CPI Card Group Inc. (PMTS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 44.12M | 48.29M | 40.99M | 40.12M | 40.7M | 42.62M | 44.7M | 42.39M | 40.19M | 34.06M | 36.15M | 40.83M | 43.09M | 47.5M | 48.44M | 40.55M | 39.28M | 30.93M | 37.69M | 37.09M |
| Gross Margin % | 29.99% | 31.55% | 29.71% | 30.92% | 33.15% | 34.07% | 35.83% | 35.67% | 35.9% | 33.11% | 34.15% | 35.51% | 35.66% | 37.57% | 38.88% | 35.79% | 35.25% | 33.19% | 37.84% | 39.79% |
| Gross Profit Growth % | 8.42% | 13.31% | -8.29% | -5.35% | 1.26% | 25.12% | 23.64% | 3.83% | -6.74% | -28.29% | -25.37% | 0.68% | 9.72% | 53.56% | 28.54% | 9.34% | 9.96% | -0.1% | 23.13% | 60.62% |
| Operating Expenses | 33.13M | 29.99M | 27.98M | 30.7M | 26.59M | 26.68M | 26.9M | 27.48M | 26.04M | 23.52M | 23.19M | 23.33M | 22.5M | 24.85M | 25M | 25.5M | 21.3M | 21.73M | 20.98M | 21.3M |
| OpEx % of Revenue | 22.52% | 19.6% | 20.28% | 23.66% | 21.66% | 21.32% | 21.56% | 23.13% | 23.27% | 22.86% | 21.91% | 20.3% | 18.61% | 19.65% | 20.06% | 22.5% | 19.11% | 23.31% | 21.07% | 22.85% |
| Selling, General & Admin | 33.13M | 29.99M | 26.47M | 29.29M | 25.5M | 25.46M | 25.67M | 26.23M | 26.04M | 23.52M | 21.78M | 21.89M | 21.07M | 23.45M | 23.4M | 24.05M | 19.88M | 20.34M | 19.47M | 19.75M |
| SG&A % of Revenue | 22.52% | 19.6% | 19.19% | 22.57% | 20.77% | 20.35% | 20.58% | 22.07% | 23.27% | 22.86% | 20.58% | 19.04% | 17.43% | 18.54% | 18.79% | 21.23% | 17.84% | 21.82% | 19.55% | 21.18% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 10.99M | 18.3M | 13.02M | 9.42M | 14.1M | 15.94M | 17.8M | 14.91M | 14.14M | 10.54M | 12.96M | 17.49M | 20.6M | 22.65M | 23.45M | 15.05M | 17.98M | 9.21M | 16.7M | 15.79M |
| Operating Margin % | 7.47% | 11.95% | 9.44% | 7.26% | 11.49% | 12.74% | 14.27% | 12.55% | 12.64% | 10.24% | 12.24% | 15.22% | 17.04% | 17.91% | 18.82% | 13.29% | 16.14% | 9.88% | 16.77% | 16.94% |
| Operating Income Growth % | -22.05% | 14.78% | -26.86% | -36.8% | -0.29% | 51.25% | 37.32% | -14.77% | -31.33% | -53.47% | -44.72% | 16.2% | 14.55% | 146.04% | 40.37% | -4.64% | 1.19% | -25.98% | 23.88% | 217.52% |
| EBITDA | 16.4M | 24.88M | 19.13M | 14.94M | 18.35M | 20.14M | 21.95M | 18.96M | 18.16M | 14.6M | 16.97M | 21.55M | 24.4M | 26.52M | 27.28M | 18.63M | 21.59M | 12.7M | 20.27M | 19.6M |
| EBITDA Margin % | 11.15% | 16.26% | 13.87% | 11.51% | 14.95% | 16.1% | 17.6% | 15.95% | 16.23% | 14.19% | 16.03% | 18.75% | 20.19% | 20.97% | 21.9% | 16.44% | 19.38% | 13.62% | 20.35% | 21.03% |
| EBITDA Growth % | -10.62% | 23.52% | -12.84% | -21.2% | 1.04% | 37.96% | 29.38% | -12.04% | -25.57% | -44.94% | -37.81% | 15.72% | 13.02% | 108.89% | 34.58% | -4.99% | -1.82% | -24.56% | 16.1% | 113.34% |
| D&A (Non-Cash Add-back) | 5.41M | 6.58M | 6.12M | 5.51M | 4.25M | 4.2M | 4.15M | 4.05M | 4.02M | 4.06M | 4M | 4.06M | 3.8M | 3.87M | 3.84M | 3.57M | 3.61M | 3.49M | 3.57M | 3.82M |
| EBIT | 10.99M | 18.82M | 12.49M | 9.41M | 14.1M | 15.93M | 14.28M | 14.91M | 14.08M | 10.57M | 12.91M | 17.49M | 20.48M | 23.12M | 23.38M | 15.04M | 17.59M | 9.2M | 16.7M | 15.79M |
| Net Interest Income | -7.66M | -7.97M | -8.75M | -8.07M | -7.68M | -7.67M | -13.46M | 0 | -6.42M | -6.68M | -6.71M | -6.74M | -6.78M | -7.28M | -7.32M | -7.15M | -7.87M | -7.41M | -7.18M | -7.04M |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 7.66M | 7.97M | 8.75M | 8.07M | 7.68M | 7.67M | 13.46M | 0 | 6.42M | 6.68M | 6.71M | 6.74M | 6.78M | 7.28M | 7.32M | 7.15M | 7.87M | 7.41M | 7.18M | 7.04M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 3.37M | 10.09M | 3.74M | 1.34M | 6.44M | 8.25M | 819K | 8.3M | 7.66M | 3.89M | 6.19M | 10.67M | 13.7M | 15.47M | 16.06M | 7.89M | 9.72M | 1.78M | 9.51M | 8.75M |
| Pretax Margin % | 2.29% | 6.59% | 2.71% | 1.03% | 5.24% | 6.6% | 0.66% | 6.99% | 6.84% | 3.78% | 5.85% | 9.29% | 11.34% | 12.24% | 12.89% | 6.97% | 8.72% | 1.92% | 9.55% | 9.39% |
| Income Tax | 1.16M | 2.73M | 1.44M | 823K | 1.66M | 1.48M | -474K | 2.3M | 2.2M | 1.16M | 2.34M | 4.15M | 2.83M | 3M | 4.15M | 1.74M | 3.72M | 1.11M | 2.89M | 2.52M |
| Effective Tax Rate % | 34.36% | 27.12% | 38.34% | 61.37% | 25.84% | 17.94% | -57.88% | 27.71% | 28.74% | 29.79% | 37.73% | 38.89% | 20.65% | 19.37% | 25.84% | 22.07% | 38.25% | 62.3% | 30.35% | 28.81% |
| Net Income | 2.06M | 7.35M | 2.31M | 518K | 4.77M | 6.77M | 1.29M | 6M | 5.46M | 2.73M | 3.86M | 6.52M | 10.87M | 12.48M | 11.91M | 6.15M | 6M | 673K | 6.63M | 6.23M |
| Net Margin % | 1.4% | 4.8% | 1.67% | 0.4% | 3.89% | 5.41% | 1.04% | 5.05% | 4.87% | 2.66% | 3.64% | 5.67% | 9% | 9.87% | 9.56% | 5.43% | 5.39% | 0.72% | 6.65% | 6.69% |
| Net Income Growth % | -56.93% | 8.54% | 78.5% | -91.37% | -12.48% | 147.88% | -66.48% | -8% | -49.83% | -78.1% | -67.62% | 6.05% | 81.16% | 1753.94% | 79.75% | -1.3% | 149.05% | -90.76% | 14.06% | 387.26% |
| Net Income (Continuing) | 2.21M | 7.35M | 2.31M | 518K | 4.77M | 6.77M | 1.29M | 6M | 5.46M | 2.73M | 3.86M | 6.52M | 10.87M | 12.48M | 11.91M | 6.15M | 6M | 673K | 6.63M | 6.23M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 0.17 | 0.62 | 0.19 | 0.04 | 0.40 | 0.57 | 0.11 | 0.51 | 0.46 | 0.23 | 0.33 | 0.55 | 0.91 | 1.06 | 1.01 | 0.52 | 0.51 | 0.06 | 0.56 | 0.53 |
| EPS Growth % | -57.5% | 8.77% | 72.73% | -91.49% | -13.04% | 147.83% | -66.67% | -7.27% | -49.45% | -78.3% | -67.33% | 5.77% | 78.43% | 1666.67% | 80.36% | -1.89% | 142.86% | -90.63% | 7.69% | 381.82% |
| EPS (Basic) | 0.18 | 0.64 | 0.20 | 0.05 | 0.42 | 0.61 | 0.12 | 0.54 | 0.48 | 0.24 | 0.34 | 0.57 | 0.95 | 1.10 | 1.06 | 0.55 | 0.53 | 0.06 | 0.59 | 0.55 |
| Diluted Shares Outstanding | 11.86M | 11.83M | 11.85M | 11.93M | 12.01M | 11.93M | 11.87M | 11.78M | 11.77M | 11.78M | 11.83M | 11.88M | 11.9M | 11.81M | 11.79M | 11.72M | 11.72M | 11.78M | 11.8M | 11.76M |
| Basic Shares Outstanding | 11.46M | 11.41M | 11.35M | 11.3M | 11.25M | 11.19M | 11.11M | 11.05M | 11.27M | 11.45M | 11.43M | 11.43M | 11.39M | 11.39M | 11.27M | 11.26M | 11.26M | 11.25M | 11.24M | 11.23M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |