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MTHMeritage Homes Corporation
$78.31$5.2B
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  1. Home
  2. Financial Ratios

  1. Home
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  3. MTH
  4. Financial Ratios

Meritage Homes Corporation (MTH) Financial Ratios

Latest Ratios: P/E Ratio 12.2x · EV/EBITDA 11.3x · ROE 8.8%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

MTH Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$5.2B$4.7B$5.6B$6.5B$3.4B$4.7B$3.2B$2.4B$1.5B$2.2B$1.5B
Enterprise Value$6.3B$5.8B$6.4B$6.6B$3.7B$5.2B$3.5B$3.1B$2.5B$3.3B$2.5B
P/E Ratio →12.2410.287.178.743.456.327.539.526.5815.019.80
P/S Ratio0.890.800.881.050.540.910.710.650.420.670.49
P/B Ratio1.070.901.101.400.871.531.361.200.871.371.04
P/FCF56.5150.34—20.359.04—6.247.376.54——
P/OCF44.2239.39—18.168.44—6.016.855.70——

P/E links to full P/E history page with 30-year chart

MTH EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.991.001.070.591.020.780.860.711.010.81
EV / EBITDA11.2810.266.487.112.855.256.019.188.1412.3010.59
EV / EBIT11.8110.746.667.312.905.396.359.998.9213.1211.36
EV / FCF—62.38—20.799.87—6.899.7510.90——

MTH Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin19.7%19.7%25.0%24.7%28.7%28.0%22.2%19.3%18.7%18.4%18.3%
Operating Margin9.2%9.2%15.0%14.7%20.4%18.9%12.3%8.6%7.9%7.7%7.2%
Net Profit Margin7.7%7.7%12.3%12.0%15.8%14.3%9.4%6.8%6.4%4.4%4.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE8.8%8.8%16.1%17.3%28.4%27.4%19.6%13.5%13.8%9.6%11.2%
ROA6.1%6.1%11.6%12.2%18.7%17.0%11.7%7.4%6.9%4.7%5.4%
ROIC6.6%6.6%13.5%15.0%24.5%23.1%15.3%8.6%7.8%7.3%7.2%
ROCE7.9%7.9%15.6%16.6%27.3%25.2%17.1%10.4%9.4%9.2%8.8%

MTH Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.360.360.270.230.300.390.460.550.760.810.79
Debt / EBITDA3.363.361.411.150.891.191.843.174.274.824.82
Net Debt / Equity—0.210.140.030.080.190.140.390.580.710.70
Net Debt / EBITDA1.981.980.750.150.240.570.572.243.264.184.25
Debt / FCF—12.04—0.440.82—0.652.384.36——
Interest Coverage————31381.593052.13254.4737.60356.0864.7742.15

MTH Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio12.1212.1211.449.388.988.468.281.319.518.557.97
Quick Ratio1.811.811.842.031.881.412.03-6.551.320.870.85
Cash Ratio1.301.301.091.441.401.141.680.920.930.480.39
Asset Turnover—0.770.890.971.091.071.161.081.051.001.05
Inventory Turnover0.760.760.840.981.030.971.261.081.050.971.03
Days Sales Outstanding—19.1314.6315.8812.4710.477.998.817.998.938.44

MTH Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield2.2%2.6%1.9%0.6%———————
Payout Ratio26.7%26.7%13.8%5.4%———————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield8.2%9.7%13.9%11.4%29.0%15.8%13.3%10.5%15.2%6.7%10.2%
FCF Yield1.8%2.0%—4.9%11.1%—16.0%13.6%15.3%——
Buyback Yield5.6%6.3%2.2%0.9%3.2%1.3%2.2%0.7%6.7%0.0%0.0%
Total Shareholder Yield7.8%8.9%4.2%1.5%3.2%1.3%2.2%0.7%6.7%0.0%0.0%
Shares Outstanding—$71M$73M$74M$74M$76M$77M$78M$81M$84M$85M

Key Metrics

Growth RegimeContracting
ProfitabilityStrained
Balance SheetFortress
Cash FlowMixed
Top Statement Risk

Inventory absorption and margin erosion

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Cyclical Uncertainty

Based on reported figures, MTH trades at a forward P/E of 17.06, which appears elevated relative to its TTM P/E of 13.31, suggesting that the market is pricing in a significant contraction in near-term earnings as the company navigates a cooling residential construction environment.

