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PSMTPriceSmart, Inc.
$194.10$6.0B
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  4. Financial Ratios

PriceSmart, Inc. (PSMT) Financial Ratios

Latest Ratios: P/E Ratio 40.3x · EV/EBITDA 18.7x · ROE 12.2%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PSMT Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$6.0B$3.2B$2.7B$2.4B$1.9B$2.6B$2.0B$1.8B$2.6B$2.4B$2.5B
Enterprise Value$6.1B$3.3B$2.8B$2.5B$2.0B$2.6B$2.0B$1.8B$2.6B$2.4B$2.4B
P/E Ratio →40.2722.2519.6022.7118.7226.6125.7824.9735.1627.2728.61
P/S Ratio1.140.610.550.550.480.710.600.570.830.810.86
P/B Ratio4.682.592.402.211.952.812.392.293.453.443.92
P/FCF58.1231.2568.9021.311656.17183.8512.5260.28122.53—40.22
P/OCF22.9512.3412.969.5115.8920.237.6710.7121.9019.8617.88

P/E links to full P/E history page with 30-year chart

PSMT EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.630.570.560.490.730.610.560.830.800.83
EV / EBITDA18.7310.189.189.118.3311.7310.8810.4614.3512.8213.54
EV / EBIT25.7315.1413.1313.7911.9217.0816.3315.8121.2417.0817.54
EV / FCF—32.0072.0921.641693.51188.5112.7160.10122.96—38.70

PSMT Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin17.4%17.4%17.2%17.2%16.7%17.7%16.6%16.4%16.1%16.0%15.7%
Operating Margin4.5%4.5%4.6%4.5%4.2%4.4%3.7%3.7%4.1%4.7%4.7%
Net Profit Margin2.7%2.7%2.8%2.4%2.5%2.7%2.3%2.2%2.3%3.0%3.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE12.2%12.2%12.3%10.3%10.8%11.1%9.5%9.3%10.0%13.3%14.5%
ROA6.8%6.8%6.8%5.7%5.9%5.8%5.2%5.8%6.1%7.9%8.4%
ROIC13.8%13.8%14.0%13.8%12.6%13.0%11.3%11.4%13.8%17.5%19.7%
ROCE16.4%16.4%16.5%15.4%14.1%14.1%12.6%13.6%15.5%18.1%19.9%

PSMT Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.260.260.220.250.280.290.400.120.140.150.16
Debt / EBITDA1.011.010.811.021.181.191.780.560.560.570.59
Net Debt / Equity—0.060.110.030.040.070.04-0.010.01-0.08-0.15
Net Debt / EBITDA0.240.240.410.140.180.290.16-0.030.05-0.30-0.53
Debt / FCF—0.753.180.3337.344.660.19-0.180.43—-1.53
Interest Coverage18.9318.9316.5416.3517.2821.4116.2229.21127.2520.5923.28

PSMT Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.341.341.221.381.341.311.231.211.401.401.39
Quick Ratio0.570.570.450.640.530.580.690.390.480.550.62
Cash Ratio0.450.450.330.520.430.470.610.290.360.450.54
Asset Turnover—2.322.432.202.252.122.012.492.602.542.65
Inventory Turnover7.777.777.697.757.297.648.978.148.278.108.66
Days Sales Outstanding—3.461.401.481.201.251.441.121.020.790.94

PSMT Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.7%1.2%2.5%1.2%1.4%0.9%1.1%1.2%0.8%0.9%0.9%
Payout Ratio26.7%26.7%48.3%26.5%25.7%22.7%27.9%29.9%28.9%23.8%24.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.5%4.5%5.1%4.4%5.3%3.8%3.9%4.0%2.8%3.7%3.5%
FCF Yield1.7%3.2%1.5%4.7%0.1%0.5%8.0%1.7%0.8%—2.5%
Buyback Yield0.1%0.2%2.7%0.5%0.3%0.2%0.2%0.3%0.1%0.1%0.1%
Total Shareholder Yield0.8%1.4%5.2%1.7%1.7%1.1%1.3%1.4%0.9%1.0%1.0%
Shares Outstanding—$30M$30M$31M$31M$30M$30M$30M$30M$30M$30M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Regional Currency Volatility Exposure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Valuation Reflects Growth Scarcity

According to current market data, PriceSmart trades at a forward P/E of 36.04, which suggests that investors are pricing in a significant growth premium relative to its historical averages and the broader discount retail sector, despite the inherent complexities of its Latin American operating footprint.

The current PEG ratio of 3.00 indicates that the market expects sustained earnings expansion, yet this valuation appears aggressive given the thin operating margins and regional economic risks. Investors should monitor whether the company can maintain this multiple if growth rates decelerate or if currency headwinds continue to pressure USD-denominated earnings.

Capital Efficiency Constrained by Geography

Based on reported financial statements, PriceSmart’s ROIC has hovered between 3.1% and 4.1% over the last ten quarters, a level that appears modest when compared to the high-teens or mid-twenties returns typically generated by more mature, domestic-focused warehouse club operators in the United States.

The low ROIC suggests that the capital-intensive nature of building and maintaining a specialized logistics network in fragmented markets creates a structural drag on returns. This trend warrants further investigation into whether future warehouse openings can achieve higher capital velocity or if the current return profile represents a permanent ceiling for the business model.

Inventory Velocity Drives Working Capital

As indicated by recent quarterly filings, PriceSmart maintains a cash conversion cycle that remains tightly managed, with days inventory outstanding averaging approximately 46 days, which is essential for preserving liquidity in a business model characterized by thin gross margins and high import-related logistics costs.

The company's ability to keep its CCC low suggests effective management of its supply chain, which is critical given the reliance on imported goods. However, any disruption in the import-to-shelf timeline could quickly impair liquidity, making the efficiency of these working capital cycles a primary indicator of operational health.

Conservative Leverage Provides Strategic Buffer

Based on the latest quarterly data, PriceSmart maintains a debt-to-equity ratio of 0.23, which reflects a disciplined approach to capital structure that provides the company with a significant financial buffer against the macroeconomic and currency shocks inherent in its emerging market operating environment.

This low leverage profile is a key differentiator that allows the company to navigate regional volatility without the immediate pressure of heavy debt service obligations. While this conservatism may limit aggressive expansion, it appears to be a prudent strategy given the unpredictable nature of the markets in which the company operates.

Misapplication of Standard Retail Multiples

Market participants often misapply standard P/E multiples to PriceSmart, failing to account for the fact that the company functions more as a logistics and trust platform than a traditional retailer, which obscures the true value of its recurring membership-based revenue stream in fragmented markets.

By treating PriceSmart as a standard discount retailer, analysts may overlook the 'stickiness' of its membership model, which acts as a form of insurance for the local middle class. A more appropriate valuation approach might involve adjusting for the recurring nature of membership fees and the replacement cost of its unique, hard-to-replicate logistics infrastructure.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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PSMT — Frequently Asked Questions

Quick answers to the most common questions about buying PSMT stock.

What is PriceSmart, Inc.'s P/E ratio?

PriceSmart, Inc.'s current P/E ratio is 40.3x. The historical average is 28.8x. This places it at the 91th percentile of its historical range.

What is PriceSmart, Inc.'s EV/EBITDA?

PriceSmart, Inc.'s current EV/EBITDA is 18.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.3x.

What is PriceSmart, Inc.'s ROE?

PriceSmart, Inc.'s return on equity (ROE) is 12.2%. The historical average is 5.6%.

Is PSMT stock overvalued?

Based on historical data, PriceSmart, Inc. is trading at a P/E of 40.3x. This is at the 91th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is PriceSmart, Inc.'s dividend yield?

PriceSmart, Inc.'s current dividend yield is 0.66% with a payout ratio of 26.7%.

What are PriceSmart, Inc.'s profit margins?

PriceSmart, Inc. has 17.4% gross margin and 4.5% operating margin.

How much debt does PriceSmart, Inc. have?

PriceSmart, Inc.'s Debt/EBITDA ratio is 1.0x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.