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NGVCNatural Grocers by Vitamin Cottage, Inc.
$33.74$777M
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  4. Financial Ratios

Natural Grocers by Vitamin Cottage, Inc. (NGVC) Financial Ratios

Latest Ratios: P/E Ratio 16.9x · EV/EBITDA 11.6x · ROE 24.0%. (2010–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

NGVC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$777M$930M$685M$295M$246M$255M$223M$225M$379M$125M$251M
Enterprise Value$1.1B$1.2B$1.0B$647M$628M$633M$594M$277M$423M$181M$306M
P/E Ratio →16.8720.0020.2012.6611.4812.3311.0823.7930.1618.0021.88
P/S Ratio0.580.700.550.260.230.240.210.250.450.160.36
P/B Ratio3.694.383.931.731.581.791.291.442.580.941.98
P/FCF32.2538.5919.5411.1229.849.966.0348.4719.77——
P/OCF14.0616.829.294.566.204.733.356.038.833.078.71

P/E links to full P/E history page with 30-year chart

NGVC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.940.820.570.580.600.570.310.500.230.43
EV / EBITDA11.6413.2713.1310.4210.6810.779.956.009.504.136.66
EV / EBIT17.6220.0921.7820.4220.8122.3321.4116.5428.1312.8115.04
EV / FCF—51.6629.1624.3976.0724.7216.1059.6522.12——

NGVC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin29.9%29.9%29.4%28.7%28.0%27.7%27.3%26.4%26.6%27.6%28.6%
Operating Margin4.7%4.7%3.8%2.8%2.8%2.7%2.7%1.9%1.8%1.8%2.9%
Net Profit Margin3.5%3.5%2.7%2.0%2.0%1.9%1.9%1.0%1.5%0.9%1.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE24.0%24.0%19.7%14.2%14.3%13.0%12.1%6.2%9.0%5.3%9.5%
ROA7.0%7.0%5.1%3.5%3.2%3.1%4.0%3.0%4.2%2.4%4.4%
ROIC8.9%8.9%6.8%4.5%4.3%4.0%5.5%6.3%5.9%5.7%9.5%
ROCE12.4%12.4%9.3%6.1%5.8%5.3%7.0%7.1%6.6%6.3%10.7%

NGVC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.561.561.992.172.522.812.310.370.370.460.47
Debt / EBITDA3.543.544.455.966.696.836.701.261.221.411.29
Net Debt / Equity—1.481.942.062.452.652.150.330.310.410.44
Net Debt / EBITDA3.363.364.335.676.496.436.221.121.011.271.20
Debt / FCF—13.069.6213.2746.2314.7610.0711.182.35——
Interest Coverage20.2420.2411.259.6012.7212.4713.553.393.303.726.69

NGVC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.061.060.900.991.021.011.111.381.391.511.46
Quick Ratio0.220.220.160.220.200.260.330.230.210.200.17
Cash Ratio0.110.110.050.120.090.180.220.070.120.090.06
Asset Turnover—1.981.891.701.641.611.522.762.762.562.50
Inventory Turnover7.027.027.276.826.907.597.526.916.625.955.83
Days Sales Outstanding—3.283.713.463.522.943.002.042.042.311.94

NGVC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.4%1.2%1.3%3.1%3.7%20.2%2.8%————
Payout Ratio23.7%23.7%27.0%39.1%42.4%250.0%31.5%————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.9%5.0%5.0%7.9%8.7%8.1%9.0%4.2%3.3%5.6%4.6%
FCF Yield3.1%2.6%5.1%9.0%3.4%10.0%16.6%2.1%5.1%——
Buyback Yield0.2%0.1%0.2%0.1%0.2%0.1%0.2%0.2%0.2%0.2%0.3%
Total Shareholder Yield1.6%1.3%1.5%3.1%3.8%20.3%3.0%0.2%0.2%0.2%0.3%
Shares Outstanding—$23M$23M$23M$23M$23M$23M$23M$22M$22M$23M

Key Metrics

Growth RegimeDecelerating
ProfitabilityModerate
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Regional labor cost inflation

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Market Pricing Reflects Growth Constraints

Based on current market data, NGVC trades at a P/E of 16.05, which appears to discount the company's decelerating top-line momentum compared to the broader grocery sector, suggesting that investors are pricing in a more conservative outlook for future unit expansion and long-term organic revenue growth.

