VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemes
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
Earnings
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Pharma & Energy
LLY vs NVOJNJ vs PFEXOM vs CVX
Compare Any Stocks...
WatchlistInsider
ScreenerThemes
Earnings
WatchlistInsider
NTWK
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist
NTWKNetSol Technologies, Inc.
$4.56$54M
Overview & Verdict
Overview
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice HistoryTechnical Analysis
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Ownership
Holders

NTWK logoNetSol Technologies, Inc.(NTWK)Earnings, Financials & Key Ratios

NTWK•NASDAQ
$4.56
18.2× P/E·Price updated Jul 7, 2026
SectorTechnologyIndustryApplication SoftwareSub-IndustryFinancial services and insurance software
AboutNetSol Technologies, Inc. designs, develops, markets, and exports software products to the automobile financing and leasing, banking, and financial services industries worldwide. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. Its NFS Ascent constituent applications include Omni Point of Sale, a web-based application; Contract Management System (CMS), an application for managing and maintaining credit contracts; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; Dealer Auditor Access System, a web-based solution that could be used in conjunction with WFS or any third-party wholesale finance system; NFS Ascent On The Cloud, a cloud-version of NFS Ascent; and NFS Digital solutions covering Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. The company also provides Otoz Digital Auto-Retail, a white-labelled SaaS platform; Otoz Ecosystem, an API-based architecture; and Otoz Platform, a white label platform, which includes Dealer Tool and Customer App portals. In addition, it offers system integration, consulting, and IT products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers. The company was incorporated in 1997 and is headquartered in Calabasas, California.Show more
  • Revenue$66M+7.6%
  • EBITDA$5M-4.8%
  • Net Income$3M+327.5%
  • EPS (Diluted)0.25+316.7%
  • Gross Margin49.29%+3.3%
  • EBITDA Margin7.51%-11.6%
  • Operating Margin5.3%-6.9%
  • Net Margin4.42%+297.1%
  • ROE7.15%+298.8%

NTWK Price & Volume

NetSol Technologies, Inc. (NTWK) stock price & volume — 10-year historical chart

Loading chart...

Project-Based Revenue Volatility Masks Operational Efficiency

Investment Thesis • Updated 2026Q3

VerdictNeutral
Growth:Mixed
Profitability:Strained
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Project-based revenue volatility

Key Thesis Takeaways

  • NetSol Technologies exhibits a complex financial profile where top-line growth, which reached 13.0% in 2026Q3, remains heavily tethered to lumpy, project-based implementation cycles rather than consistent recurring revenue.
  • While the company maintains a disciplined capital structure with a debt-to-equity ratio of 0.21, the persistent $42.1M accumulated deficit and erratic cash flow conversion suggest significant execution risks.
  • Investors should monitor the company's ability to stabilize operating margins, which swung from -12.2% in 2026Q1 to 15.2% in 2026Q3, before assuming a sustainable transition to a high-margin SaaS model.

Verdict Logic

while the stock trades at a P/S of 0.82, the lack of consistent cash conversion and the reliance on lumpy project milestones warrant a cautious approach until operational profitability stabilizes.

NTWK Growth Metrics

NetSol Technologies, Inc. (NTWK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years2.62%
5 Years3.23%
3 Years4.9%
TTM12.37%

Profit CAGR

10 Years-
5 Years25.55%
3 Years-
TTM566.8%

EPS CAGR

10 Years-
5 Years25.75%
3 Years-
TTM694.21%

Return on Capital

10 Years2.2%
5 Years0%
3 Years-0.75%
Last Year8.43%

NTWK Recent Earnings

NetSol Technologies, Inc. (NTWK) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 1/12 qtrs (50%)●Beat Revenue 2/12 qtrs (100%)
Q2 2026Latest
May 14, 2026
Metric
Actual
Est
EPS
$0.11+37.5%
$0.08
Rev
$20M+31.3%
$15M
Q1 2026
Feb 12, 2026
Metric
Actual
Est
EPS
$0.02-75.0%
$0.08
Rev
$19M+24.6%
$15M
Q4 2025
Nov 12, 2025
Metric
Actual
Est
EPS
$0.20
—
Rev
$15M
—
Q4 2025
Sep 29, 2025
Metric
Actual
Est
EPS
$0.22
—
Rev
$18M
—
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 14, 2026
$0.11vs $0.08+37.5%
$20Mvs $15M+31.3%
Q1 2026Feb 12, 2026
$0.02vs $0.08-75.0%
$19Mvs $15M+24.6%
Q4 2025Nov 12, 2025
$0.20
$15M
Q4 2025Sep 29, 2025
$0.22
$18M
Based on last 12 quarters of dataView full earnings history →

