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MAAMid-America Apartment Communities, Inc.
$140.77$16.4B
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  4. Financial Ratios

Mid-America Apartment Communities, Inc. (MAA) Financial Ratios

Latest Ratios: P/E Ratio 37.2x · EV/EBITDA 17.5x · ROE 7.5%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

MAA Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$16.4B$16.3B$18.1B$15.7B$18.1B$26.4B$14.5B$15.6B$11.3B$11.4B$7.7B
Enterprise Value$21.7B$21.6B$23.0B$20.2B$22.6B$30.9B$19.0B$20.0B$15.8B$15.9B$12.7B
P/E Ratio →37.2436.7534.4328.5528.6549.7757.8544.1050.6335.1636.40
P/S Ratio7.417.368.247.308.9814.848.649.507.197.486.86
P/B Ratio2.822.792.942.492.924.272.382.471.771.741.16
P/FCF22.8122.6623.2619.7023.8068.7924.2426.3623.5436.0725.63
P/OCF15.1915.0916.4313.7917.1429.4917.6119.9515.3817.3015.91

P/E links to full P/E history page with 30-year chart

MAA EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—9.7810.509.4111.1617.3511.3512.2010.0510.4111.26
EV / EBITDA17.4917.4018.5116.1119.2330.8820.2821.5217.7118.7521.28
EV / EBIT35.0731.0632.2628.0728.1342.8643.9436.5038.9432.0735.62
EV / FCF—30.1029.6625.3929.5880.4231.8233.8632.9150.2542.10

MAA Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin31.8%31.8%32.6%34.8%34.0%29.1%28.3%29.0%28.0%27.1%30.7%
Operating Margin28.0%28.0%30.0%32.1%31.1%26.1%25.5%26.4%25.5%23.2%24.2%
Net Profit Margin20.2%20.2%24.1%25.7%31.6%30.0%15.2%21.6%14.2%21.5%18.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE7.5%7.5%8.5%8.8%10.3%8.7%4.1%5.6%3.4%5.0%4.3%
ROA3.8%3.8%4.5%4.9%5.7%4.7%2.3%3.1%2.0%2.8%2.3%
ROIC4.2%4.2%4.5%4.8%4.4%3.3%3.0%3.0%2.7%2.3%2.2%
ROCE5.6%5.6%6.1%6.5%5.9%4.4%4.0%4.1%3.8%3.3%3.1%

MAA Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.930.930.810.730.720.730.750.710.710.680.75
Debt / EBITDA4.354.354.033.643.794.524.864.795.085.308.38
Net Debt / Equity—0.920.810.720.710.720.740.700.700.680.75
Net Debt / EBITDA4.304.303.993.613.764.474.834.775.045.298.32
Debt / FCF—7.456.405.695.7811.637.587.509.3714.1716.46
Interest Coverage3.763.764.234.835.184.592.593.052.343.212.74

MAA Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.160.160.080.050.110.220.050.130.050.120.27
Quick Ratio0.160.160.080.050.110.220.050.130.050.120.27
Cash Ratio0.150.150.050.040.070.090.040.040.040.010.07
Asset Turnover—0.180.190.190.180.160.150.150.140.130.10
Inventory Turnover———————————
Days Sales Outstanding———————————

MAA Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield4.3%4.4%3.8%4.2%3.0%1.8%3.2%2.8%3.7%3.5%3.2%
Payout Ratio158.7%158.7%130.2%117.9%84.7%88.1%179.6%123.7%188.4%120.4%116.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.7%2.7%2.9%3.5%3.5%2.0%1.7%2.3%2.0%2.8%2.7%
FCF Yield4.4%4.4%4.3%5.1%4.2%1.5%4.1%3.8%4.2%2.8%3.9%
Buyback Yield0.2%0.2%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield4.5%4.5%3.8%4.2%3.0%1.8%3.2%2.8%3.7%3.5%3.2%
Shares Outstanding—$117M$117M$117M$116M$115M$115M$118M$118M$114M$79M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Sunbelt supply-demand imbalance

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

NOI Margin Compression Amidst Competition

As reported in quarterly financial filings, MAA's NOI margin has experienced significant volatility, declining from 35.4% in 2023Q4 to 29.5% by 2025Q3, which underscores the difficulty of maintaining property-level profitability while facing rising insurance costs and increased competition from new supply in core Sunbelt markets.

The contraction in NOI margins suggests that the company's ability to pass through rising operating expenses to tenants is currently limited by market-wide supply pressures. Investors should monitor whether this margin compression is a temporary cyclical phenomenon or a structural shift in the cost of operating in high-growth Sunbelt corridors.

Payout Ratios Reflect Narrowing Safety

Based on the company's reported figures, the FFO payout ratio reached a concerning 81.6% in 2025Q4, indicating that a larger portion of recurring cash flow is being diverted to dividends, which leaves less room for reinvestment during periods of elevated capital expenditure and market-wide rent growth deceleration.

While the dividend remains supported, the upward trend in the payout ratio warrants caution regarding future distribution growth. The volatility in AFFO, which accounts for necessary maintenance capital, suggests that the true cash-flow buffer is thinner than headline FFO metrics might imply to the casual observer.

Debt-to-Equity Creep Signals Increased Risk

According to recent balance sheet data, MAA's debt-to-equity ratio has steadily climbed from 0.73 in 2023Q4 to 0.99 in 2026Q1, suggesting that the company is increasingly relying on debt financing to support its asset base as equity growth remains stagnant in the current high-interest rate environment.

This trend toward higher leverage may limit the company's financial flexibility if interest rates remain elevated for an extended period. While the balance sheet remains fundamentally sound, the consistent increase in debt relative to equity suggests a shift in capital structure that requires careful monitoring by long-term stakeholders.

P/E Multiples Obscure REIT Reality

As noted in industry research, the use of the standard P/E ratio for MAA is fundamentally misleading because it fails to account for the massive non-cash depreciation charges inherent in real estate, which significantly distort earnings and mask the company's actual cash-generating capacity from its residential portfolio.

Investors should prioritize FFO and AFFO multiples over P/E to better understand the true valuation of the company's recurring cash flows. Relying on P/E ignores the capital-intensive nature of property ownership and the necessity of adjusting for maintenance capex to arrive at a sustainable distributable cash figure.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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MAA — Frequently Asked Questions

Quick answers to the most common questions about buying MAA stock.

What is Mid-America Apartment Communities, Inc.'s P/E ratio?

Mid-America Apartment Communities, Inc.'s current P/E ratio is 37.2x. The historical average is 54.0x. This places it at the 50th percentile of its historical range.

What is Mid-America Apartment Communities, Inc.'s EV/EBITDA?

Mid-America Apartment Communities, Inc.'s current EV/EBITDA is 17.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 16.2x.

What is Mid-America Apartment Communities, Inc.'s ROE?

Mid-America Apartment Communities, Inc.'s return on equity (ROE) is 7.5%. The historical average is 6.5%.

Is MAA stock overvalued?

Based on historical data, Mid-America Apartment Communities, Inc. is trading at a P/E of 37.2x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Mid-America Apartment Communities, Inc.'s dividend yield?

Mid-America Apartment Communities, Inc.'s current dividend yield is 4.30% with a payout ratio of 158.7%.

What are Mid-America Apartment Communities, Inc.'s profit margins?

Mid-America Apartment Communities, Inc. has 31.8% gross margin and 28.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Mid-America Apartment Communities, Inc. have?

Mid-America Apartment Communities, Inc.'s Debt/EBITDA ratio is 4.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.