Reinsurance Group of America, Incorporated (RGA) Earnings History
Elite Compounder33 years of earnings data (1993–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Reinsurance Group of America, Incorporated (RGA) Earnings Overview
As of July 8, 2026, Reinsurance Group of America, Incorporated (RGA) reported trailing twelve-month net income of $1.23B, reflecting +64.9% year-over-year growth. The company earned $18.37 per diluted share over the past four quarters, with a net profit margin of 5.2%.
Looking at the long-term picture, RGA's 5-year EPS compound annual growth rate (CAGR) stands at +22.9%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.82B in fiscal 2017.
Reinsurance Group of America, Incorporated maintains positive profitability with a gross margin of 25.4%, operating margin of 6.8%, and net margin of 5.2%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including EG ($2.03B net income, 9.2% margin), RNR ($3.09B net income, 21.0% margin), TRV ($7.60B net income, 12.9% margin), RGA has room to improve margins relative to the peer group. Compare RGA vs EG →
RGA Earnings vs Peers
Earnings metrics vs comparable public companies
RGA Historical Earnings Data (1993–2025)
33 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $1.18B | +64.9% | $1.54B | $17.69 | 5.2% | 6.8% |
| 2024 | $717M | -20.5% | $980M | $10.73 | 3.3% | 4.4% |
| 2023 | $902M | +74.5% | $1.16B | $13.44 | 4.9% | 6.3% |
| 2022 | $517M | -55.8% | $718M | $7.64 | 3.3% | 4.5% |
| 2021 | $1.17B | +181.9% | $1.39B | $9.04 | 7.3% | 8.6% |
| 2020 | $415M | -52.3% | $553M | $6.31 | 2.8% | 3.8% |
| 2019 | $870M | +21.5% | $1.13B | $13.62 | 6.1% | 8.0% |
| 2018 | $716M | -60.7% | $846M | $11.00 | 5.6% | 6.6% |
| 2017 | $1.82B | +159.8% | $1.14B | $27.71 | 14.6% | 9.1% |
| 2016 | $701M | +39.7% | $1.04B | $10.79 | 6.1% | 9.1% |
| 2015 | $502M | -26.6% | $745M | $7.46 | 4.8% | 7.1% |
| 2014 | $684M | +63.3% | $1.01B | $9.78 | 6.3% | 9.2% |
| 2013 | $419M | -33.7% | $635M | $5.78 | 4.1% | 6.2% |
| 2012 | $632M | +15.7% | $919M | $8.52 | 6.4% | 9.3% |
| 2011 | $546M | +1.9% | $764M | $8.09 | 6.2% | 8.6% |
| 2010 | $536M | +31.6% | $806M | $7.69 | 6.5% | 9.8% |
| 2009 | $407M | +130.3% | $592M | $5.55 | 5.8% | 8.4% |
| 2008 | $177M | -39.8% | $280M | $2.84 | 3.1% | 4.9% |
| 2007 | $294M | +2.0% | $475M | $4.57 | 5.1% | 8.3% |
| 2006 | $288M | +28.6% | $451M | $4.57 | 5.5% | 8.7% |
| 2005 | $224M | +1.0% | $356M | $3.52 | 4.9% | 7.8% |
| 2004 | $222M | +28.2% | $369M | $3.52 | 5.5% | 9.1% |
| 2003 | $173M | +41.0% | $272M | $3.36 | 5.4% | 8.5% |
| 2002 | $123M | +272.1% | $194M | $2.47 | 5.2% | 8.1% |
| 2001 | $33M | -57.5% | $66M | $0.66 | 1.7% | 3.4% |
| 2000 | $78M | +90.2% | $175M | $1.56 | 4.5% | 10.1% |
| 1999 | $41M | -34.2% | $93M | $0.88 | 2.5% | 5.8% |
| 1998 | $62M | +13.7% | $138M | $1.46 | 4.6% | 10.3% |
| 1997 | $55M | -0.9% | $822M | $1.42 | 5.6% | 84.1% |
| 1996 | $55M | +16.5% | $647M | $1.44 | 7.1% | 83.9% |
| 1995 | $47M | +17.1% | $570M | $1.25 | 7.1% | 85.3% |
| 1994 | $40M | +18.5% | $447M | $1.05 | 7.7% | 85.1% |
| 1993 | $34M | - | $371M | $1.00 | 7.7% | 83.9% |
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RGA — Frequently Asked Questions
Quick answers to the most common questions about buying RGA stock.
What is RGA earnings per share (EPS)?
RGA trailing twelve-month (TTM) diluted EPS is $18.37, reflecting +64.9% year-over-year growth. The 5-year EPS CAGR is +22.9%. Complete EPS history from 1993 to 2025 is available in the table on this page.
What is Reinsurance Group of America, Incorporated's net income?
Reinsurance Group of America, Incorporated (RGA) trailing twelve-month net income is $1.2B as of 2025. Earnings grew +64.9% year-over-year. Reinsurance Group of America, Incorporated has been profitable for 33 consecutive years.
Is RGA profitable?
Yes, RGA is profitable with a TTM net income of $1.2B and a net profit margin of +5.2%. Reinsurance Group of America, Incorporated has generated profits for 33 consecutive years.
What is RGA's earnings growth rate?
RGA compound annual EPS growth rates (CAGR): 1-Year: +64.9%, 3-Year: +32.3%, 5-Year: +22.9%, 10-Year: +9.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1993 to 2025.
What are RGA's profit margins?
Reinsurance Group of America, Incorporated net profit margin is +5.2%, operating margin is +6.8%, and gross margin is +25.4%. Margins are within a typical range for the sector. Return on Equity is +9.7%.
Is RGA growing earnings?
Yes, RGA earnings are accelerating — EPS growth of +64.9% exceeds the 5-year CAGR of +22.9%. TTM net income reached $1.2B. Earnings momentum is strengthening.
What was RGA's best earnings year?
Reinsurance Group of America, Incorporated's highest annual net income on record is $1.8B, achieved in fiscal year 2017. Earnings history on this page spans 1993 to 2025 and includes all annual and quarterly figures.
What were RGA's earnings last quarter?
RGA's most recent reported quarter was Q1 2026. Net income was $330M with diluted EPS of $5.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.