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OFSOFS Capital Corporation
$3.61$48M
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  2. Financial Ratios

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  3. OFS
  4. Financial Ratios

OFS Capital Corporation (OFS) Financial Ratios

Latest Ratios: P/E Ratio -1.5x · EV/EBITDA N/A · ROE -22.4%. (2009–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

OFS Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$48M$64M$108M$157M$136M$146M$96M$149M$141M$148M$133M
Enterprise Value$263M$278M$349M$411M$453M$448M$367M$488M$358M$239M$272M
P/E Ratio →-1.46—3.81——2.5725.5415.7314.7218.599.62
P/S Ratio——2.186.4610.731.713.294.996.088.445.82
P/B Ratio0.390.520.630.970.750.720.600.900.810.760.90
P/FCF1.111.463.287.3446.23—1.19——13.83—
P/OCF1.111.463.287.3446.23—1.19——13.83—

P/E links to full P/E history page with 30-year chart

OFS EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue——7.0416.9435.685.2212.6016.3115.3913.6911.87
EV / EBITDA——12.23——7.8594.1750.0936.6729.5519.40
EV / EBIT——12.26——7.8899.4251.1237.4230.2719.67
EV / FCF—6.3710.5619.24153.77—4.55——22.44—

OFS Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin239.8%239.8%66.4%19.7%-34.1%79.6%35.5%47.1%60.3%66.8%76.9%
Operating Margin280.2%280.2%57.4%-1.9%-59.8%66.3%12.7%31.9%41.1%45.2%60.3%
Net Profit Margin280.2%280.2%57.4%-1.9%-59.8%66.3%12.7%31.9%41.1%45.2%60.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-22.4%-22.4%17.0%-0.3%-3.9%31.4%2.3%5.6%5.2%4.6%9.5%
ROA-8.5%-8.5%6.3%-0.1%-1.4%10.8%0.7%2.0%2.4%2.4%4.6%
ROIC-6.5%-6.5%4.8%-0.1%-1.1%8.4%0.6%1.5%1.8%1.8%3.5%
ROCE-8.7%-8.7%6.5%-0.1%-1.4%11.2%0.7%2.0%2.5%2.4%4.7%

OFS Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.771.771.431.851.841.691.952.121.460.851.05
Debt / EBITDA——8.65——6.0479.2836.1626.0920.3411.15
Net Debt / Equity—1.741.401.571.761.481.712.031.240.470.93
Net Debt / EBITDA——8.44——5.2969.6134.7822.1811.349.89
Debt / FCF—4.917.2911.90107.54—3.37——8.61—
Interest Coverage-2.00-2.001.71-0.02-0.453.250.200.601.041.362.61

OFS Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.740.742.103.022.213.242.570.992.2816.393.96
Quick Ratio0.740.742.103.022.213.242.570.992.2816.393.96
Cash Ratio0.740.740.753.021.802.252.460.731.9515.793.60
Asset Turnover—-0.030.120.050.020.150.060.060.050.050.08
Inventory Turnover———————————
Days Sales Outstanding———————————

OFS Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield33.0%25.0%2.5%11.5%11.3%8.3%11.9%12.0%16.2%11.3%9.8%
Payout Ratio——9.6%——21.2%307.7%187.9%239.2%211.1%94.5%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield——26.3%——38.9%3.9%6.4%6.8%5.4%10.4%
FCF Yield90.2%68.4%30.5%13.6%2.2%—84.2%——7.2%—
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield33.0%25.0%2.5%11.5%11.3%8.3%11.9%12.0%16.2%11.3%9.8%
Shares Outstanding—$13M$13M$13M$13M$13M$13M$13M$13M$12M$10M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Portfolio Credit Quality Erosion

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Deep Discount Reflects Asset Uncertainty

According to current market data, OFS trades at a P/B ratio of 0.37, which represents a significant discount compared to its historical averages and the broader BDC peer group, suggesting that investors are pricing in substantial further write-downs of the underlying Level 3 investment portfolio.

The depressed P/B multiple indicates that the market lacks confidence in the carrying value of the firm's assets, likely due to the recurring negative revenue and portfolio stress. This valuation suggests that the market is not assigning value to the Orchard First Source platform, but rather focusing on the potential for further NAV erosion.

Capital Returns Decaying Amidst Losses

As reported in financial statements, the ROE has trended into negative territory, reaching -10.0% in 2026Q1, which highlights a persistent inability to generate positive returns on invested capital compared to the more stable performance of peers like Gladstone Investment.

The decay in ROIC and ROE suggests that the firm's investment strategy is currently failing to cover its cost of capital. This trend warrants further investigation into whether the underlying portfolio companies are experiencing structural distress that prevents them from meeting interest obligations.

Liquidity Position Remains Highly Volatile

Based on quarterly balance sheet data, the current ratio has exhibited extreme instability, swinging from 3.16 in 2023Q4 to a precarious 0.07 in 2025Q4, indicating that the firm's short-term liquidity position is highly sensitive to the timing of portfolio cash collections.

Such volatility in the current ratio suggests that the firm may face periodic constraints in meeting its short-term obligations, particularly if interest income is delayed or if portfolio valuations require sudden adjustments. Investors should monitor this metric closely as it reflects the firm's vulnerability to liquidity shocks.

Structural Lag Against BDC Peers

As indicated by comparative financial data, OFS lags its peer group in key profitability and return metrics, with a negative net margin that contrasts sharply with the positive margins maintained by peers like Capital Southwest and PennantPark Floating Rate Capital.

The gap between OFS and its peers appears structural rather than temporary, likely stemming from the specific credit quality of its lower-middle-market portfolio. This performance disparity suggests that OFS is currently facing more severe credit headwinds than its direct competitors in the asset management space.

Misapplication of Price-to-Book Multiples

Investors frequently misapply the P/B ratio to OFS, failing to recognize that in a BDC model, book value is based on subjective Level 3 asset valuations that may not reflect actual liquidation value during periods of portfolio stress.

Relying solely on P/B obscures the reality that the reported NAV can be significantly inflated by management's internal valuation models. A more appropriate metric for assessing the firm's health would be the trend in Net Investment Income (NII) relative to the dividend payout, which provides a clearer view of cash-generating capacity.

Download Financial Ratios Data

Includes 30+ ratios · 17 years · Updated daily

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OFS — Frequently Asked Questions

Quick answers to the most common questions about buying OFS stock.

What is OFS Capital Corporation's P/E ratio?

OFS Capital Corporation's current P/E ratio is -1.5x. The historical average is 13.2x.

What is OFS Capital Corporation's ROE?

OFS Capital Corporation's return on equity (ROE) is -22.4%. The historical average is 5.1%.

Is OFS stock overvalued?

Based on historical data, OFS Capital Corporation is trading at a P/E of -1.5x. Compare with industry peers and growth rates for a complete picture.

What is OFS Capital Corporation's dividend yield?

OFS Capital Corporation's current dividend yield is 32.96%.

What are OFS Capital Corporation's profit margins?

OFS Capital Corporation has 239.8% gross margin and 280.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.