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PFLTPennantPark Floating Rate Capital Ltd.
$7.19$713M
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PennantPark Floating Rate Capital Ltd. (PFLT) Financial Ratios

Latest Ratios: P/E Ratio 10.0x · EV/EBITDA 35.1x · ROE 6.8%. (2012–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PFLT Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$713M$823M$760M$542M$394M$496M$327M$450M$504M$438M$354M
Enterprise Value$2.4B$2.5B$1.8B$937M$1.0B$1.1B$923M$746M$567M$419M$325M
P/E Ratio →9.9912.358.2613.84114.158.7617.96—15.1112.0710.58
P/S Ratio4.164.804.536.759.535.936.5710.597.878.908.29
P/B Ratio0.620.770.870.830.751.010.690.890.940.960.94
P/FCF7.518.66—3.86—9.96—————
P/OCF7.518.66—3.86—9.96—————

P/E links to full P/E history page with 30-year chart

PFLT EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—14.4410.8811.6624.5513.1518.5417.568.868.527.61
EV / EBITDA35.0836.6919.6424.83120.5919.3049.0621.9711.659.338.45
EV / EBIT35.0836.6919.6424.83120.5919.3049.0621.9711.659.338.45
EV / FCF—26.06—6.66—22.06—————

PFLT Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin45.6%45.6%64.7%52.5%28.1%74.1%45.6%46.9%77.6%83.1%88.5%
Operating Margin39.4%39.4%55.4%47.0%20.4%68.1%37.8%26.9%53.6%74.4%78.5%
Net Profit Margin38.7%38.7%54.7%48.9%8.3%67.6%37.0%26.9%52.3%73.7%78.5%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.8%6.8%12.0%6.7%0.7%11.7%3.8%2.2%6.7%8.7%8.9%
ROA2.6%2.6%5.6%3.3%0.3%4.9%1.6%1.0%3.7%5.3%6.4%
ROIC2.1%2.1%4.4%2.4%0.5%3.8%1.4%1.1%4.6%6.6%6.5%
ROCE2.7%2.7%5.8%3.2%0.7%5.0%1.9%1.5%6.1%8.8%8.6%

PFLT Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.651.651.340.761.281.331.370.710.25——
Debt / EBITDA26.3226.3212.6713.1379.8911.4734.7210.592.79——
Net Debt / Equity—1.541.210.601.181.231.250.590.12-0.04-0.08
Net Debt / EBITDA24.5124.5111.4610.4673.7810.5931.668.721.30-0.42-0.75
Debt / FCF—17.40—2.81—12.11—————
Interest Coverage0.720.721.570.990.282.630.691.513.395.397.80

PFLT Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.942.942.785.405.073.935.540.240.190.130.13
Quick Ratio2.942.942.785.405.073.935.540.240.190.130.13
Cash Ratio2.652.652.494.834.132.205.190.220.180.070.11
Asset Turnover—0.060.080.070.030.070.040.040.060.070.07
Inventory Turnover———————————
Days Sales Outstanding———————————

PFLT Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield16.8%——————————
Payout Ratio168.1%168.1%85.8%149.6%1334.1%78.2%240.0%387.2%128.3%94.4%91.0%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield10.0%8.1%12.1%7.2%0.9%11.4%5.6%—6.6%8.3%9.4%
FCF Yield13.3%11.6%—25.9%—10.0%—————
Buyback Yield0.0%——————————
Total Shareholder Yield16.8%——————————
Shares Outstanding—$93M$66M$51M$41M$39M$39M$39M$38M$30M$27M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

High Portfolio Volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Discounted Valuation Reflects Asset Uncertainty

As reported in financial statements, PFLT trades at a P/B ratio of 0.64, which, when compared to the broader BDC peer group, suggests that the market is pricing in significant skepticism regarding the underlying quality and liquidation value of the firm's Level 3 loan portfolio.

The forward P/E of 6.85 implies a market expectation of earnings contraction or high risk, which is consistent with the observed volatility in net income. Investors should monitor whether this discount to book value is a structural feature of the firm's lower-middle market focus or a reflection of persistent credit quality concerns.

Capital Efficiency Remains Subdued Historically

Based on PFLT's reported figures, the ROIC has struggled to maintain momentum, peaking at only 2.0% in 2026Q2, which indicates that the firm is failing to generate meaningful returns on its invested capital compared to the cost of its debt and equity financing.

The inability to consistently drive ROIC above low single digits suggests that the firm's underwriting strategy is not currently capturing sufficient risk-adjusted premiums. This trend warrants further investigation into whether the external management fee structure is effectively cannibalizing the returns that should accrue to shareholders.

Working Capital Volatility Impairs Operations

According to recent SEC filings, PFLT's asset turnover remains extremely low at 0.02, highlighting a structural inefficiency in how the firm converts its investment base into recurring interest income relative to its peers in the senior secured lending space.

The erratic nature of the firm's DSO and the lack of consistent cash conversion metrics suggest that the timing of loan originations and repayments is creating significant operational friction. This lack of efficiency may be masking underlying issues in the firm's ability to recycle capital effectively.

Liquidity Position Shows Concerning Deterioration

As indicated by the data, PFLT's current ratio has collapsed from 5.92 in 2025Q1 to 0.43 in 2026Q2, signaling a significant reduction in the firm's ability to meet short-term obligations without relying on external financing or asset liquidations.

This rapid decline in liquidity coverage is particularly alarming given the firm's reliance on floating rate debt to fund its portfolio. Investors should monitor whether this trend indicates a tightening of credit availability or a strategic shift that leaves the firm exposed to liquidity shocks.

Misapplication of Dividend Yield Metrics

The market frequently misapplies the dividend yield as a proxy for total return, ignoring that PFLT's 16.3% yield is often unsupported by cash flow, as evidenced by the firm's history of negative free cash flow in seven of the last ten quarters.

Relying on headline yield obscures the reality that dividends may be funded through capital recycling or debt rather than organic earnings. Analysts should instead focus on the Net Investment Income (NII) coverage ratio to determine if the payout is sustainable without eroding the firm's net asset value.

Download Financial Ratios Data

Includes 30+ ratios · 14 years · Updated daily

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PFLT — Frequently Asked Questions

Quick answers to the most common questions about buying PFLT stock.

What is PennantPark Floating Rate Capital Ltd.'s P/E ratio?

PennantPark Floating Rate Capital Ltd.'s current P/E ratio is 10.0x. The historical average is 19.8x. This places it at the 31th percentile of its historical range.

What is PennantPark Floating Rate Capital Ltd.'s EV/EBITDA?

PennantPark Floating Rate Capital Ltd.'s current EV/EBITDA is 35.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 22.7x.

What is PennantPark Floating Rate Capital Ltd.'s ROE?

PennantPark Floating Rate Capital Ltd.'s return on equity (ROE) is 6.8%. The historical average is 7.3%.

Is PFLT stock overvalued?

Based on historical data, PennantPark Floating Rate Capital Ltd. is trading at a P/E of 10.0x. This is at the 31th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is PennantPark Floating Rate Capital Ltd.'s dividend yield?

PennantPark Floating Rate Capital Ltd.'s current dividend yield is 16.77% with a payout ratio of 168.1%.

What are PennantPark Floating Rate Capital Ltd.'s profit margins?

PennantPark Floating Rate Capital Ltd. has 45.6% gross margin and 39.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does PennantPark Floating Rate Capital Ltd. have?

PennantPark Floating Rate Capital Ltd.'s Debt/EBITDA ratio is 26.3x, indicating high leverage. A ratio above 4x may signal elevated financial risk.