The PNC Financial Services Group, Inc. (PNC) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Hold
Based on 46 analysts0.7% Below Target
PNC trades 0.7% below Wall Street's consensus target of $255.88.
Current Price$254.01
Average Target$255.88
Target
Current
Low$206.00
Median$261.50
High$278.00
Analyst Target Range
Forward P/E13.7x
(Value)
PEG Ratio0.65
(Undervalued)
Implied Growth+5.7%
(Low)
Analyst Spread28.1%
(High Agreement)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes PNC achieves its forward estimates and maintains a stable P/E multiple of 13.7x. This scenario reflects the blended consensus of 46 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
PNC Price Target Analysis
Updated July 8, 2026As of July 8, 2026, The PNC Financial Services Group, Inc. (PNC) has a Wall Street consensus price target of $255.88, based on estimates from 46 covering analysts. With the stock currently trading at $254.01, this represents a potential upside of +0.7%. The company has a market capitalization of $102.00B.
Analyst price targets range from a low of $206.00 to a high of $278.00, representing a 28% spread in expectations. The median target of $261.50 aligns closely with the consensus average.
The current analyst consensus rating is Hold, with 22 analysts rating the stock as a Buy or Strong Buy,23 rating it Hold, and 1 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, PNC trades at a trailing P/E of 15.3x and forward P/E of 13.7x. The forward PEG ratio of 0.65 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +5.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $295.88, with bear and bull scenarios of $186.40 and $389.85 respectively. Model confidence stands at 54/100, reflecting moderate uncertainty in projections.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+4.7%
Industry Consensus
Avg Forward P/E
12.8x
(Value)
Peers with Coverage
10 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 USBU.S. Bancorp | $98.0B | $62.89 | $64.09 | +1.9% | Hold | 12.3x | 49 |
 TFCTruist Financial Corporation | $63.4B | $50.89 | $55.89 | +9.8% | Buy | 11.2x | 54 |
 RFRegions Financial Corporation | $26.1B | $30.59 | $31.22 | +2.1% | Hold | 11.7x | 52 |
 CFGCitizens Financial Group, Inc. | $30.4B | $71.78 | $72.50 | +1.0% | Buy | 13.8x | 38 |
 HBANHuntington Bancshares Incorporated | $36.5B | $18.01 | $20.40 | +13.3% | Buy | 12.1x | 48 |
 KEYKeyCorp | $25.3B | $23.37 | $23.60 | +1.0% | Buy | 12.8x | 51 |
 MTBM&T Bank Corporation | $35.1B | $239.75 | $239.63 | -0.1% | Hold | 12.8x | 48 |
 JPMJPMorgan Chase & Co. | $908.9B | $339.22 | $341.25 | +0.6% | Buy | 15.0x | 61 |
 BACBank of America Corporation | $424.8B | $59.86 | $61.88 | +3.4% | Buy | 13.4x | 54 |
 WFCWells Fargo & Company | $266.9B | $87.21 | $99.11 | +13.6% | Hold | 12.4x | 60 |
PNC — Frequently Asked Questions
Quick answers to the most common questions about buying PNC stock.
What is the PNC stock price target for 2026?
The consensus price target for PNC is $255.88, close to the current price of $254.01 (0.7% implied move). Based on 46 analyst estimates, the stock appears fairly valued near current levels.
Is PNC a buy, sell, or hold?
PNC has a consensus rating of "Hold" based on 46 Wall Street analysts. The rating breakdown is mixed, with 23 Hold ratings making up the largest segment. The consensus 12-month price target of $255.88 implies 0.7% upside from current levels.
Is PNC stock overvalued or undervalued?
With a forward P/E of 13.6953x, PNC trades at a relatively low valuation. The consensus target of $255.88 implies 0.7% appreciation, suggesting the market may be pricing in risks.
How high can PNC stock go?
The most bullish Wall Street analyst has a price target of $278 for PNC, while the most conservative target is $206. The consensus of $255.88 represents the median expectation. Our quantitative valuation model projects a bull case target of $390 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover PNC stock?
PNC is heavily covered by Wall Street, with 46 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 22 have Buy ratings, 23 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the PNC stock forecast?
The 12-month PNC stock forecast based on 46 Wall Street analysts shows a consensus price target of $255.88, with estimates ranging from $206 (bear case) to $278 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $296, with bear/bull scenarios of $186/$390.
What is PNC's fair value based on fundamentals?
Our quantitative valuation model calculates PNC's fair value at $296 (base case), with a bear case of $186 and bull case of $390. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 54/100.
What is PNC's forward P/E ratio?
PNC trades at a forward P/E ratio of 13.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 15.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy PNC stock?
PNC appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $255.88 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do PNC price targets vary so much?
PNC analyst price targets range from $206 to $278, a 28% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $255.88 consensus represents the middle ground. Our model's $186-$390 range provides an independent fundamental perspective.
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