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ORCOrchid Island Capital, Inc.
$6.77$1.0B
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  4. Financial Ratios

Orchid Island Capital, Inc. (ORC) Financial Ratios

Latest Ratios: P/E Ratio 5.5x · EV/EBITDA 22.7x · ROE 15.6%. (2010–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ORC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.0B$924M$509M$376M$393M$545M$351M$330M$334M$381M$261M
Enterprise Value$10.5B$10.4B$200M$204M$188M$160M$3.6B$139M$225M$167M$188M
P/E Ratio →5.465.8113.41———163.1313.60—185.60135.38
P/S Ratio5.735.159.36———27.699.512.682.762.89
P/B Ratio0.630.670.760.800.900.710.840.830.990.820.78
P/FCF8.537.677.6047.031.365.656.346.843.554.485.55
P/OCF8.537.677.6047.031.365.656.346.843.554.485.55

P/E links to full P/E history page with 30-year chart

ORC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—58.183.67———287.794.001.811.212.08
EV / EBITDA22.6922.470.731.26——1713.785.728.6783.0694.76
EV / EBIT66.3222.470.731.26————8.6783.0694.76
EV / FCF—86.702.9825.550.651.6665.862.882.401.963.99

ORC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin97.8%97.8%100.0%100.0%101.2%100.0%79.7%93.1%93.7%94.9%94.6%
Operating Margin88.6%88.6%——107.2%—16.8%70.0%20.9%1.5%2.2%
Net Profit Margin88.6%88.6%69.2%189.5%107.2%129.8%16.8%70.0%-35.7%1.5%2.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE15.6%15.6%6.6%-8.6%-42.8%-10.9%0.5%6.6%-11.1%0.5%0.7%
ROA1.8%1.8%0.8%-1.0%-4.7%-1.2%0.1%0.7%-1.2%0.1%0.1%
ROIC2.1%2.1%——-62.9%—0.1%8.4%8.1%0.6%0.5%
ROCE11.1%11.1%——-4.7%—0.1%1.3%0.7%0.1%0.7%

ORC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity7.477.47————8.660.010.010.000.00
Debt / EBITDA22.0422.04————1689.660.120.120.110.11
Net Debt / Equity—6.94-0.46-0.37-0.47-0.507.94-0.48-0.32-0.46-0.22
Net Debt / EBITDA20.4820.48-1.13-1.06——1548.91-7.86-4.17-106.81-37.13
Debt / FCF—79.03-4.62-21.48-0.71-3.9959.52-3.96-1.15-2.52-1.56
Interest Coverage1.521.521.160.81-4.19-8.130.080.290.370.050.13

ORC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.090.09—————0.0818.9313.270.04
Quick Ratio0.090.09—————0.0818.9313.270.04
Cash Ratio0.070.07—————0.065.9710.500.03
Asset Turnover—0.020.01-0.00-0.06-0.010.000.010.040.030.03
Inventory Turnover———————————
Days Sales Outstanding———————————

ORC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield20.6%19.4%18.2%21.5%23.8%16.7%15.3%16.2%17.8%17.8%14.1%
Payout Ratio112.5%112.5%245.6%———2520.9%219.7%—3383.4%1858.1%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield18.3%17.2%7.5%———0.6%7.4%—0.5%0.7%
FCF Yield11.7%13.0%13.2%2.1%73.6%17.7%15.8%14.6%28.2%22.3%18.0%
Buyback Yield0.7%0.8%0.7%2.6%6.3%0.1%0.0%0.9%7.9%0.0%0.0%
Total Shareholder Yield21.3%20.2%18.8%24.0%30.1%16.7%15.3%17.1%25.7%17.8%14.1%
Shares Outstanding—$128M$65M$45M$37M$24M$13M$11M$10M$8M$5M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

Repo market liquidity sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Sector Skepticism

As reported in financial statements, ORC trades at a price-to-book ratio of 0.65, which suggests that the market is pricing in significant potential for further book value erosion despite the company's aggressive efforts to maintain a high dividend yield of 20.1% for its shareholders.

The persistent discount to book value indicates that investors remain wary of the company's ability to generate sustainable returns on equity in the current interest rate environment. This valuation gap warrants further investigation into whether the market is correctly pricing the risk of future equity dilution or if the stock is undervalued relative to its long-term earnings potential.

NOI Margin Volatility Signals Instability

Based on the company's reported figures, the NOI margin has fluctuated wildly, dropping to 29.1% in 2025Q4 from near-perfect levels, which appears to indicate that property-level profitability is highly susceptible to interest expense spikes and the inherent volatility of the structured Agency RMBS portfolio.

The inconsistency in margin performance suggests that the firm's profitability is driven more by mark-to-market accounting adjustments than by stable, organic income growth. Investors should monitor whether management can stabilize these margins as the interest rate environment evolves, as current levels appear unsustainable for long-term value creation.

High Leverage Amplifies Portfolio Risk

According to recent SEC filings, the debt-to-equity ratio reached 8.06 in 2026Q1, reflecting a persistent reliance on high leverage to amplify returns on its Agency RMBS portfolio, which remains a primary source of vulnerability for the firm's long-term capital structure stability and overall risk profile.

This elevated leverage profile leaves the company exposed to margin calls during periods of market stress, particularly given the reliance on short-term repurchase agreements. The firm's ability to manage this debt load appears contingent on maintaining access to repo financing, which may become constrained if market volatility increases.

Misapplied P/E Obscures Economic Reality

As indicated by the provided data, the market's reliance on a standard P/E ratio of 5.60 for ORC is deeply misleading, as it fails to account for the non-cash fair value fluctuations and derivative hedging impacts that dominate the company's reported GAAP net income figures.

For an mREIT like ORC, the P/E ratio obscures the underlying economic reality by ignoring the impact of maintenance capital expenditures and the volatility of the security portfolio. Analysts should instead focus on Earnings Available for Distribution or adjusted book value metrics to better assess the true earning power of the underlying assets.

Download Financial Ratios Data

Includes 30+ ratios · 16 years · Updated daily

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ORC — Frequently Asked Questions

Quick answers to the most common questions about buying ORC stock.

What is Orchid Island Capital, Inc.'s P/E ratio?

Orchid Island Capital, Inc.'s current P/E ratio is 5.5x. The historical average is 90.1x. This places it at the 13th percentile of its historical range.

What is Orchid Island Capital, Inc.'s EV/EBITDA?

Orchid Island Capital, Inc.'s current EV/EBITDA is 22.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 27.3x.

What is Orchid Island Capital, Inc.'s ROE?

Orchid Island Capital, Inc.'s return on equity (ROE) is 15.6%. The historical average is -2.3%.

Is ORC stock overvalued?

Based on historical data, Orchid Island Capital, Inc. is trading at a P/E of 5.5x. This is at the 13th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Orchid Island Capital, Inc.'s dividend yield?

Orchid Island Capital, Inc.'s current dividend yield is 20.59% with a payout ratio of 112.5%.

What are Orchid Island Capital, Inc.'s profit margins?

Orchid Island Capital, Inc. has 97.8% gross margin and 88.6% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Orchid Island Capital, Inc. have?

Orchid Island Capital, Inc.'s Debt/EBITDA ratio is 22.0x, indicating high leverage. A ratio above 4x may signal elevated financial risk.