The forward P/E of 15.15 indicates that the market expects limited earnings expansion, likely reflecting the company's reliance on a niche, high-cost organic model. This valuation multiple warrants caution, as it may not fully account for the potential margin compression if the company fails to pass through inflationary costs to its price-sensitive core demographic.

Capital Efficiency Remains Structurally Muted

As reported in financial statements, NGVC's ROIC has hovered between 1.6% and 2.7% over the last ten quarters, a trend that suggests the company is struggling to generate returns on invested capital that meaningfully exceed its cost of capital in the current high-interest rate environment.

The persistent low ROIC indicates that the company's small-box format and specialized inventory requirements may be capital-intensive relative to the operating income generated. Investors should monitor whether management can improve asset utilization, as current returns appear insufficient to drive significant long-term shareholder value creation.

Working Capital Cycles Show Rigidity

According to quarterly data, the company's cash conversion cycle has remained relatively stable, fluctuating between 17 and 22 days, which indicates a consistent but constrained ability to manage inventory turnover and supplier payment terms within its specialized, high-service grocery retail business model.

The inventory turnover remains a critical bottleneck, as the reliance on perishable organic goods limits the company's ability to optimize stock levels without risking product quality. This operational rigidity suggests that any disruption in the supply chain could lead to rapid inventory obsolescence and further pressure on working capital efficiency.

Lean Liquidity Buffers Limit Flexibility

Based on the provided balance sheet figures, NGVC maintains a current ratio near 1.05, a level that appears lean compared to industry peers and suggests that the company possesses limited financial cushion to absorb unexpected operational shocks or sudden shifts in consumer demand for organic products.

The quick ratio of 0.25 highlights a heavy dependence on inventory to meet short-term obligations, which may pose a risk if the company faces a sudden liquidity crunch. This tight positioning warrants further investigation into the company's access to revolving credit facilities to ensure it can navigate potential periods of economic volatility.

Misapplication of Standard Grocery Multiples

The most commonly misapplied metric for NGVC is the standard EV/EBITDA multiple, which obscures the company's true financial leverage by failing to account for the significant off-balance-sheet obligations associated with long-term store leases that are inherent to its small-box, high-occupancy retail strategy.

Analysts should instead utilize a lease-adjusted leverage metric to gain a clearer picture of the company's actual debt burden and enterprise value. Relying solely on reported EBITDA multiples likely leads to an overestimation of the company's financial health by ignoring the fixed-cost commitments that define its operational risk profile.

Download Financial Ratios Data

Includes 30+ ratios · 16 years · Updated daily

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NGVC — Frequently Asked Questions

Quick answers to the most common questions about buying NGVC stock.

What is Natural Grocers by Vitamin Cottage, Inc.'s P/E ratio?

Natural Grocers by Vitamin Cottage, Inc.'s current P/E ratio is 16.9x. The historical average is 28.5x. This places it at the 29th percentile of its historical range.

What is Natural Grocers by Vitamin Cottage, Inc.'s EV/EBITDA?

Natural Grocers by Vitamin Cottage, Inc.'s current EV/EBITDA is 11.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.7x.

What is Natural Grocers by Vitamin Cottage, Inc.'s ROE?

Natural Grocers by Vitamin Cottage, Inc.'s return on equity (ROE) is 24.0%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 15.4%.

Is NGVC stock overvalued?

Based on historical data, Natural Grocers by Vitamin Cottage, Inc. is trading at a P/E of 16.9x. This is at the 29th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Natural Grocers by Vitamin Cottage, Inc.'s dividend yield?

Natural Grocers by Vitamin Cottage, Inc.'s current dividend yield is 1.40% with a payout ratio of 23.7%.

What are Natural Grocers by Vitamin Cottage, Inc.'s profit margins?

Natural Grocers by Vitamin Cottage, Inc. has 29.9% gross margin and 4.7% operating margin.

How much debt does Natural Grocers by Vitamin Cottage, Inc. have?

Natural Grocers by Vitamin Cottage, Inc.'s Debt/EBITDA ratio is 3.5x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.