Prudential Financial, Inc. 5.62(PRS)Earnings, Financials & Key Ratios

PRS•NYSE•Insurance & Managed Care

$22.00

2.2× P/E·Price updated Jul 7, 2026

SectorFinancial Services IndustryLife Insurance Sub-IndustryDiversified global life and asset managers

AboutPrudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services. It operates through the following segments: Prudential Investment Management, Inc. (PGIM), U.S. Businesses, International Businesses, and Corporate and Others. The PGIM segment involves the provision of investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies. The U.S. Businesses segment includes retirement strategies, group insurance, and individual life. The International Businesses segment focuses on investing in existing businesses and assessing acquisition opportunities. The Corporate and Other Operations segment involves the corporate items and initiatives not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.Show more

Revenue$60.77B-13.7%
Combined Ratio92.13%-3.3%
Net Income$3.58B+31.1%
Return on Equity10.88%+19.7%
Medical Cost Ratio57.96%-13.4%
Operating Margin7.87%+65.3%
Net Margin5.88%+51.9%
ROA0.47%+26.6%
Equity / Assets4.6%+12.3%

PRS Price & Volume

Prudential Financial, Inc. 5.62 (PRS) stock price & volume — 10-year historical chart

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Capital Erosion Challenges Prudential's Earnings Quality Outlook

Investment Thesis • Updated 2026Q1

VerdictNegative

Growth:Mixed

Profitability:Moderate

Financial:Adequate

Cash Flow:Mixed

Primary Risk:Capital base erosion volatility

Key Thesis Takeaways

Prudential Financial faces significant structural headwinds as its equity base contracted sharply to $2.6 billion in 2026Q1, raising concerns regarding long-term capital adequacy.
While the firm maintains a commitment to shareholder returns, the extreme volatility in operating cash flow—highlighted by a $2.5 billion outflow in 2025Q1—suggests that dividend sustainability may be increasingly reliant on balance sheet liquidity.
Investors should monitor the firm's ability to stabilize its underwriting margins, which have fluctuated alongside a combined ratio that reached 100.9% in 2024Q4.

Verdict Logic

the company's equity base has compressed to $2.6 billion in 2026Q1, creating a precarious leverage profile that warrants extreme caution despite the current 25.0% dividend yield.

PRS Growth Metrics

Prudential Financial, Inc. 5.62 (PRS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years0.62%

5 Years1.28%

3 Years2.23%

TTM4.08%

Profit CAGR

10 Years-4.46%

5 Years-

3 Years-

TTM50.96%

EPS CAGR

10 Years-1.95%

5 Years-

3 Years-

TTM933.33%

Return on Capital

10 Years0.5%

5 Years0.46%

3 Years0.51%

Last Year0.63%

PRS Recent Earnings

Prudential Financial, Inc. 5.62 (PRS) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 1/8 qtrs (20%)●Beat Revenue 3/8 qtrs (60%)

Q2 2026Latest

May 5, 2026

Metric

Actual

Est

EPS

$1.72-48.8%

$3.36

Rev

$15.5B+6.0%

$14.6B

Q1 2026

Feb 3, 2026

Metric

Actual

Est

EPS

$3.30-2.1%

$3.37

Rev

$14.5B-1.0%

$14.7B

Q4 2025

Oct 29, 2025

Metric

Actual

Est

EPS

$4.05+8.9%

$3.72

Rev

$16.0B+13.1%

$14.1B

Q3 2025

Jul 30, 2025

Metric

Actual

Est

EPS

$1.50-53.4%

$3.22

Rev

$13.7B+1.6%

$13.5B

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	May 5, 2026	$1.72vs $3.36-48.8%	$15.5Bvs $14.6B+6.0%
Q1 2026	Feb 3, 2026	$3.30vs $3.37-2.1%	$14.5Bvs $14.7B-1.0%
Q4 2025	Oct 29, 2025	$4.05vs $3.72+8.9%	$16.0Bvs $14.1B+13.1%
Q3 2025	Jul 30, 2025	$1.50vs $3.22-53.4%	$13.7Bvs $13.5B+1.6%

Based on last 8 quarters of dataView full earnings history →

Latest PRS News

Recent stock market news and headlines for Prudential Financial, Inc. 5.62 (PRS)

GuruFocus·Jun 16, 2026

Morgan Stanley Real Estate Investing Acquires Metra Living from L&Q in Partnership with Ridgeback Group for £1.045 Billion

Morgan Stanley Investment Management, through investment funds managed by Morgan Stanley Real Estate Investing (MSREI), alongside Ridgeback Group (Ridgeback),

Peers Comparison

Key metrics vs top competitors for Prudential Financial, Inc. 5.62 (PRS)

Full Screener →

Company	Price	Market Cap	P/E Ratio	Rev Growth (1Y)	Net Margin	ROE	Div Yield
PRSPrudential Financial, Inc. 5.62Current	$22.00	$7.66B	2.20	-13.68%	5.88%	10.88%	24.75%
METMetLife, Inc.	$91.67	$59.77B	19.10	10.22%	4.7%	12.72%	—
LNCLincoln National Corporation	$39.19	$7.49B	6.71	1.24%	9.14%	16.79%	—
PRUPrudential Financial, Inc.	$115.47	$40.16B	11.30	-14.01%	5.62%	10.26%	—
AFLAflac Incorporated	$121.49	$61.84B	17.79	-8.84%	25.44%	16.08%	—
UNMUnum Group	$89.20	$14.41B	20.84	2.07%	5.87%	7.07%	—

Compare PRS vs Peers

Prudential Financial, Inc. 5.62 (PRS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MET

Most directly comparable listed peer for PRS.

Scale Benchmark

vs MS

Larger-name benchmark to compare PRS against a more recognizable public peer.

Peer Set

Compare Top 5

vs MET, LNC, PRU, AFL

PRS SEC Filings & Documents

Prudential Financial, Inc. 5.62 (PRS) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

May 5, 2026·SEC

Material company update

Apr 21, 2026·SEC

Material company update

Apr 14, 2026·SEC

10-K Annual Reports

FY 2026

Feb 12, 2026·SEC

10-Q Quarterly Reports

FY 2026

May 6, 2026·SEC

FY 2025

Oct 30, 2025·SEC

FY 2025

Jul 31, 2025·SEC

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PRS Frequently Asked Questions

Prudential Financial, Inc. 5.62 (PRS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

How fast is Prudential Financial, Inc. 5.62 growing?

Prudential Financial, Inc. 5.62 (PRS) saw revenue decline by 13.7% over the past year.

Is PRS profitable?

Yes, Prudential Financial, Inc. 5.62 (PRS) is profitable, generating $3.47B in net income for fiscal year 2025 (5.9% net margin).

Dividend & Returns

Does PRS pay dividends?

Yes, Prudential Financial, Inc. 5.62 (PRS) pays a dividend with a yield of 24.75%. This makes it attractive for income-focused investors.

What is PRS's return on equity?

Prudential Financial, Inc. 5.62 (PRS) has a return on equity (ROE) of 10.9%. This is reasonable for most industries.

Industry Metrics

What is Prudential Financial, Inc. 5.62's combined ratio?

Prudential Financial, Inc. 5.62 (PRS) has a combined ratio of 92.1%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in PRS back in 2012?

Total return calculator · dividends reinvested · 14+ years of data

See returns →

Quarter

Date

EPS (Act vs Est)

Revenue (Act vs Est)

Q2 2026Latest

May 5, 2026

$1.72vs $3.36-48.8%

$15.5Bvs $14.6B+6.0%

Q1 2026

Feb 3, 2026

$3.30vs $3.37-2.1%

$14.5Bvs $14.7B-1.0%

Q4 2025

Oct 29, 2025

$4.05vs $3.72+8.9%

$16.0Bvs $14.1B+13.1%

Q3 2025

Jul 30, 2025

$1.50vs $3.22-53.4%

$13.7Bvs $13.5B+1.6%

Company

Price

Market Cap

P/E Ratio

Rev Growth (1Y)

Net Margin

ROE

Div Yield

PRSPrudential Financial, Inc. 5.62Current

$22.00

$7.66B

2.20

-13.68%

5.88%

10.88%

24.75%

METMetLife, Inc.

$91.67

$59.77B

19.10

10.22%

4.7%

12.72%

—

LNCLincoln National Corporation

$39.19

$7.49B

6.71

1.24%

9.14%

16.79%

—

PRUPrudential Financial, Inc.

$115.47

$40.16B

11.30

-14.01%

5.62%

10.26%

—

AFLAflac Incorporated

$121.49

$61.84B

17.79

-8.84%

25.44%

16.08%

—

UNMUnum Group

$89.20

$14.41B

20.84

2.07%

5.87%

7.07%

—