Repay Holdings Corporation (RPAY) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Buy
Based on 17 analysts3.3% Below Target
RPAY trades 3.3% below Wall Street's consensus target of $4.38.
Current Price$4.24
Average Target$4.38
Target
Current
Low$3.50
Median$4.00
High$6.00
Analyst Target Range
Forward P/E4.6x
(Value)
PEG Ratio—
Implied Growth+129.6%
(High Growth)
Analyst Spread57.1%
(Moderate)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes RPAY achieves its forward estimates and maintains a stable P/E multiple of 4.6x. This scenario reflects the blended consensus of 17 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
RPAY Price Target Analysis
Updated July 6, 2026As of July 6, 2026, Repay Holdings Corporation (RPAY) has a Wall Street consensus price target of $4.38, based on estimates from 17 covering analysts. With the stock currently trading at $4.24, this represents a potential upside of +3.3%. The company has a market capitalization of $373M.
Analyst price targets range from a low of $3.50 to a high of $6.00, representing a 57% spread in expectations. The median target of $4.00 differs from the mean, suggesting potential outlier estimates. The wide target spread reflects significant disagreement on fair value.
The current analyst consensus rating is Buy, with 10 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, RPAY trades at a trailing P/E of -1.4x and forward P/E of 4.6x. Analysts expect EPS to grow +129.6% over the next year.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Technology stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+23.2%
Industry Consensus
Avg Forward P/E
17.5x
(Fair)
Peers with Coverage
9 / 10
Active Analyst Tracking
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|---|---|---|---|---|---|---|---|
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 FLYWFlywire Corporation | $2.2B | $18.75 | $18.67 | -0.4% | Buy | 41.7x | 19 |
 IIIVi3 Verticals, Inc. | $479M | $21.69 | $28.00 | +29.1% | Buy | 19.1x | 15 |
 PAYCPaycom Software, Inc. | $7.6B | $139.21 | $151.75 | +9.0% | Hold | 12.8x | 36 |
 VVisa Inc. | $694.7B | $362.13 | $390.18 | +7.7% | Buy | 27.5x | 61 |
 MAMastercard Incorporated | $477.5B | $539.39 | $656.20 | +21.7% | Buy | 27.4x | 64 |
 FISFidelity National Information Services, Inc. | $21.6B | $41.80 | $62.88 | +50.4% | Buy | 6.7x | 37 |
RPAY — Frequently Asked Questions
Quick answers to the most common questions about buying RPAY stock.
What is the RPAY stock price target for 2026?
The consensus price target for RPAY is $4.38, close to the current price of $4.24 (3.3% implied move). Based on 17 analyst estimates, the stock appears fairly valued near current levels.
Is RPAY a buy, sell, or hold?
RPAY has a consensus rating of "Buy" based on 17 Wall Street analysts. The rating breakdown is predominantly bullish, with 10 Buy/Strong Buy ratings. The consensus 12-month price target of $4.38 implies 3.3% upside from current levels.
Is RPAY stock overvalued or undervalued?
With a forward P/E of 4.5724x, RPAY trades at a relatively low valuation. The consensus target of $4.38 implies 3.3% appreciation, suggesting the market may be pricing in risks.
How high can RPAY stock go?
The most bullish Wall Street analyst has a price target of $6 for RPAY, while the most conservative target is $3.5. The consensus of $4.38 represents the median expectation. These targets typically reflect 12-month expectations.
How many analysts cover RPAY stock?
RPAY is well covered by analysts, with 17 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 10 have Buy ratings, 7 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the RPAY stock forecast?
The 12-month RPAY stock forecast based on 17 Wall Street analysts shows a consensus price target of $4.38, with estimates ranging from $3.5 (bear case) to $6 (bull case). The median consensus rating is "Buy".
What is RPAY's forward P/E ratio?
RPAY trades at a forward P/E ratio of 4.6x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy RPAY stock?
RPAY appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $4.38 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do RPAY price targets vary so much?
RPAY analyst price targets range from $3.5 to $6, a 57% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $4.38 consensus represents the middle ground.
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