Ready Capital Corporation (RCB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Assets | 6.31B | 7.77B | 8.33B | 9.31B | 9.98B | 10.14B | 11.25B | 11.77B | 12.04B | 12.44B | 12.8B | 12.38B | 11.54B | 11.62B | 11.86B | 11.94B | 11.48B | 9.53B | 9.26B | 8.98B |
| Asset Growth % | -36.71% | -23.39% | -25.96% | -20.94% | -17.16% | -18.48% | -12.08% | -4.92% | 4.39% | 7.06% | 7.94% | 3.73% | 0.53% | 21.89% | 28% | 32.98% | 43.15% | 77.47% | 74.22% | 64.38% |
| Real Estate & Other Assets | 0 | 5.21B | 7.5B | 9.1B | 9.64B | 9.78B | 11.04B | 10.61B | 11.52B | 11.44B | 12.04B | 11.63B | 10.92B | -336.11M | 11.09B | 11.14B | 10.97B | -256.91M | 8.82B | 8.23B |
| PP&E (Net) | 0 | 0 | 0 | 0 | 6.9M | 0 | 0 | 3.96M | 4.3M | 2.54M | 4.89M | 5.54M | 2.36M | 1.69M | 1.86M | 1.83M | 2.09M | 2.4M | 2.69M | 2.89M |
| Investment Securities | 0 | 1000K | 1000K | 0 | 0 | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | 1000K | 0 | 1000K | 1000K |
| Total Current Assets | 200.43M | 247.59M | 402.69M | 162.94M | 205.92M | 143.8M | 181.31M | 226.29M | 166.01M | 139.2M | 205.03M | 227.85M | 121.59M | 0 | 209.28M | 132.13M | 213.48M | 0 | 209.77M | 200.72M |
| Cash & Equivalents | 200.43M | 247.59M | 192M | 162.94M | 245.52M | 143.8M | 181.31M | 226.29M | 190.92M | 168.59M | 218.49M | 262.04M | 160.82M | 218.97M | 265.71M | 192.69M | 268.33M | 281.1M | 262.46M | 257.84M |
| Receivables | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 1000K | 0 | 0 | 0 | 1000K | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | -199.28M | -169.71M | -88.65M | -190.22M | -454.03M | -414.83M | -160.68M | -152.54M | 0 | 0 | -301.36M | 0 | 0 | 0 | -364.28M | 0 | 0 |
| Intangible Assets | 0 | 126.28M | 215.34M | 161.84M | 166.6M | 165.45M | 165.2M | 148.47M | 114.36M | 120.59M | 325.72M | 313.88M | 295.8M | 0 | 291.31M | 267.57M | 258.58M | 0 | 186.36M | 151.6M |
| Total Liabilities | 4.87B | 6.12B | 6.45B | 7.37B | 7.93B | 8.2B | 8.91B | 9.37B | 9.54B | 9.79B | 10.1B | 9.67B | 9.65B | 9.72B | 9.88B | 9.97B | 9.51B | 8.25B | 8.06B | 7.68B |
| Total Debt | 723.71M | 722.73M | 6.13B | 720.89M | 671.51M | 437.85M | 8.11B | 8.7B | 8.9B | 9.17B | 9.73B | 9.36B | 9.32B | 9.34B | 9.56B | 9.58B | 9.1B | 7.92B | 7.65B | 7.29B |
| Net Debt | 523.28M | 5.62B | 5.93B | 557.96M | 425.99M | 294.04M | 7.9B | 8.44B | 8.71B | 9B | 9.51B | 9.1B | 9.16B | 9.12B | 9.29B | 9.39B | 8.83B | 7.64B | 7.38B | 7.04B |
| Long-Term Debt | 0 | 5.86B | 6.01B | 6.84B | 6.82B | 0 | 7.63B | 8.25B | 8.72B | 9.18B | 9.37B | 7.44B | 7.22B | 8.34B | 6.41B | 6.48B | 6.01B | 5.81B | 6.81B | 6.11B |
| Short-Term Borrowings | 723.71M | 722.73M | 135.21M | 720.89M | 671.51M | 437.85M | 1.88B | 329.77M | 386.77M | 649.98M | 1.92B | 1.91B | 2.09B | 996.56M | 3.15B | 3.09B | 3.08B | 2.11B | 834.16M | 1.18B |
| Capital Lease Obligations | 0 | 0 | 8.51M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.84M | 9.28M | 2.51M | 1.78M | 2M | 2.05M | 2.36M | 3M | 3.61M | 3.86M |
| Total Current Liabilities | 723.71M | 722.73M | 135.21M | 720.89M | 671.51M | 437.85M | 437.69M | 417.04M | 0 | 433.83M | 0 | 87.14M | 80.37M | 0 | 92.73M | 78.07M | 85.11M | 0 | 93.16M | 79.67M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.46B | 1.64B | 0 | 151K | 178K | 213K | 286K | 425K | 842K |
| Other Liabilities | 4.14B | 179.84M | 294.48M | 449.19M | 433.65M | 7.76B | 1.28B | 1.13B | 820.22M | 615.26M | 731.06M | 272.35M | 296.33M | -8.37B | 3B | 3.01B | 3.02B | -5.82B | 905.29M | 1.26B |
| Total Equity | 1.44B | 1.65B | 1.88B | 1.93B | 2.05B | 1.94B | 2.33B | 2.4B | 2.51B | 2.65B | 2.7B | 2.71B | 1.89B | 1.9B | 1.98B | 1.97B | 1.97B | 1.29B | 1.24B | 1.3B |
| Equity Growth % | -29.72% | -14.68% | -19.16% | -19.77% | -18.29% | -26.86% | -13.69% | -11.48% | 32.8% | 39.41% | 36.54% | 37.61% | -3.99% | 47.3% | 59.75% | 51.95% | 64.16% | 54.51% | 50.17% | 59.49% |
| Shareholders Equity | 1.34B | 1.55B | 1.78B | 1.83B | 1.95B | 1.84B | 2.23B | 2.3B | 2.41B | 2.55B | 2.6B | 2.61B | 1.79B | 1.8B | 1.88B | 1.87B | 1.86B | 1.28B | 1.22B | 1.28B |
| Minority Interest | 100.81M | 99.23M | 100.53M | 98.54M | 99.64M | 97.7M | 96.66M | 98.98M | 97.06M | 98.46M | 99.3M | 99.96M | 100.2M | 99.15M | 101.88M | 102.61M | 107.29M | 4.49M | 19.13M | 18.86M |
| Common Stock | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 11K | 11K | 11K | 11K | 11K | 8K | 7K | 7K |
| Additional Paid-in Capital | 0 | 2.26B | 2.26B | 2.27B | 2.3B | 2.25B | 2.29B | 2.29B | 2.31B | 2.32B | 2.32B | 2.31B | 1.69B | 1.68B | 1.72B | 1.72B | 1.72B | 1.16B | 1.12B | 1.09B |
| Retained Earnings | -1.01B | -807.52M | -569.71M | -528.52M | -450.28M | -505.09M | -146M | -92.32M | -3.55M | 124.41M | 168.54M | 187.14M | -6.53M | 4.99M | 40.08M | 27.3M | 21.66M | 8.6M | -10.39M | -23.11M |
| Preferred Stock | 8.36M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 119.74M | 217.98M |
| Return on Assets (ROA) | -2.89% | -2.91% | -0.21% | -0.58% | 0.79% | -1.47% | -0.1% | -0.3% | -0.61% | 0.08% | 0.36% | 2.06% | 0.33% | -1.66% | 0.57% | 0.52% | 0.63% | 0.57% | 0.48% | 0.32% |
| Return on Equity (ROE) | -13.18% | -13.25% | -0.98% | -2.79% | 3.99% | -7.37% | -0.49% | -1.47% | -2.88% | 0.36% | 1.68% | 10.72% | 1.99% | -10.04% | 3.43% | 3.06% | 4.1% | 4.21% | 3.45% | 2.18% |
| Debt / Assets | 11.46% | 9.3% | 73.53% | 7.74% | 6.73% | 4.32% | 72.07% | 73.85% | 73.93% | 73.7% | 76.02% | 75.58% | 80.77% | 80.35% | 80.6% | 80.25% | 79.28% | 83.06% | 82.53% | 81.24% |
| Debt / Equity | 0.50x | 0.44x | 3.25x | 0.37x | 0.33x | 0.23x | 3.48x | 3.62x | 3.55x | 3.46x | 3.60x | 3.45x | 4.93x | 4.92x | 4.83x | 4.86x | 4.63x | 6.14x | 6.18x | 5.62x |
| Net Debt / EBITDA | - | - | 83.74x | - | 133.66x | - | 6098.66x | - | - | 37.64x | 112.82x | 38.16x | - | - | 47.75x | 59.36x | 57.80x | 73.52x | 101.93x | 118.34x |
| Book Value per Share | 8.59 | 10.04 | 11.23 | 11.28 | 12.22 | 11.36 | 13.84 | 14.13 | 14.58 | 15.38 | 15.48 | 19.15 | 15.61 | 15.68 | 17.29 | 17.23 | 22.43 | 18.81 | 17.28 | 18.21 |