.97M | 1.8M | 3.68M | 4.07M | 4.44M | 5.06M | 5.68M | 6.3M | 6.16M | 6.74M | 22.39M | 24.51M | 25.27M | 7.58M | 7.99M | 257.75K |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 227K | 913K | 687K | 1.52M | 1.45M | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 269K | 308K | 240K | 240K | 2.36M | 2.64M | 2.68M | 1.38M | 2.54M | 2.4M | 1.83M | 1.98M | 2.21M | 196.37K | 186.04K | 186.04K | 172.35K | 190.64K | 197.95K | 180.64K |
| Total Assets | 9.9M | 13.1M | 23.41M | 20.6M | 108.07M | 122.28M | 127.31M | 109.03M | 131.87M | 128.66M | 120.26M | 115.42M | 108.22M | 97.66M | 122.4M | 139.78M | 118.91M | 114.05M | 69.12M | 54.14M |
| Asset Turnover | 0.22x | 0.15x | 0.13x | 0.04x | 0.13x | 0.12x | 0.11x | 0.10x | 0.13x | 0.18x | 0.15x | 0.13x | 0.11x | 0.10x | 0.08x | 0.05x | 0.04x | 0.08x | 0.13x | 0.12x |
| Asset Growth % | -90.84% | -89.29% | -81.61% | -81.1% | -18.05% | -4.97% | 5.86% | -5.54% | 21.86% | 31.75% | -1.75% | -17.42% | -8.99% | -14.37% | 77.08% | 158.19% | 124.23% | 830.04% | 671.37% | 494.25% |
| Total Current Liabilities | 8.9M | 10.01M | 24.02M | 24.71M | 103.91M | 103.54M | 100.14M | 79.66M | 91.06M | 85.54M | 73.17M | 66.03M | 52.53M | 36.74M | 27.27M | 39.19M | 35.83M | 24.24M | 11.67M | 5.66M |
| Accounts Payable | 2.62M | 2.24M | 1.7M | 20.83M | 80.33M | 3.52M | 2.99M | 3.16M | 85.24M | 1.82M | 67.4M | 58.4M | 9.78M | 30.54M | 97.18K | 1.35M | 1.07M | 2.78M | 801.6K | 520.48K |
| Days Payables Outstanding | 154.67 | 123.39 | 743.86 | 2.94K | 448.23 | 33.49 | 36.46 | 562.42 | 406.55 | 220.28 | 535.8 | 355.52 | 293.67 | 258.94 | 15.34 | 26 | 62.34 | 34.84 | 25.12 | 24.01 |
| Short-Term Debt | 754K | 0 | 636K | 0 | 15M | 0 | 15K | 15K | 0 | 0 | 15K | 15K | 15K | 14.45K | 12.87K | 0 | 0 | 18.73M | 276.16K | 272.71K |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 5.53M | 7.07M | 21.69M | 124K | 238K | 91.15M | 96.32M | 71.27M | 456K | 81.8M | 5.18M | 5.03M | 39.95M | 567.55K | 26.52M | 35.4M | 32.44M | 1M | 10.22M | 4.43M |
| Current Ratio | 1.04x | 1.11x | 0.82x | 0.67x | 0.77x | 0.92x | 0.96x | 1.00x | 1.04x | 1.05x | 1.10x | 1.12x | 1.32x | 1.61x | 2.51x | 2.17x | 2.35x | 3.98x | 4.51x | 8.92x |
| Quick Ratio | 1.04x | 1.11x | 0.82x | 0.67x | 0.77x | 0.92x | 0.96x | 1.00x | 1.04x | 1.05x | 1.10x | 1.12x | 0.57x | 1.60x | 2.50x | 2.16x | 2.35x | 3.97x | 4.49x | 8.56x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | 33.12 | -215.24 | -3.57 | -13.75 | 22.34 | 32.31 | 50.44 | 135.97 |
| Total Non-Current Liabilities | 1.97M | 2.42M | 2.61M | 2.83M | 7.24M | 20.23M | 20.85M | 20.75M | 20.34M | 19.63M | 71.78M | 70.77M | 65.32M | 62.84M | 60.42M | 60.64M | 59.72M | 60.34M | 939.62K | 551.64K |
| Long-Term Debt | 1.36M | 613K | 2M | 613K | 4.59M | 17.36M | 17.71M | 17.44M | 16.82M | 15.91M | 61.55M | 66.94M | 64.35M | 61.73M | 59.3M | 59.41M | 58.83M | 59.31M | 645.13K | 149.9K |