The current valuation multiples imply a market expectation of earnings volatility that may be disconnected from the company's underlying asset strength. Investors should monitor whether the forward P/E premium is justified by potential margin recovery or if it reflects an overly optimistic outlook on absorption rates in the Sunbelt.

Capital Efficiency Decaying Amidst Headwinds

As reported in financial statements, ROIC has trended downward from 4.2% in 2024Q2 to 0.8% in 2026Q1, indicating that the company is struggling to generate meaningful returns on its invested capital as the spec-heavy business model faces persistent pressure from rising inventory costs and slowing demand.

The sharp decline in ROIC suggests that the company's capital allocation strategy is currently failing to keep pace with the cyclical downturn. This trend warrants further investigation into whether the current land-banking strategy is effectively deploying capital or if it is merely inflating the asset base without corresponding returns.

Working Capital Drag on Operations

According to recent SEC filings, the cash conversion cycle has expanded significantly to 603 days in 2026Q1, up from 335 days in 2023Q4, highlighting a substantial deterioration in working capital efficiency as inventory turnover slows across the company's spec-built home portfolio.

The ballooning DIO metric suggests that the company is holding finished inventory for longer periods, which ties up liquidity and increases the risk of future impairment charges. This operational inefficiency appears to be a structural consequence of the spec-heavy model during periods of reduced buyer absorption.

Fortress Balance Sheet Provides Buffer

Based on reported figures, MTH maintains a highly conservative debt-to-equity ratio of 0.35% as of 2026Q1, providing a significant financial cushion that distinguishes the company from more leveraged peers in the residential construction sector who face higher refinancing risks in the current interest rate environment.

While the low leverage is a clear strength, it also raises questions about whether the company is under-utilizing its balance sheet to drive growth. Investors should monitor if management intends to deploy this excess capacity for strategic acquisitions or if the conservative stance is a permanent defensive posture.

Misapplication of Traditional P/E Multiples

The P/E ratio is frequently misapplied to MTH, as it obscures the impact of cyclical land impairments and mortgage rate buy-downs that artificially depress earnings, making the company appear more expensive than its underlying operational cash flow generation would suggest to a fundamental analyst.

Instead of relying on P/E, investors should focus on Price-to-Book or EV/EBITDA, which better account for the company's significant land assets and low debt profile. Using P/E in a cyclical, capital-intensive industry like homebuilding often leads to poor entry points during the bottom of the cycle.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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MTH — Frequently Asked Questions

Quick answers to the most common questions about buying MTH stock.

What is Meritage Homes Corporation's P/E ratio?

Meritage Homes Corporation's current P/E ratio is 12.2x. The historical average is 18.6x. This places it at the 81th percentile of its historical range.

What is Meritage Homes Corporation's EV/EBITDA?

Meritage Homes Corporation's current EV/EBITDA is 11.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.1x.

What is Meritage Homes Corporation's ROE?

Meritage Homes Corporation's return on equity (ROE) is 8.8%. The historical average is 14.9%.

Is MTH stock overvalued?

Based on historical data, Meritage Homes Corporation is trading at a P/E of 12.2x. This is at the 81th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Meritage Homes Corporation's dividend yield?

Meritage Homes Corporation's current dividend yield is 2.18% with a payout ratio of 26.7%.

What are Meritage Homes Corporation's profit margins?

Meritage Homes Corporation has 19.7% gross margin and 9.2% operating margin.

How much debt does Meritage Homes Corporation have?

Meritage Homes Corporation's Debt/EBITDA ratio is 3.4x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.