RBB Bancorp (RBB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 30.5M | 29.51M | 28.95M | 27.01M | 25.83M | 25.65M | 24.22M | 23.64M | 24.55M | 25.36M | 27.3M | 31.67M | 33.84M | 38.73M | 38.75M | 36.87M | 34.26M | 33M | 31.35M | 29.83M |
| NII Growth % | 18.08% | 15.05% | 19.53% | 14.27% | 5.24% | 1.14% | -11.28% | -25.35% | -27.46% | -34.52% | -29.56% | -14.11% | -1.25% | 17.37% | 23.61% | 23.59% | 16.97% | 15.04% | 15.85% | 20.06% |
| Net Interest Margin % | 0.73% | 0.7% | 0.69% | 0.66% | 0.64% | 0.64% | 0.61% | 0.61% | 0.63% | 0.63% | 0.67% | 0.78% | 0.82% | 0.99% | 0.99% | 0.93% | 0.85% | 0.78% | 0.82% | 0.77% |
| Interest Income | 56.8M | 57.19M | 57.06M | 53.88M | 52.01M | 54.23M | 54.1M | 52.56M | 54.46M | 54.52M | 55.27M | 56.74M | 53.49M | 52.39M | 46.19M | 42.12M | 39.34M | 38.22M | 36.88M | 35.75M |
| Interest Expense | 26.3M | 27.68M | 28.11M | 26.87M | 26.17M | 28.58M | 29.88M | 28.92M | 29.92M | 29.16M | 27.97M | 25.08M | 19.65M | 13.66M | 7.44M | 5.25M | 5.08M | 5.22M | 5.53M | 5.91M |
| Loan Loss Provision | -200K | 600K | 625K | 2.39M | 6.75M | 6M | 3.3M | 557K | 0 | -431K | 1.4M | 380K | 2.01M | 1.8M | 1.77M | 915K | 366K | 631K | 1.13M | 623K |
| Non-Interest Income | 4.25M | 2.81M | 3.62M | 8.8M | 2.63M | 3.06M | 6.07M | 3.81M | 3.7M | 7.7M | 3.06M | 2.75M | 2.63M | 2.53M | 2.76M | 2.89M | 3.17M | 3.38M | 5.68M | 4.39M |
| Non-Interest Income % | 6.96% | 4.68% | 5.97% | 14.04% | 4.8% | 5.34% | 10.09% | 6.77% | 6.37% | 12.38% | 5.25% | 4.63% | 4.68% | 4.61% | 5.64% | 6.42% | 7.46% | 8.12% | 13.35% | 10.94% |
| Total Revenue | 61.05M | 60M | 60.69M | 62.68M | 54.63M | 57.28M | 60.17M | 56.37M | 58.17M | 62.23M | 58.33M | 59.49M | 56.11M | 54.91M | 48.95M | 45M | 42.51M | 41.6M | 42.56M | 40.14M |
| Revenue Growth % | 11.76% | 4.74% | 0.85% | 11.19% | -6.08% | -7.94% | 3.15% | -5.25% | 3.66% | 13.31% | 19.17% | 32.2% | 32% | 32.02% | 15% | 12.12% | 2.6% | 3.09% | 12.54% | 10.55% |
| Non-Interest Expense | 19.26M | 18.96M | 18.68M | 20.49M | 18.52M | 17.65M | 17.42M | 17.12M | 16.97M | 16.39M | 16.88M | 18.52M | 18.91M | 14.16M | 16.7M | 16.86M | 16.06M | 13.3M | 14.42M | 14.68M |
| Efficiency Ratio | 31.54% | 31.61% | 30.79% | 32.69% | 33.9% | 30.81% | 28.95% | 30.38% | 29.17% | 26.34% | 28.93% | 31.12% | 33.7% | 25.78% | 34.11% | 37.45% | 37.78% | 31.97% | 33.88% | 36.57% |
| Operating Income | 15.7M | 12.75M | 13.26M | 12.93M | 3.19M | 5.06M | 9.57M | 9.77M | 11.28M | 17.1M | 12.08M | 15.52M | 15.54M | 25.3M | 23.05M | 21.98M | 21.01M | 22.45M | 21.48M | 18.92M |
| Operating Margin % | 25.71% | 21.25% | 21.85% | 20.63% | 5.84% | 8.83% | 15.9% | 17.33% | 19.39% | 27.48% | 20.72% | 26.09% | 27.69% | 46.07% | 47.09% | 48.85% | 49.42% | 53.96% | 50.47% | 47.14% |
| Operating Income Growth % | 392.04% | 152.13% | 38.58% | 32.34% | -71.72% | -70.43% | -20.8% | -37.04% | -27.4% | -32.41% | -47.57% | -29.4% | -26.04% | 12.72% | 7.29% | 16.2% | 16.15% | 41.12% | 76.98% | 100.98% |
| Pretax Income | 15.7M | 12.75M | 13.26M | 12.93M | 3.19M | 5.06M | 9.57M | 9.77M | 11.28M | 17.1M | 12.08M | 15.52M | 15.54M | 25.3M | 23.05M | 21.98M | 21.01M | 22.45M | 21.48M | 18.92M |
| Pretax Margin % | 25.71% | 21.25% | 21.85% | 20.63% | 5.84% | 8.83% | 15.9% | 17.33% | 19.39% | 27.48% | 20.72% | 26.09% | 27.69% | 46.07% | 47.09% | 48.85% | 49.42% | 53.96% | 50.47% | 47.14% |
| Income Tax | 4.4M | 2.57M | 3.11M | 3.6M | 900K | 672K | 2.57M | 2.53M | 3.24M | 5.03M | 3.61M | 4.57M | 4.57M | 7.72M | 6.4M | 6.51M | 6.39M | 6.74M | 6.12M | 5.54M |
| Effective Tax Rate % | 28.01% | 20.18% | 23.48% | 27.83% | 28.21% | 13.29% | 26.87% | 25.86% | 28.76% | 29.41% | 29.88% | 29.46% | 29.4% | 30.52% | 27.76% | 29.6% | 30.42% | 30.03% | 28.49% | 29.28% |
| Net Income | 11.3M | 10.18M | 10.15M | 9.33M | 2.29M | 4.38M | 7M | 7.25M | 8.04M | 12.07M | 8.47M | 10.95M | 10.97M | 17.58M | 16.65M | 15.47M | 14.62M | 15.66M | 15.31M | 13.33M |
| Net Margin % | 18.51% | 16.96% | 16.72% | 14.89% | 4.19% | 7.65% | 11.63% | 12.85% | 13.82% | 19.4% | 14.53% | 18.4% | 19.55% | 32.01% | 34.02% | 34.38% | 34.38% | 37.64% | 35.97% | 33.21% |
| Net Income Growth % | 393.45% | 132.09% | 44.99% | 28.82% | -71.5% | -63.68% | -17.4% | -33.83% | -26.75% | -31.33% | -49.12% | -29.24% | -24.95% | 12.28% | 8.76% | 16.09% | 17.73% | 40.57% | 79.9% | 104.97% |
| Net Income (Continuing) | 11.3M | 10.18M | 10.15M | 9.33M | 2.29M | 4.38M | 7M | 7.25M | 8.04M | 12.07M | 8.47M | 10.95M | 10.97M | 17.58M | 16.65M | 15.48M | 14.62M | 15.71M | 15.36M | 13.38M |
| EPS (Diluted) | 0.66 | 0.59 | 0.59 | 0.52 | 0.13 | 0.25 | 0.39 | 0.39 | 0.43 | 0.64 | 0.63 | 0.58 | 0.58 | 0.92 | 0.87 | 0.80 | 0.74 | 0.79 | 0.77 | 0.67 |
| EPS Growth % | 407.69% | 136% | 51.28% | 33.33% | -69.77% | -60.94% | -38.1% | -32.76% | -25.86% | -30.43% | -27.59% | -27.5% | -21.62% | 16.46% | 12.99% | 19.4% | 17.46% | 41.07% | 79.07% | 103.03% |
| EPS (Basic) | 0.66 | 0.60 | 0.58 | 0.53 | 0.13 | 0.25 | 0.39 | 0.39 | 0.43 | 0.64 | 0.63 | 0.58 | 0.58 | 0.93 | 0.88 | 0.81 | 0.75 | 0.81 | 0.79 | 0.69 |
| Diluted Shares Outstanding | 17.17M | 17.14M | 17.62M | 17.78M | 17.77M | 17.89M | 17.89M | 18.41M | 18.67M | 18.95M | 19M | 19M | 19.05M | 19.09M | 19.13M | 19.32M | 19.8M | 19.85M | 19.8M | 19.88M |