Root, Inc. (ROOT) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Assets | 1.68B | 1.54B | 1.49B | 1.43B | 1.41B | 1.32B | 1.36B | 1.29B | 1.24B | 1.17B | 1.07B | 991M | 997.6M | 1.09B | 1.16B | 1.23B | 1.3B | 1.06B | 1.23B | 1.33B |
| Asset Growth % | 19.76% | 16.55% | 9.16% | 10.59% | 13.92% | 12.42% | 27.86% | 30.23% | 23.8% | 7.73% | -8.23% | -19.42% | -23.09% | 2.48% | -5.79% | -7.82% | -11.94% | -30.25% | 100.46% | 114.05% |
| Total Investment Assets | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Long-Term Investments | 0 | 391.4M | 362.2M | 327.1M | 325.2M | 311.2M | 279.2M | 239.9M | 220.4M | 171.2M | 171.5M | 167.1M | 130.9M | 133.2M | 124.5M | 125.2M | 134M | 134.6M | 132.1M | 135.5M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 959.7M | 1.02B | 1.01B | 983.8M | 971.2M | 905.6M | 984.5M | 964.2M | 933.5M | 926.8M | 824.2M | 756.6M | 793.8M | 875M | 950.6M | 1.02B | 1.09B | 855.1M | 1.01B | 1.13B |
| Cash & Equivalents | 608.9M | 689.9M | 654.4M | 642.5M | 610.5M | 600.3M | 675.8M | 668.2M | 641.5M | 679.7M | 636.3M | 629M | 680.3M | 763.1M | 820.7M | 886.6M | 935.7M | 707M | 835.1M | 974.1M |
| Receivables | 350.8M | 332.8M | 352.5M | 341.3M | 360.7M | 305.3M | 308.7M | 296M | 292M | 247.1M | 187.9M | 127.6M | 113.5M | 111.9M | 129.9M | 132.2M | 157.1M | 148.1M | 175.8M | 160.2M |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 0 | 27.6M | 0 | 0 | 0 | 22M | 0 | 0 | 0 | 19.2M | 0 | 0 | 0 | 16.3M | 0 | 0 | 0 | 8.9M | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 27.6M | 0 | 0 | 0 | 22M | 0 | 0 | 0 | 19.2M | 0 | 0 | 0 | 16.3M | 0 | 0 | 0 | 8.9M | 0 | 0 |
| PP&E (Net) | 0 | 3.2M | 0 | 0 | 0 | 4.4M | 0 | 0 | 0 | 6.3M | 0 | 0 | 0 | 9.8M | 0 | 0 | 0 | 5.1M | 9M | 9.3M |
| Other Assets | 0 | 93.5M | 119.3M | 116.4M | 110.5M | 76.8M | 99.8M | 86.5M | 81.1M | 50.7M | 70.7M | 67.3M | 72.9M | 55.6M | 86.9M | 85.9M | 70.3M | 59.8M | 81.4M | 55.1M |
| Total Liabilities | 1.25B | 1.14B | 1.11B | 1.07B | 1.07B | 1B | 1.07B | 1.03B | 957.3M | 896.5M | 777.3M | 664.6M | 641.9M | 700.8M | 719.1M | 729.9M | 716.4M | 415.1M | 597.4M | 572.2M |
| Total Debt | 200.3M | 201.3M | 196.8M | 196.6M | 196.5M | 202.3M | 293.3M | 292.6M | 291.8M | 299.3M | 290.4M | 289.6M | 288.9M | 298.6M | 287.4M | 286.7M | 285.9M | 14.1M | 197.1M | 196.2M |
| Net Debt | -408.6M | -488.6M | -457.6M | -445.9M | -414M | -398M | -382.5M | -375.6M | -349.7M | -380.4M | -345.9M | -339.4M | -391.4M | -464.5M | -533.3M | -599.9M | -649.8M | -692.9M | -638M | -777.9M |
| Long-Term Debt | 200.3M | 197M | 196.8M | 196.6M | 196.5M | 196.3M | 293.3M | 292.6M | 291.8M | 291.1M | 290.4M | 289.6M | 288.9M | 288.1M | 287.4M | 286.7M | 285.9M | 0 | 182.4M | 180.9M |
| Short-Term Debt | 0 | 2.3M | 0 | 0 | 0 | 2.2M | 0 | 0 | 0 | 3M | 0 | 0 | 0 | 3.2M | 0 | 0 | 0 | 4.3M | 1M | 2M |
