OptimumBank Holdings, Inc. (OPHC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 140.02M | 114.56M | 235.09M | 181.75M | 143.46M | 116.4M | 156.09M | 127.6M | 174.69M | 101.02M | 127.08M | 103.14M | 112.21M | 96.94M | 99.23M | 104.48M | 103.14M | 93.36M | 119.32M | 96.13M |
| Cash & Due from Banks | 140.02M | 114.56M | 235.09M | 181.75M | 143.46M | 93.63M | 131.6M | 104.06M | 151.11M | 76.66M | 104M | 78.37M | 86.66M | 71.84M | 73.79M | 77.27M | 72.19M | 58.97M | 83.58M | 74.15M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 22.77M | 24.5M | 23.54M | 23.58M | 24.36M | 23.08M | 24.76M | 25.55M | 25.1M | 25.43M | 27.21M | 30.95M | 34.39M | 35.74M | 21.98M |
| Total Investments | 29.93M | 972.69M | 825.98M | 797.19M | 814.54M | 818.04M | 793.71M | 775.76M | 770.29M | 695.81M | 597.06M | 544.04M | 521.61M | 502.86M | 458.48M | 376.81M | 305.44M | 283.34M | 242.93M | 214.53M |
| Investments Growth % | -96.33% | 18.91% | 4.07% | 2.76% | 5.75% | 17.57% | 32.94% | 42.59% | 47.68% | 38.37% | 30.23% | 44.38% | 70.77% | 77.48% | 88.73% | 75.65% | 58.13% | 62.13% | 55.16% | 47.62% |
| Long-Term Investments | 29.93M | 972.69M | 825.98M | 797.19M | 814.54M | 795.27M | 769.21M | 752.22M | 746.71M | 671.45M | 573.98M | 519.27M | 496.05M | 477.76M | 433.05M | 349.6M | 274.49M | 248.94M | 207.19M | 192.55M |
| Accounts Receivables | 1.08B | 3.62M | 3.17M | 3.14M | 3.29M | 3.35M | 3.15M | 2.99M | 2.99M | 2.47M | 1.78M | 1.56M | 1.43M | 1.44M | 1.2M | 997K | 927K | 971K | 863K | 1.09M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 2.8M | 5.11M | 5.03M | 4.98M | 4.9M | 4.74M | 3.89M | 3.9M | 3.67M | 3.54M | 3.48M | 3.46M | 3.49M | 3.05M | 2.33M | 2.36M | 2.42M | 2.58M | 2.54M | 2.56M |
| Other Assets | 10.35M | 12.59M | 10.53M | 8.94M | 8.51M | 10.17M | 10.06M | 10.05M | 9.47M | 9.87M | 3.62M | 1.99M | 5.53M | 2.19M | 4.65M | 4.84M | 2.35M | 2.58M | 5.16M | 1.82M |
| Total Current Assets | 1.22B | 118.18M | 238.26M | 184.89M | 146.74M | 119.75M | 159.24M | 130.59M | 177.68M | 103.49M | 128.86M | 104.69M | 113.64M | 98.38M | 100.43M | 105.48M | 104.06M | 94.33M | 120.18M | 97.22M |
| Total Non-Current Assets | 46.19M | 993.5M | 844.79M | 814.24M | 830.73M | 813.18M | 785.95M | 769.19M | 762.96M | 687.76M | 584.37M | 527.82M | 508.4M | 486.84M | 444.4M | 361.12M | 283.11M | 257.54M | 214.89M | 196.93M |
| Total Assets | 1.27B | 1.11B | 1.08B | 999.13M | 977.47M | 932.93M | 945.19M | 899.78M | 940.63M | 791.25M | 713.24M | 632.51M | 622.04M | 585.22M | 544.83M | 466.6M | 387.17M | 351.88M | 335.07M | 294.14M |
| Asset Growth % | 29.8% | 19.16% | 14.58% | 11.04% | 3.92% | 17.91% | 32.52% | 42.25% | 51.22% | 35.21% | 30.91% | 35.56% | 60.66% | 66.31% | 62.6% | 58.63% | 53.29% | 49.66% | 60.63% | 62.67% |
| Return on Assets (ROA) | 0.39% | 0.44% | 0.42% | 0.36% | 0.41% | 0.42% | 0.36% | 0.38% | 0.27% | 0.34% | 0.19% | 0.21% | 0.19% | 0.27% | 0.13% | 0.22% | 0.23% | 1.34% | 0.29% | 0.16% |
| Accounts Payable | 1.09B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 42.65M | 52.74M | 2.85M | 2.66M | 12.75M | 102.77M | 82.06M | 92.12M | 82.19M | 126.25M | 22.31M | 22.37M | 52.43M | 22.17M | 137.51M | 142.56M | 37.62M | 37.77M | 37M | 20.27M |
