Preferred Bank (PFBC) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 45.57M | 86.93M | 10.97M | 25.66M | 44.58M | 39.62M | 56.01M | 25.79M | 43.11M | 198K | 59.3M | 62.95M | 52.94M | 36.53M | 45.23M | 29.8M | 32.19M | 29.19M | 41.12M | 16.8M |
| Operating CF Growth % | 2.23% | 119.43% | -80.41% | -0.51% | 3.41% | 19907.58% | -5.55% | -59.03% | -18.57% | -99.46% | 31.1% | 111.24% | 64.48% | 25.16% | 9.99% | 77.33% | -1.01% | -16.55% | 35.54% | -8.39% |
| Net Income | 31.14M | 34.82M | 35.94M | 32.85M | 30.02M | 30.22M | 33.38M | 33.59M | 33.47M | 35.84M | 38.19M | 37.94M | 38.07M | 39.56M | 35.19M | 28.07M | 26.03M | 26.42M | 26.14M | 21.48M |
| Depreciation & Amortization | 396K | 387K | 412K | 432K | 517K | 505K | 522K | 551K | 573K | 444K | 460K | 390K | 426K | 446K | 476K | 482K | 486K | 482K | 479K | 479K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 3.88M | 5.3M | 5.26M | 5.74M | 6.97M | -1.5M | 7.57M | 3.42M | 5.58M | 3.12M | 4.92M | 5.5M | 5.32M | -1.85M | 3.83M | 4.35M | 1.28M | -8.76M | -78K | 4.52M |
| Working Capital Changes | 6.12M | 44.35M | -32.85M | -15.45M | 3.25M | 8.27M | 12.69M | -13.63M | 92K | -40.49M | 14.43M | 17.21M | 7.81M | -5.31M | 4.38M | -5.08M | 3.01M | 6.03M | 13.19M | -11.04M |
| Cash from Investing | -71.06M | -165.57M | -127.38M | -293.21M | -37.64M | -92.39M | -142.93M | -108.14M | -78.17M | -118.65M | 664K | -56.47M | 76.42M | -113.59M | -86.81M | -325.17M | -174.32M | -87.21M | -229.25M | -179.35M |
| Purchase of Investments | -4.45M | -7.8M | -9.24M | -204.78M | -48.03M | -21.48M | -4.33M | -6.13M | -28.69M | -16.09M | -106K | -55.58M | -781K | -108.93M | -1.42M | -2.57M | -7M | 4.71M | -209.98M | -73.82M |
| Sale/Maturity of Investments | 32.42M | 13.9M | 16.34M | 13.65M | 3.15M | 4.38M | 3.68M | 8.48M | 6.65M | 42.23M | 9.98M | 59.31M | 55.49M | 53.83M | 5.97M | 10.1M | 13.14M | 9.94M | 24.09M | 8.87M |
| Net Investment Activity | 27.97M | 6.09M | 7.1M | -191.13M | -44.89M | -17.1M | -648K | 2.35M | -22.04M | 26.15M | 9.88M | 3.73M | 54.71M | -55.1M | 4.54M | 7.53M | 6.14M | 14.64M | -185.89M | -64.94M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.3M | -8.72M |
| Other Investing | -97.73M | -170.98M | -134.32M | -101.9M | 7.58M | -75.52M | -142.07M | -110.4M | -55.28M | -143.4M | -8.89M | -59.7M | 21.91M | -58.42M | -91.27M | -332.64M | -180.32M | -101.79M | -41.84M | -105.57M |
| Cash from Financing | 23.55M | 90.28M | 135.61M | 138.63M | 132.73M | 33.29M | -25.76M | 63.42M | 60.8M | 8.19M | -88.6M | 157.57M | -11.2M | 95.1M | 22.41M | 78.86M | 76.69M | 26M | 374.29M | 115.9M |
| Dividends Paid | -9.77M | -9.24M | -9.31M | -9.77M | -9.92M | -9.25M | -9.34M | -9.38M | -9.54M | -7.54M | -7.77M | -7.94M | -7.9M | -6.17M | -6.29M | -6.37M | -6.31M | -5.58M | -5.69M | -5.68M |
| Share Repurchases | -41.38M | -16.25M | -6.41M | -57.2M | -13.24M | -6.54M | -5.43M | -4.26M | -22.02M | -10.34M | -25.11M | -15.72M | -4.07M | -51K | -19.03M | -13.05M | -1.16M | -16K | -17.5M | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -41.38M | -16.25M | -6.41M | -57.2M | -13.24M | -6.54M | -5.43M | -4.26M | -22.02M | -10.34M | -25.11M | -15.72M | -4.07M | -51K | -19.03M | -13.05M | -1.16M | -16K | -17.5M | 0 |
| Debt Issuance (Net) | 0 | -1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 0 | 0 | 0 | 0 | 0 | -140K | 0 |
| Other Financing | 74.7M | 315.77M | 151.34M | 205.6M | 155.89M | 49.08M | -11M | 77.05M | 92.37M | 26.07M | -55.72M | 181.22M | -149.23M | 101.32M | 47.72M | 98.28M | 84.16M | 31.59M | 397.61M | 121.58M |
| Net Change in Cash | -1.94M | 11.64M | 19.2M | -128.93M | 139.67M | -19.48M | -112.68M | -18.92M | 25.75M | -110.26M | -28.64M | 164.05M | 118.17M | 18.04M | -19.17M | -216.5M | -65.45M | -32.02M | 186.16M | -46.65M |
| Exchange Rate Effect | 1.94M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 827.1M | 815.46M | 796.26M | 925.18M | 785.51M | 804.99M | 917.68M | 936.6M | 910.85M | 1.02B | 1.05B | 885.69M | 767.53M | 749.48M | 768.66M | 985.16M | 1.05B | 1.08B | 896.47M | 943.13M |
| Cash at End | 825.16M | 827.1M | 815.46M | 796.26M | 925.18M | 785.51M | 804.99M | 917.68M | 936.6M | 910.85M | 1.02B | 1.05B | 885.69M | 767.53M | 749.48M | 768.66M | 985.16M | 1.05B | 1.08B | 896.47M |
| Interest Paid | 51.32M | 0 | 0 | 52.66M | 53.75M | 56.17M | 59.66M | 61.82M | 58.43M | 51.95M | 47.07M | 42.63M | 33.45M | 23.83M | 10.21M | 7.35M | 3.74M | 12.6M | -1.17M | 8.82M |
| Income Taxes Paid | 1.93M | 0 | 0 | 23.4M | 1.69M | 13.88M | 5.87M | 25.49M | 1.08M | 55.48M | 1M | 1.25M | 665K | 16.38M | 14.88M | 11.87M | 555K | 7.3M | 3.94M | 17.77M |
| Free Cash Flow | 44.27M | 86.25M | 10.81M | 25.48M | 44.25M | 39.84M | 55.8M | 25.7M | 42.27M | -1.19M | 58.98M | 62.46M | 52.73M | 36.47M | 45.14M | 29.74M | 32.05M | 29.13M | 40.9M | 16.69M |
| FCF Growth % | 0.05% | 116.46% | -80.63% | -0.84% | 4.68% | 3442.53% | -5.4% | -58.86% | -19.84% | -103.27% | 30.65% | 109.98% | 64.55% | 25.19% | 10.38% | 78.23% | -0.84% | -15.48% | 36.8% | -7.9% |