8-K Announcements
6Material company update
May 22, 2026·SEC
Material company update
Apr 28, 2026·SEC
Material company update
Apr 27, 2026·SEC
Park National Corporation(PRK)Earnings, Financials & Key Ratios
PRK•AMEX•Banking & Credit
$184.28
16.6× P/E·Price updated Jul 7, 2026
AboutPark National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services for individual customers. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; consumer loans, such as automobile loans and leases; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing and asset management services. As of December 31, 2021, it operated 96 financial service offices and a network of 116 automated teller machines in 26 Ohio counties, 1 Kentucky county, 3 North Carolina counties, and 4 South Carolina counties. The company was founded in 1908 and is headquartered in Newark, Ohio.Show more
- Net Interest Income$437M+9.9%
- Total Revenue$664M+2.9%
- Net Income$180M+18.9%
- Return on Equity13.87%+9.4%
- Net Interest Margin4.46%+9.9%
- Efficiency Ratio48.82%-1.9%
- ROA1.84%+19.1%
- Equity / Assets13.8%+8.8%
- Book Value per Share83.59+9.2%
PRK Price & Volume
Park National Corporation (PRK) stock price & volume — 10-year historical chart
Loading chart...
Aggressive Asset Scaling Challenges Operational Efficiency Ratios
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Accelerating
Profitability:Strong
Financial:Fortress
Cash Flow:Stable
Primary Risk:NIM compression and efficiency
Key Thesis Takeaways
- Park National Corporation is currently navigating a period of rapid asset expansion, with total assets reaching $13.0 billion in 2026Q1, which has driven a 20.5% year-over-year growth in net interest income.
- While the bank maintains a solid capital buffer with an equity-to-assets ratio of 0.13, investors should monitor the recent deterioration in the efficiency ratio to 55.8% as it suggests rising operational costs.
- The firm's reliance on a $11.9 billion investment securities portfolio necessitates careful management of interest rate sensitivity to protect future net interest margins.
Verdict Logic
while the 20.5% year-over-year NII growth is impressive, the current 55.8% efficiency ratio and 16.57 P/E TTM suggest that operational headwinds may limit near-term valuation upside.
PRK Growth Metrics
Park National Corporation (PRK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years6.85%
5 Years6.57%
3 Years8.92%
TTM-
Profit CAGR
10 Years8.32%
5 Years7.08%
3 Years6.67%
TTM13.41%
EPS CAGR
10 Years7.76%
5 Years7.33%
3 Years7%
TTM11.79%
Return on Capital
10 Years7%
5 Years7.81%
3 Years4.2%
Last Year3.92%
PRK Recent Earnings
Park National Corporation (PRK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
Apr 24, 2026Metric
Actual
Est
EPS
$3.06+15.0%
$2.66
Rev
$157M+0.0%
$157M
Q1 2026
Jan 26, 2026Metric
Actual
Est
EPS
$2.93+5.8%
$2.77
Rev
$144M+1.5%
$142M
Q4 2025
Oct 27, 2025Metric
Actual
Est
EPS
$2.87+4.7%
$2.74
Rev
$142M+0.9%
$140M
Q3 2025
Jul 28, 2025Metric
Actual
Est
EPS
$2.90+18.4%
$2.45
Rev
$141M+2.7%
$138M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 24, 2026 | $3.06vs $2.66+15.0% | $157Mvs $157M+0.0% |
| Q1 2026 | Jan 26, 2026 | $2.93vs $2.77+5.8% | $144Mvs $142M+1.5% |
| Q4 2025 | Oct 27, 2025 | $2.87vs $2.74+4.7% | $142Mvs $140M+0.9% |
| Q3 2025 | Jul 28, 2025 | $2.90vs $2.45+18.4% | $141Mvs $138M+2.7% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Park National Corporation (PRK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $184.28 | $3.33B | 16.59 | 2.92% | 27.1% | 13.87% | 3.02% | |
| $34.31 | $3.6B | 12.90 | 2.75% | 20.93% | 10.23% | — | |
| $24.23 | $4.63B | 11.65 | 5.03% | 20.93% | 11.45% | — | |
| $46.14 | $6.36B | 14.11 | 12.33% | 36.72% | 9.27% | — | |
| $39.31 | $3.78B | 17.39 | 51.41% | 21.27% | 8% | — | |
| $18.01 | $36.51B | 12.96 | 4.38% | 16.63% | 8.81% | — |
Compare PRK vs Peers
Park National Corporation (PRK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PRK SEC Filings & Documents
Park National Corporation (PRK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Get notified when PRK posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
PRK Frequently Asked Questions
Park National Corporation (PRK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Park National Corporation growing?
Park National Corporation (PRK) grew revenue by 2.9% over the past year. Growth has been modest.
Is PRK profitable?
Yes, Park National Corporation (PRK) is profitable, generating $179.6M in net income for fiscal year 2025 (27.1% net margin).
Dividend & Returns
Does PRK pay dividends?
Yes, Park National Corporation (PRK) pays a dividend with a yield of 3.02%. This makes it attractive for income-focused investors.
What is PRK's return on equity?
Park National Corporation (PRK) has a return on equity (ROE) of 13.9%. This is reasonable for most industries.
Industry Metrics
What is Park National Corporation's net interest margin?
Park National Corporation (PRK) has a net interest margin (NIM) of 4.5%. This indicates healthy earnings from lending activities.
What is Park National Corporation's efficiency ratio?
Park National Corporation (PRK) has an efficiency ratio of 48.8%. This is excellent, indicating strong cost control.