| Total Current Liabilities | 0 | 389.7M | 397.6M | 380.3M | 399.5M | 331M | 316.6M | 291.3M | 289.2M | 238.5M | 182.8M | 80.9M | 67M | 65.5M | 71.1M | 70.1M | 85.8M | 83.6M | 97.2M | 86.3M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 387.4M | 397.6M | 380.3M | 399.5M | 328.8M | 316.6M | 291.3M | 289.2M | 235.5M | 182.8M | 80.9M | 67M | 62.3M | 71.1M | 70.1M | 85.8M | 79.3M | 96.2M | 84.3M |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 553.4M | 517M | 493.9M | 470.2M | 473.2M | 459.7M | 443.4M | 376.3M | 361.7M | 304.1M | 294.1M | 286M | 339.9M | 360.6M | 373.1M | 344.7M | 321.7M | 304.1M | 291.7M |
| Total Equity | 325.9M | 396.3M | 377M | 356.5M | 340.7M | 315.7M | 293.9M | 263.3M | 277.7M | 277.7M | 289.1M | 326.4M | 355.7M | 389.1M | 442.9M | 500M | 580.7M | 648.4M | 636M | 762M |
| Equity Growth % | -4.34% | 25.53% | 28.27% | 35.4% | 22.69% | 13.68% | 1.66% | -19.33% | -21.93% | -28.63% | -34.73% | -34.72% | -38.75% | -39.99% | -30.36% | -34.38% | -37.85% | -37.19% | 6460% | 940.98% |
| Shareholders Equity | 325.9M | 396.3M | 377M | 356.5M | 340.7M | 315.7M | 293.9M | 263.3M | 277.7M | 277.7M | 289.1M | 326.4M | 355.7M | 389.1M | 442.9M | 500M | 580.7M | 648.4M | 636M | 762M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 0 | -1.64B | -1.65B | -1.64B | -1.66B | -1.68B | -1.7B | -1.73B | -1.72B | -1.72B | -1.69B | -1.65B | -1.61B | -1.57B | -1.5B | -1.44B | -1.35B | -1.27B | -1.16B | -1.03B |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 400K | 3.9M | 3.5M | 2.3M | 700K | -2.3M | 2.1M | -3.4M | -3.3M | -2.5M | -6.6M | -5.9M | -4.7M | -5.8M | -6.9M | -4.6M | -3.3M | 400K | 1.6M | 2.1M |
| Return on Equity (ROE) | 9.94% | 1.37% | -1.47% | 6.31% | 5.61% | 7.25% | 8.18% | -2.88% | -2.23% | -8.47% | -14.88% | -10.76% | -10.98% | -16.2% | -14.08% | -17.67% | -12.61% | -17.11% | -19.03% | -21.06% |
| Return on Assets (ROA) | 2.23% | 0.35% | -0.37% | 1.55% | 1.35% | 1.65% | 1.72% | -0.62% | -0.51% | -2.14% | -4.45% | -3.69% | -3.92% | -5.99% | -5.55% | -7.56% | -6.57% | -9.57% | -10.36% | -12.72% |
| Equity / Assets | 19.34% | 25.76% | 25.33% | 24.98% | 24.22% | 23.92% | 21.55% | 20.4% | 22.49% | 23.65% | 27.11% | 32.94% | 35.66% | 35.7% | 38.12% | 40.65% | 44.77% | 60.97% | 51.56% | 57.11% |
| Debt / Equity | 0.61x | 0.51x | 0.52x | 0.55x | 0.58x | 0.64x | 1.00x | 1.11x | 1.05x | 1.08x | 1.00x | 0.89x | 0.81x | 0.77x | 0.65x | 0.57x | 0.49x | 0.02x | 0.31x | 0.26x |
| Book Value per Share | 18.95 | 23.04 | 24.48 | 20.85 | 19.81 | 18.57 | 17.39 | 17.67 | 19.02 | 19.02 | 19.94 | 22.67 | 25.05 | 27.60 | 31.41 | 35.57 | 41.53 | 46.63 | 45.76 | 55.11 |
| Tangible BV per Share | 18.95 | 21.44 | 24.48 | 20.85 | 19.81 | 17.28 | 17.39 | 17.67 | 19.02 | 17.71 | 19.94 | 22.67 | 25.05 | 26.44 | 31.41 | 35.57 | 41.53 | 45.99 | 45.76 | 55.11 |