| Capital Lease Obligations | 0 | 1.81M | 0 | 2.22M | 2.65M | 2.86M | 3.14M | 3.31M | 3.52M | 3.72M | 3.57M | 3.83M | 965K | 1.11M | 1.12M | 1.23M | 891.68K | 1.04M | 294.49K | 401.74K |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 611K | 0 | 615K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.66M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 10.87M | 12.43M | 26.64M | 27.54M | 111.16M | 123.77M | 120.99M | 100.4M | 111.4M | 105.17M | 144.95M | 136.81M | 117.85M | 99.58M | 87.7M | 99.83M | 95.55M | 84.58M | 12.61M | 6.21M |
| Total Debt | 2.11M | 3.13M | 2.63M | 3.36M | 23.12M | 21.07M | 21.67M | 21.55M | 21.05M | 20.32M | 65.7M | 71.15M | 65.69M | 63.39M | 61.07M | 61.37M | 60.27M | 79.57M | 1.59M | 1.26M |
| Net Debt | -3.4M | -4.3M | 1.48M | 3.15M | 20.14M | 18.47M | 17.41M | 15.16M | 10.53M | 8.14M | 49.86M | 57.98M | 47.94M | 49.43M | 50.05M | 32.27M | 32.67M | -9.47M | -28.12M | -28.54M |
| Debt / Equity | - | 4.68x | - | - | - | - | 3.43x | 2.50x | 1.03x | 0.87x | - | - | - | - | 1.76x | 1.54x | 2.58x | 2.70x | 0.03x | 0.03x |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Debt / EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Coverage | -507.17x | -548.63x | -60.03x | -5.74x | -0.68x | -9.18x | -6.88x | -11.66x | -1.67x | -0.80x | 0.30x | -1.77x | -0.83x | -0.11x | -7.80x | 2.63x | -2.14x | -12.80x | -589.35x | - |
| Total Equity | -972K | 668K | -3.22M | -6.94M | -3.08M | -1.49M | 6.32M | 8.63M | 20.47M | 23.49M | -24.69M | -21.38M | -9.63M | -1.92M | 34.71M | 39.95M | 23.36M | 29.47M | 56.51M | 47.93M |
| Equity Growth % | 68.46% | 144.77% | -150.96% | -180.39% | -115.06% | -106.35% | 125.61% | 140.35% | 312.48% | 1321.58% | -171.13% | -153.53% | -141.24% | -106.53% | -38.59% | -16.65% | -50.17% | 7549.43% | 1085.56% | 981.22% |
| Book Value per Share | -0.00 | 0.11 | -3.78 | -22.99 | -13.05 | -6.98 | 32.49 | 46.91 | 119.64 | 148.79 | -165.15 | -145.56 | -64.58 | -13.53 | 257.87 | 325.34 | 200.85 | 239.95 | 470.19 | 539.79 |
| Total Shareholders' Equity | -972K | 668K | -3.22M | -6.94M | -3.08M | -1.49M | 6.32M | 8.63M | 20.47M | 23.49M | -24.69M | -21.38M | -9.63M | -1.92M | 34.71M | 39.95M | 23.36M | 29.47M | 56.51M | 47.93M |
| Common Stock | 37K | 36K | 32K | 16K | 8K | 8K | 7K | 7K | 6K | 6K | 5K | 51K | 51K | 5K | 48.16K | 43.88K | 42.57K | 42.83K | 42.87K | 42.33K |
| Retained Earnings | -200.22M | -196.93M | -192.52M | -190.57M | -182.16M | -179.41M | -172.56M | -167.38M | -155.27M | -152.58M | -122.58M | -119.46M | -107.46M | -99.77M | -64.25M | -49.08M | -59.49M | -50.54M | -31.14M | -25.09M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -8.17M | -4.93M | -2.68M | -933.34K |
| Accumulated OCI | 0 | 0 | 0 | 0 | -149K | -1.25M | 1.12M | -218K | -44K | 401K | 1.21M | 1.52M | 1.54M | 357K | -708.42K | -397.84K | 541 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |