Ponce Financial Group, Inc. (PDLB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 12.5M | 34.94M | 1.39M | 6.17M | 13.09M | 22.87M | -14.56M | -2.55M | 1.46M | 31.94M | 7.06M | -5.86M | 6.15M | -4.43M | -12.26M | 14.53M | 11.96M | -9.48M | -333K | 5.75M |
| Operating CF Growth % | -4.49% | 52.8% | 109.56% | 341.83% | 795.76% | -28.41% | -306.16% | 56.44% | -76.23% | 820.83% | 157.62% | -140.33% | -48.6% | 53.24% | -3581.68% | 152.64% | -47.11% | 61.89% | -126.99% | 212.26% |
| Net Income | 8.62M | 10.14M | 6.51M | 6.1M | 5.96M | 2.93M | 2.43M | 3.19M | 2.41M | 518K | 2.59M | -87K | 331K | -9.21M | -14.74M | 771K | -6.82M | 14.98M | 2.05M | 5.93M |
| Depreciation & Amortization | 1.23M | 1.24M | 1.1M | 1.22M | 1.21M | 1.25M | 1.22M | 1.59M | 673K | 1.28M | 971K | 1.54M | 742K | 2.9M | 438K | 466K | 467K | 588K | 646K | 636K |
| Deferred Taxes | -266K | 694K | -650K | -641K | -37K | 478K | 285K | 739K | 667K | 349K | 713K | -195K | 391K | -2.47M | -3.36M | -25K | -2.09M | 1.24M | 889K | -1.13M |
| Other Non-Cash Items | 152K | 937K | -2.26M | 1.44M | -859K | 452K | 563K | -656K | -548K | -2.17M | 212K | 2.01M | -1.24M | 12.72M | 18.18M | 10.49M | 1.17M | -14.37M | 694K | -4.13M |
| Working Capital Changes | 1.62M | 20.77M | -2.86M | -2.89M | 5.75M | 16.79M | -19.99M | -8.26M | -2.56M | 30.96M | 1.91M | -9.82M | 5.25M | -9.1M | -13.52M | 2.1M | 18.5M | -13.15M | -5.15M | 3.92M |
| Cash from Investing | -83.51M | -113.67M | 23.2M | -61.41M | -67.83M | -68.78M | -96.74M | -49.29M | -80.09M | -125.57M | -80.15M | -68.7M | -91.28M | -135.96M | -354.49M | -241.83M | -44.79M | 19.05M | -11M | -133.12M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -26.98M | -291.34M | -215.6M | -53.38M | -15.69M | -58.95M | -21.11M |
| Sale/Maturity of Investments | 14.72M | 15.74M | -42.38M | 28.78M | 13.6M | 38.55M | 45.43M | 14.09M | 11.42M | 12.37M | 14.74M | 12.71M | 21.14M | 13.52M | 12.41M | 9.62M | 4.76M | 6.09M | 2.63M | 3.54M |
| Net Investment Activity | 14.72M | 15.74M | -42.38M | 28.78M | 13.6M | 38.55M | 45.43M | 14.09M | 11.42M | 12.37M | 14.74M | 12.71M | 21.14M | -13.46M | -278.93M | -205.98M | -48.62M | -9.6M | -56.32M | -17.58M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -98.18M | -129.44M | 65.17M | -89.93M | -81.28M | -106.85M | -141.77M | -63.31M | -89.73M | -137.9M | -94.84M | -81.31M | -112.19M | -122.43M | -75.41M | -35.7M | 3.96M | 25.55M | 46.02M | -112.72M |
| Cash from Financing | 62.1M | 58.3M | -4.65M | 51.98M | 44.8M | 29.94M | 163.94M | 20.29M | 74.16M | 115.81M | -53.69M | 133.66M | 215.47M | 132.22M | 154.46M | 432.81M | -51.77M | 81.28M | 8.28M | 103.34M |
| Dividends Paid | -281K | -281K | -281K | -282K | -281K | -282K | -281K | -25K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5.81M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -436K |
| Stock Issued | 222K | 32K | 110K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2K | 0 | 0 | 0 | 0 | 0 | 4.74M |
| Net Stock Activity | 222K | 32K | 110K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5.81M | 0 | 0 | 2K | 0 | 0 | 0 | 0 | 0 | 4.31M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 0 | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K |
| Other Financing | 87.16M | -16.45M | 10.52M | 37.26M | 120.08M | 14.54M | 264.23M | 20.31M | 78.16M | 106.49M | -40.88M | 99.94M | 84.47M | -98.78M | 202.46M | 192.56M | -24.55M | 77.45M | 13.1M | 97.61M |
| Net Change in Cash | -8.91M | -20.43M | 19.94M | -3.25M | -9.95M | -15.97M | 52.65M | -31.56M | -4.47M | 22.18M | -126.78M | 59.1M | 130.33M | -8.16M | -212.28M | 205.51M | -84.6M | 90.86M | -3.05M | -24.03M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 126.15M | 146.58M | 126.64M | 129.89M | 139.84M | 155.81M | 103.17M | 134.72M | 139.19M | 117.01M | 243.79M | 184.69M | 54.36M | 62.52M | 274.81M | 69.3M | 153.89M | 63.04M | 66.09M | 90.12M |
| Cash at End | 117.25M | 126.15M | 146.58M | 126.64M | 129.89M | 139.84M | 155.81M | 103.17M | 134.72M | 139.19M | 117.01M | 243.79M | 184.69M | 54.36M | 62.52M | 274.81M | 69.3M | 153.89M | 63.04M | 66.09M |
| Interest Paid | 19.89M | 21.47M | 21.39M | 21.9M | 20.88M | 21.36M | 26.17M | 18.29M | 28.59M | 14.17M | 13.28M | 11.84M | 10.73M | 8.23M | 3.33M | 1.74M | 1.69M | 1.88M | 1.8M | 2.12M |
| Income Taxes Paid | 520K | 2.07M | 3.05M | 2.93M | 409K | 821K | 1.06M | 15K | 290K | 517K | 75K | 377K | 37K | -451K | 350K | 232K | 42K | 122K | 3.56M | 2.24M |
| Free Cash Flow | 12.45M | 34.98M | 1.8M | 5.92M | 12.93M | 22.39M | -14.96M | -2.62M | -315K | 31.9M | 7.02M | -5.95M | 5.91M | -4.49M | -12.41M | 14.38M | 11.83M | -6.39M | -1.03M | 2.93M |
| FCF Growth % | -3.71% | 56.21% | 112.03% | 325.73% | 4205.71% | -29.81% | -313.09% | 55.93% | -105.33% | 810.45% | 156.55% | -141.38% | -50.03% | 29.69% | -1104.07% | 391.39% | -37.33% | 74.89% | -314.79% | 154.51% |