Latest NTWK News

Recent stock market news and headlines for NetSol Technologies, Inc. (NTWK)

GlobeNewsWire·Jun 30, 2026
NETSOL Technologies strengthens Board with election of four new directors at 2026 Annual Meeting

ENCINO, Calif., June 30, 2026 (GLOBE NEWSWIRE) -- NETSOL Technologies, Inc. (Nasdaq: NTWK), a provider of AI-enabled solutions and services powering OEMs, dealerships and financial institutions to sell, finance and lease assets, today announced the election of four new directors to its Board of Directors at the Company's 2026 Annual Meeting of Shareholders, held on June 18, 2026.

GlobeNewsWire·Jun 24, 2026
NETSOL Technologies partners with Applicon Financial Solutions to accelerate Nordic expansion

ENCINO, Calif., June 24, 2026 (GLOBE NEWSWIRE) -- NETSOL Technologies, Inc. (Nasdaq: NTWK), a provider of AI-enabled solutions and services powering OEMs, dealerships and financial institutions to sell, finance and lease assets, today announced a strategic partnership with Applicon Financial Solutions, a Stockholm-based fintech advisory and IT services firm.

Peers Comparison

Key metrics vs top competitors for NetSol Technologies, Inc. (NTWK)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
NTWK logoNTWKNetSol Technologies, Inc.Current
$4.56$54.16M18.247.65%4.42%7.15%—
DSGX logoDSGXThe Descartes Systems Group Inc.
$72.10$6.2B37.7514.44%23.35%11.24%—
APPF logoAPPFAppFolio, Inc.
$179.42$6.46B46.2419.72%15.27%30.9%—
EPAM logoEPAMEPAM Systems, Inc.
$89.55$4.68B13.3315.42%6.96%10.66%—
EXLS logoEXLSExlService Holdings, Inc.
$27.84$4.35B18.0813.56%11.66%27.16%—
INFU logoINFUInfuSystem Holdings, Inc.
$9.69$195.56M31.266.36%5.56%14%—

Compare NTWK vs Peers

NetSol Technologies, Inc. (NTWK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs DSGX

Most directly comparable listed peer for NTWK.

Scale Benchmark

vs MSFT

Larger-name benchmark to compare NTWK against a more recognizable public peer.

Peer Set

Compare Top 5

vs DSGX, APPF, EPAM, EXLS

NTWK SEC Filings & Documents

NetSol Technologies, Inc. (NTWK) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 14, 2026·SEC

Material company update

May 6, 2026·SEC

Material company update

Feb 12, 2026·SEC

10-K Annual Reports

4
FY 2025

Sep 29, 2025·SEC

FY 2024

Sep 30, 2024·SEC

FY 2023

Sep 22, 2023·SEC

10-Q Quarterly Reports

6
FY 2026

May 14, 2026·SEC

FY 2026

Feb 12, 2026·SEC

FY 2025

Nov 12, 2025·SEC

Get notified when NTWK posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

NTWK Frequently Asked Questions

NetSol Technologies, Inc. (NTWK) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is NetSol Technologies, Inc.'s revenue?

NetSol Technologies, Inc. (NTWK) reported $72.1M in revenue for fiscal year 2025. This represents a 42582% increase from $0.2M in 1998.

How fast is NetSol Technologies, Inc. growing?

NetSol Technologies, Inc. (NTWK) grew revenue by 7.6% over the past year. This is steady growth.

Is NTWK profitable?

Yes, NetSol Technologies, Inc. (NTWK) is profitable, generating $1.8M in net income for fiscal year 2025 (4.4% net margin).

Dividend & Returns
What is NTWK's return on equity?

NetSol Technologies, Inc. (NTWK) has a return on equity (ROE) of 7.1%. This is below average, suggesting room for improvement.

What is NetSol Technologies, Inc.'s free cash flow?

NetSol Technologies, Inc. (NTWK) had negative free cash flow of $2.2M in fiscal year 2025, likely due to heavy capital investments.

What if you invested $1,000 in NTWK back in 1998?

Total return calculator · dividends reinvested · 28+ years of data

See returns →