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MSDLMorgan Stanley Direct Lending Fund
$15.42$1.3B
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  4. Financial Ratios

Morgan Stanley Direct Lending Fund (MSDL) Financial Ratios

Latest Ratios: P/E Ratio 11.0x · EV/EBITDA 12.8x · ROE 6.8%. (2020–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

MSDL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Market Cap$1.3B$1.4B$1.8B————
Enterprise Value$3.3B$3.4B$3.7B————
P/E Ratio →11.0111.778.50————
P/S Ratio3.383.725.55————
P/B Ratio0.770.821.00————
P/FCF8.669.539.15————
P/OCF8.669.539.15————

P/E links to full P/E history page with 30-year chart

MSDL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
EV / Revenue—8.9011.27————
EV / EBITDA12.8313.3417.19————
EV / EBIT12.8313.3417.19————
EV / FCF—22.8218.60————

MSDL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Gross Margin81.0%81.0%63.0%65.6%33.0%78.7%84.1%
Operating Margin66.7%66.7%65.6%70.9%48.8%84.5%78.0%
Net Profit Margin31.5%31.5%64.8%70.4%48.4%84.4%78.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
ROE6.8%6.8%12.1%14.8%3.8%11.2%6.1%
ROA3.1%3.1%6.0%7.3%1.8%5.3%2.8%
ROIC5.1%5.1%4.6%5.7%1.4%4.1%—
ROCE6.6%6.6%6.2%7.5%1.8%5.4%2.8%

MSDL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Debt / Equity1.191.191.070.871.091.051.11
Debt / EBITDA8.088.089.056.4331.1715.0018.25
Net Debt / Equity—1.151.030.831.030.991.07
Net Debt / EBITDA7.777.778.736.1329.5114.1117.63
Debt / FCF—13.299.457.6811.8617.3725.95
Interest Coverage1.901.901.772.060.733.974.91

MSDL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Current Ratio——1.361.442.092.851.32
Quick Ratio——1.361.442.092.851.32
Cash Ratio——0.941.011.622.251.09
Asset Turnover—0.100.090.100.030.040.04
Inventory Turnover———————
Days Sales Outstanding———————

MSDL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Dividend Yield13.7%——————
Payout Ratio150.7%150.7%—47.8%176.6%45.9%20.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Earnings Yield9.1%8.5%11.8%————
FCF Yield11.5%10.5%10.9%————
Buyback Yield3.2%——————
Total Shareholder Yield16.9%——————
Shares Outstanding—$87M$89M$88M$88M$88M$88M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

Portfolio Valuation Volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Credit Uncertainty

According to current market data, MSDL trades at a P/E of 11.01 and a P/B of 0.77, suggesting that investors are pricing in significant skepticism regarding the long-term stability of the fund's net asset value compared to more established peers like Ares Capital Corporation.

The discount to book value indicates that the market is applying a haircut to the fund's Level 3 assets, likely reflecting concerns over potential credit deterioration in the underlying middle-market portfolio. While the forward P/E of 8.40 implies an expectation of earnings recovery, this valuation remains highly sensitive to the fund's ability to maintain interest income without incurring significant realized losses.

Capital Efficiency Constrained by Volatility

Based on reported figures, MSDL's ROE has trended downward from 3.6% in 2023Q4 to -0.3% in 2026Q1, indicating that the fund is struggling to generate consistent returns on its invested capital as valuation adjustments and credit costs weigh on performance.

The decline in ROIC, which fell from 1.4% to 0.5% over the same period, suggests that the fund's capital allocation strategy is currently failing to outpace the rising cost of its leverage. Investors should monitor whether this decay in returns is a structural issue related to the quality of new originations or a temporary byproduct of the current interest rate environment.

Rising Leverage Limits Future Flexibility

As reported in financial statements, MSDL's debt-to-equity ratio has steadily climbed from 0.87 in 2023Q4 to 1.21 in 2026Q1, signaling that the fund is increasingly reliant on borrowed capital to sustain its growth and dividend distributions in a tightening credit market.

The increase in leverage, coupled with an interest coverage ratio that has fluctuated below 1.0x in recent quarters, suggests that the fund's margin for error is narrowing significantly. This trend warrants further investigation into the fund's ability to service its debt obligations if portfolio companies face further EBITDA contraction.

Structural Gaps Versus Institutional Peers

Compared to peers like Blue Owl Capital Corp and Carlyle Secured Lending, MSDL's net margin of 31.55% appears strained, highlighting a potential competitive disadvantage in managing internal costs and credit losses relative to the broader private credit landscape.

While MSDL benefits from the Morgan Stanley ecosystem, the current peer comparison reveals that the fund is underperforming in terms of bottom-line efficiency. The gap in valuation multiples suggests that the market has yet to fully credit the fund for its parent-backed origination funnel, likely due to the recent volatility in its reported earnings.

Misapplication of Dividend Yield Metrics

Investors frequently misapply the 13.7% dividend yield as a proxy for total return, failing to recognize that in the BDC sector, such high yields often mask underlying NAV erosion and the potential for future distribution cuts if net investment income fails to cover payouts.

The reliance on dividend yield as a primary valuation metric obscures the reality that MSDL's distributions are currently being challenged by volatile net income and rising credit risks. A more appropriate metric for this business model would be the 'Net Investment Income' yield adjusted for PIK interest, which provides a clearer picture of the cash-based sustainability of the dividend.

Download Financial Ratios Data

Includes 30+ ratios · 6 years · Updated daily

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MSDL — Frequently Asked Questions

Quick answers to the most common questions about buying MSDL stock.

What is Morgan Stanley Direct Lending Fund's P/E ratio?

Morgan Stanley Direct Lending Fund's current P/E ratio is 11.0x. The historical average is 10.1x. This places it at the 50th percentile of its historical range.

What is Morgan Stanley Direct Lending Fund's EV/EBITDA?

Morgan Stanley Direct Lending Fund's current EV/EBITDA is 12.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.3x.

What is Morgan Stanley Direct Lending Fund's ROE?

Morgan Stanley Direct Lending Fund's return on equity (ROE) is 6.8%. The historical average is 9.1%.

Is MSDL stock overvalued?

Based on historical data, Morgan Stanley Direct Lending Fund is trading at a P/E of 11.0x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Morgan Stanley Direct Lending Fund's dividend yield?

Morgan Stanley Direct Lending Fund's current dividend yield is 13.68% with a payout ratio of 150.7%.

What are Morgan Stanley Direct Lending Fund's profit margins?

Morgan Stanley Direct Lending Fund has 81.0% gross margin and 66.7% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Morgan Stanley Direct Lending Fund have?

Morgan Stanley Direct Lending Fund's Debt/EBITDA ratio is 8.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.