| Net Debt | -97.37M | -61.81M | -232.24M | -179.09M | -130.71M | 9.14M | -49.54M | -11.93M | -68.92M | 49.59M | -81.69M | -56M | -34.23M | -49.66M | 63.71M | 65.3M | -34.57M | -21.2M | -46.59M | -53.88M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 50M | 40M | 45M | 40M | 62M | 10M | 10M | 25M | 10M | 68M | 68M | 18M | 18M | 18M | 1.23M |
| Short-Term Debt | 40M | 50M | 0 | 0 | 10M | 50M | 40M | 45M | 40M | 62M | 10M | 10M | 25M | 10M | 68M | 73M | 18M | 18M | 18M | 18M |
| Other Liabilities | 6.36M | 5.29M | 3.82M | 6.25M | 3.79M | -45.22M | -36.06M | -41.96M | -23M | -44.58M | 6.3M | -7.42M | -22.69M | -7.43M | -66.09M | -65.81M | -17.09M | -16.86M | -16.84M | 700K |
| Total Current Liabilities | 1.13B | 981.75M | 959.49M | 878.87M | 862.93M | 822.2M | 846.51M | 807.65M | 838.41M | 701.58M | 628.37M | 561.63M | 552.39M | 517.9M | 490.2M | 414.82M | 335.32M | 310.46M | 299.75M | 262M |
| Total Non-Current Liabilities | 9M | 8.03M | 6.67M | 8.91M | 6.53M | 7.55M | 5.99M | 5.16M | 19.18M | 19.67M | 18.61M | 4.95M | 4.74M | 4.74M | 3.42M | 3.75M | 2.54M | 2.91M | 2.15M | 2.97M |
| Total Liabilities | 1.14B | 989.78M | 966.15M | 887.78M | 869.47M | 829.75M | 852.5M | 812.81M | 857.59M | 721.25M | 646.99M | 566.58M | 557.13M | 522.64M | 493.62M | 418.57M | 337.86M | 313.37M | 301.9M | 264.97M |
| Total Equity | 126.85M | 121.9M | 116.89M | 111.35M | 108M | 103.18M | 92.69M | 86.97M | 83.04M | 70.01M | 66.25M | 65.93M | 64.91M | 62.58M | 51.2M | 48.03M | 49.32M | 38.51M | 33.17M | 29.17M |
| Equity Growth % | 17.45% | 18.14% | 26.1% | 28.03% | 30.06% | 47.39% | 39.92% | 31.92% | 27.95% | 11.87% | 29.38% | 37.27% | 31.61% | 62.5% | 54.36% | 64.64% | 131.29% | 115.94% | 142.41% | 201.46% |
| Equity / Assets (Capital Ratio) | 10% | 10.97% | 10.79% | 11.14% | 11.05% | 11.06% | 9.81% | 9.67% | 8.83% | 8.85% | 9.29% | 10.42% | 10.43% | 10.69% | 9.4% | 10.29% | 12.74% | 10.94% | 9.9% | 9.92% |
| Return on Equity (ROE) | 3.75% | 4.06% | 3.79% | 3.28% | 3.67% | 4.03% | 3.68% | 4.11% | 3.11% | 3.74% | 1.92% | 2.01% | 1.81% | 2.72% | 1.36% | 1.94% | 1.95% | 12.8% | 2.94% | 1.76% |
| Book Value per Share | 10.61 | 9.93 | 9.52 | 9.07 | 8.83 | 10.15 | 9.01 | 8.56 | 10.88 | 9.66 | 9.14 | 9.09 | 9.01 | 8.87 | 8.44 | 8.00 | 10.08 | 8.86 | 7.63 | 8.91 |
| Tangible BV per Share | 10.61 | 9.93 | 9.52 | 9.07 | 8.83 | 10.15 | 9.01 | 8.56 | 10.88 | 9.66 | 9.14 | 9.09 | 9.01 | 8.87 | 8.44 | 8.00 | 10.08 | 8.86 | 7.63 | 8.91 |
| Common Stock | 122K | 115K | 119K | 118K | 118K | 116K | 99K | 96K | 96K | 72K | 72K | 72K | 72K | 71K | 68K | 60K | 60K | 48K | 45K | 38K |
| Additional Paid-in Capital | 112.99M | 112.58M | 112.57M | 112.01M | 112.02M | 111.48M | 103.88M | 102.42M | 102.24M | 91.22M | 91.22M | 91.22M | 91.22M | 90.41M | 80.6M | 77.3M | 77.2M | 65.19M | 64.15M | 61.32M |
| Retained Earnings | 18.46M | 13.8M | 8.95M | 4.63M | 1.02M | -2.85M | -6.8M | -10.1M | -13.59M | -15.97M | -18.52M | -19.79M | -21.1M | -22.07M | -23.62M | -24.3M | -25.24M | -26.1M | -30.68M | -31.6M |
| Accumulated OCI | -4.73M | -4.6M | -4.75M | -5.41M | -5.15M | -5.57M | -4.49M | -5.45M | -5.7M | -5.32M | -6.52M | -5.58M | -5.29M | -5.83M | -5.84M | -5.03M | -2.71M | -635K | -336K | -587K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |