Oportun Financial Corporation(OPRT)Earnings, Financials & Key RatiosOportun Financial Corporation (OPRT) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
the company's high debt-to-equity ratio of 6.87x and persistent negative retained earnings of $224.9 million suggest that the current valuation of 0.41x P/S does not adequately compensate for the underlying credit risk.
Oportun Financial Corporation (OPRT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Oportun Financial Corporation (OPRT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $0.21vs $0.21+0.0% | $229Mvs $229M+0.1% |
| Q1 2026 | Feb 26, 2026 | $0.27vs $0.26+3.8% | $248Mvs $243M+1.9% |
| Q4 2025 | Nov 4, 2025 | $0.39vs $0.26+50.0% | $162Mvs $243M-33.6% |
| Q3 2025 | Aug 6, 2025 | $0.31vs $0.22+40.9% | $164Mvs $239M-31.2% |
Recent stock market news and headlines for Oportun Financial Corporation (OPRT)
SAN MATEO, Calif., June 23, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that 30 students from California and Florida have been awarded scholarships to attend college as part of its 2026 Oportun Scholarship Program.
SAN MATEO, Calif., June 16, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) today announced the appointment of Sean Rowles as Chief Risk Officer to lead Oportun's risk and credit functions, effective June 17, 2026.
SAN MATEO, Calif., June 15, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it has been named a Top Workplace for 2026 by Axios. Oportun has been named a top workplace by a regional or national publication in each of the last 11 years.
Key metrics vs top competitors for Oportun Financial Corporation (OPRT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $5.84 | $267.11M | 11.02 | 19.49% | 3.96% | 6.79% | — | |
| $234.78 | $5.86B | 20.27 | 18.58% | 9.95% | 24.88% | — | |
| $201.61 | $935.54M | 29.30 | 3.7% | 5.98% | 9.36% | — | |
| $41.89 | $393.64M | 9.41 | 9.7% | 7.4% | 13.16% | — | |
| $18.33 | $699.12M | -2.35 | 10.36% | -21.88% | -25% | — | |
| $1.19 | $398.68M | -3.97 | 37.59% | -5.42% | -19.61% | — |
Oportun Financial Corporation (OPRT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Oportun Financial Corporation (OPRT) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 7, 2026·SEC
Apr 17, 2026·SEC
Apr 2, 2026·SEC
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Oportun Financial Corporation (OPRT) stock FAQ — growth, dividends, profitability & financials explained
Oportun Financial Corporation (OPRT) reported $616.9M in revenue for fiscal year 2025.
Oportun Financial Corporation (OPRT) grew revenue by 19.5% over the past year. This is strong growth.
Yes, Oportun Financial Corporation (OPRT) is profitable, generating $17.9M in net income for fiscal year 2025 (4.0% net margin).
Oportun Financial Corporation (OPRT) has a return on equity (ROE) of 6.8%. This is below average, suggesting room for improvement.
Oportun Financial Corporation (OPRT) generated $409.4M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
