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PSECProspect Capital Corporation
$2.20$1.1B
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  4. Financial Ratios

Prospect Capital Corporation (PSEC) Financial Ratios

Latest Ratios: P/E Ratio -1.6x · EV/EBITDA N/A · ROE -14.0%. (2005–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PSEC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.1B$1.4B$2.3B$2.5B$3.0B$3.2B$1.9B$2.4B$2.4B$2.9B$2.8B
Enterprise Value$3.1B$3.4B$4.7B$5.0B$5.7B$5.4B$4.0B$4.7B$4.7B$5.2B$5.1B
P/E Ratio →-1.63—15.36—5.223.36—16.748.0811.6026.97
P/S Ratio——4.9428.304.102.8211.246.954.966.409.14
P/B Ratio0.320.470.620.660.740.820.620.720.710.870.81
P/FCF2.112.688.25——104.404.3810.686.577.753.23
P/OCF2.112.688.25——104.404.3810.686.577.753.23

P/E links to full P/E history page with 30-year chart

PSEC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue——9.9856.877.764.7123.7513.579.5211.5016.85
EV / EBITDA——17.74—9.855.61—32.2915.5220.7149.67
EV / EBIT——17.74—9.855.61—32.2915.5220.7149.67
EV / FCF—6.5816.65——174.339.2520.8412.6113.925.96

PSEC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin147.0%147.0%68.7%-69.8%84.1%88.6%11.3%54.3%68.3%68.6%51.8%
Operating Margin169.8%169.8%56.2%-116.4%78.7%84.0%-9.7%42.0%61.4%55.5%33.9%
Net Profit Margin169.8%169.8%56.2%-116.4%78.7%84.0%-9.7%42.0%61.4%55.5%33.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-14.0%-14.0%7.1%-2.6%14.4%27.5%-0.5%4.3%8.9%7.4%2.9%
ROA-6.4%-6.4%3.3%-1.3%8.3%16.6%-0.3%2.5%5.0%4.1%1.6%
ROIC-6.3%-6.3%3.2%-1.2%6.7%12.7%-0.2%1.9%3.8%3.1%1.2%
ROCE-6.5%-6.5%3.4%-1.3%8.4%16.8%-0.3%2.5%5.0%4.1%1.6%

PSEC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.700.700.660.690.660.570.700.720.680.790.78
Debt / EBITDA——9.26—4.702.32—16.497.7110.4525.80
Net Debt / Equity—0.680.630.670.660.550.680.690.650.690.68
Net Debt / EBITDA——8.95—4.652.25—15.757.439.1922.73
Debt / FCF—3.908.40——69.944.8710.176.046.182.73
Interest Coverage-3.61-3.611.79-0.694.967.38-0.110.921.931.770.70

PSEC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.510.510.680.770.291.781.142.461.974.804.69
Quick Ratio0.510.510.680.770.291.781.142.461.974.804.69
Cash Ratio0.500.500.670.760.281.260.871.911.514.634.50
Asset Turnover—-0.040.060.010.100.180.030.060.080.070.05
Inventory Turnover———————————
Days Sales Outstanding———————————

PSEC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield34.3%——————————
Payout Ratio——137.1%—46.4%20.3%—169.6%85.3%131.9%325.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield——6.5%—19.2%29.8%—6.0%12.4%8.6%3.7%
FCF Yield47.5%37.4%12.1%——1.0%22.8%9.4%15.2%12.9%30.9%
Buyback Yield0.2%——————————
Total Shareholder Yield34.5%——————————
Shares Outstanding—$440M$418M$399M$434M$386M$368M$366M$361M$359M$356M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

NAV Erosion and Leverage

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Persistent Discount Reflects Structural Skepticism

As reported in financial statements, PSEC trades at a price-to-book ratio of 0.34, a valuation level that suggests the market is pricing in significant potential for further asset impairment and long-term erosion of the net asset value compared to more stable, blue-chip BDC peers.

The deep discount to book value appears to reflect investor concern regarding the quality of Level 3 assets and the sustainability of the dividend yield. While the forward P/E of 4.99 might appear attractive, it likely fails to account for the volatility inherent in the firm's non-traditional asset classes.

Capital Compounding Remains Elusive Trend

Based on recent SEC filings, PSEC's return on invested capital has fluctuated between -2.8% and 1.2% over the last ten quarters, indicating that the firm is struggling to generate consistent, positive returns on its capital base compared to the more stable performance of industry peers.

The inability to maintain a positive ROIC suggests that the firm's investment strategy may be failing to cover its cost of capital on a risk-adjusted basis. Investors should monitor whether this trend is a temporary byproduct of market volatility or a structural failure in the firm's asset selection process.

Liquidity Buffers Show Concerning Instability

According to the provided quarterly data, PSEC's current ratio has exhibited extreme volatility, dropping from 2.38 in 2024Q4 to 0.35 in 2026Q2, which indicates that the firm's ability to meet short-term obligations is increasingly dependent on the timing of asset realizations rather than liquid cash reserves.

This erratic liquidity profile warrants further investigation, as it suggests a potential mismatch between the firm's long-term investment commitments and its short-term funding requirements. Such instability may force management to rely on expensive external financing or capital recycling to maintain operations during periods of market stress.

Structural Divergence From Lending Peers

Based on a comparison with industry peers like Ares Capital and Main Street Capital, PSEC's significantly lower price-to-book ratio and higher dividend yield suggest that the market views its business model as structurally riskier and less transparent than traditional middle-market direct lending platforms.

The gap in valuation multiples appears to be driven by PSEC's unique exposure to CLO equity and real estate, which lack the predictability of senior secured loan portfolios. This structural difference implies that PSEC should not be evaluated using the same metrics as pure-play BDCs, as its risk profile is fundamentally distinct.

Dividend Yield Obscures Capital Erosion

As evidenced by the firm's financial history, the dividend yield is the most commonly misapplied metric for PSEC, as it frequently masks the underlying erosion of net asset value and the firm's reliance on capital recycling to sustain payouts to its retail investor base.

Investors should prioritize total return and NAV per share trends over the headline dividend yield, which may be unsustainable without consistent portfolio appreciation. Relying on yield alone ignores the potential for long-term capital destruction inherent in the firm's current payout and investment strategy.

Download Financial Ratios Data

Includes 30+ ratios · 21 years · Updated daily

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PSEC — Frequently Asked Questions

Quick answers to the most common questions about buying PSEC stock.

What is Prospect Capital Corporation's P/E ratio?

Prospect Capital Corporation's current P/E ratio is -1.6x. The historical average is 11.9x.

What is Prospect Capital Corporation's ROE?

Prospect Capital Corporation's return on equity (ROE) is -14.0%. The historical average is 7.6%.

Is PSEC stock overvalued?

Based on historical data, Prospect Capital Corporation is trading at a P/E of -1.6x. Compare with industry peers and growth rates for a complete picture.

What is Prospect Capital Corporation's dividend yield?

Prospect Capital Corporation's current dividend yield is 34.31%.

What are Prospect Capital Corporation's profit margins?

Prospect Capital Corporation has 147.0% gross margin and 169.8% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.