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LZLegalZoom.com, Inc.
$7.33$1.3B
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  4. Financial Ratios

LegalZoom.com, Inc. (LZ) Financial Ratios

Latest Ratios: P/E Ratio 91.6x · EV/EBITDA 17.5x · ROE 11.6%. (2010–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LZ Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
Market Cap$1.3B$1.8B$1.4B$2.2B$1.5B$3.2B————
Enterprise Value$1.1B$1.7B$1.2B$2.0B$1.3B$2.9B————
P/E Ratio →91.63124.1346.94157.38——————
P/S Ratio1.662.432.013.322.445.54————
P/B Ratio7.8810.6714.7313.0110.6516.11————
P/FCF8.5112.4013.7423.7029.3075.05————
P/OCF7.0610.2910.1217.6720.5358.78————

P/E links to full P/E history page with 30-year chart

LZ EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
EV / Revenue—2.191.823.002.165.12————
EV / EBITDA17.4826.8017.0640.30——————
EV / EBIT75.1649.0728.4761.91——————
EV / FCF—11.1912.4021.3625.8669.41————

LZ Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
Gross Margin65.9%65.9%64.8%63.8%66.0%67.1%67.2%66.5%48.5%49.8%
Operating Margin1.9%1.9%5.2%3.2%-6.7%-14.8%10.4%15.5%4.0%-3.1%
Net Profit Margin2.0%2.0%4.4%2.1%-7.9%-18.9%2.1%1.8%7.8%-3.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
ROE11.6%11.6%22.9%9.0%-28.7%-55.0%————
ROA3.4%3.4%7.3%3.3%-11.7%-31.8%4.4%5.9%27.2%-11.3%
ROIC——————————
ROCE9.0%9.0%24.4%12.4%-23.3%-66.9%104.8%243.5%80.6%-75.3%

LZ Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
Debt / Equity0.140.140.080.050.08—————
Debt / EBITDA0.390.390.110.18——7.476.520.02—
Net Debt / Equity—-1.04-1.44-1.28-1.25-1.21————
Net Debt / EBITDA-2.89-2.89-1.85-4.41——5.815.90-2.48—
Debt / FCF—-1.21-1.34-2.34-3.44-5.644.8613.66-3.76—
Interest Coverage26.0726.0797.6064.88-182.36-3.271.461.2741.03-248.47

Net cash position: cash ($203M) exceeds total debt ($24M)

LZ Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
Current Ratio0.750.750.721.040.971.160.670.440.950.81
Quick Ratio0.750.750.721.040.971.100.670.440.950.81
Cash Ratio0.640.640.530.860.761.050.570.310.630.62
Asset Turnover—1.421.821.481.531.331.872.042.923.39
Inventory Turnover—————13.92————
Days Sales Outstanding—11.516.546.508.216.756.639.098.546.54

LZ Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
Dividend Yield—————0.0%————
Payout Ratio——————2.9%———

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2011FY 2010
Earnings Yield1.1%0.8%2.1%0.6%——————
FCF Yield11.8%8.1%7.3%4.2%3.4%1.3%————
Buyback Yield6.4%4.4%12.0%2.5%6.3%0.0%————
Total Shareholder Yield6.4%4.4%12.0%2.5%6.3%0.0%————
Shares Outstanding—$185M$183M$194M$196M$198M$197M$125M$125M$125M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

High Customer Acquisition Costs

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Ignores Margin Realities

Based on current market data, LegalZoom trades at a forward P/E of 8.19, which appears to contrast sharply with its trailing P/E of 75.88, suggesting that investors are pricing in a significant, yet unproven, expansion in bottom-line profitability relative to historical performance metrics.

The wide divergence between trailing and forward multiples implies that the market is betting on a rapid transition from a high-CAC transactional model to a high-margin subscription ecosystem. However, given the persistent compression in operating margins, this valuation may be overly optimistic if the company fails to achieve the necessary scale to offset its aggressive marketing expenditures.

Gross Margin Strength Versus Operating Weakness

As reported in recent financial statements, LegalZoom maintains a robust gross margin of 64.0%, yet the operating margin has dwindled to 1.3%, indicating that the company's core service delivery is highly efficient while its overhead and marketing costs remain disproportionately high relative to revenue.

The disconnect between gross and operating profitability suggests that the company's competitive advantage in document automation is being eroded by the high cost of maintaining brand salience. Investors should monitor whether the company can successfully pivot toward higher-value compliance services to improve its operating leverage, as the current structure appears to struggle with scalability.

Working Capital Dynamics and Asset Turnover

According to quarterly filings, LegalZoom's asset turnover ratio has remained stagnant near 0.40, reflecting a capital-intensive operational model that requires significant investment in digital infrastructure and marketing to generate each dollar of revenue compared to more efficient software-as-a-service peers in the industry.

The low asset turnover suggests that the company's growth is heavily dependent on continuous reinvestment rather than organic efficiency gains. This warrants further investigation into whether the current customer acquisition strategy is yielding a sufficient return on invested capital, or if the company is simply buying market share in a highly competitive environment.

Liquidity Constraints Amidst Operational Volatility

Based on the most recent quarterly data, LegalZoom reports a current ratio of 0.71, which indicates that the company's short-term liquidity position is currently strained and may leave little room for error should there be a sudden downturn in new business formation volumes.

A current ratio below 1.0 suggests that the company is relying on the continuous inflow of cash from new subscriptions to meet its immediate obligations. While the company maintains a cash balance of $203M, the lack of a significant liquidity buffer may force management to prioritize short-term cash preservation over long-term strategic investments.

Misapplication of SaaS Valuation Metrics

The most commonly misapplied metric for LegalZoom is the standard P/S ratio, which obscures the company's high reliance on low-margin transactional revenue and fails to account for the significant stock-based compensation that dilutes the true economic value of the company's subscription-led growth strategy.

Investors should instead focus on the 'Attach Rate' of ancillary services and the 'Subscription Renewal Rate' as more accurate indicators of long-term value creation. Relying on P/S multiples ignores the reality that not all revenue is created equal, particularly when a large portion of the top line is driven by one-time filings that carry high customer acquisition costs.

Download Financial Ratios Data

Includes 30+ ratios · 9 years · Updated daily

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LZ — Frequently Asked Questions

Quick answers to the most common questions about buying LZ stock.

What is LegalZoom.com, Inc.'s P/E ratio?

LegalZoom.com, Inc.'s current P/E ratio is 91.6x. The historical average is 109.5x. This places it at the 33th percentile of its historical range.

What is LegalZoom.com, Inc.'s EV/EBITDA?

LegalZoom.com, Inc.'s current EV/EBITDA is 17.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 28.1x.

What is LegalZoom.com, Inc.'s ROE?

LegalZoom.com, Inc.'s return on equity (ROE) is 11.6%. The historical average is -8.0%.

Is LZ stock overvalued?

Based on historical data, LegalZoom.com, Inc. is trading at a P/E of 91.6x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are LegalZoom.com, Inc.'s profit margins?

LegalZoom.com, Inc. has 65.9% gross margin and 1.9% operating margin.

How much debt does LegalZoom.com, Inc. have?

LegalZoom.com, Inc.'s Debt/EBITDA ratio is 0.4x, indicating low leverage. A ratio below 2x is generally considered financially healthy.