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LPLALPL Financial Holdings Inc.
$304.75$24.4B
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  4. Financial Ratios

LPL Financial Holdings Inc. (LPLA) Financial Ratios

Latest Ratios: P/E Ratio 27.9x · EV/EBITDA 10.5x · ROE 20.9%. (2006–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LPLA Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$24.4B$28.2B$24.6B$17.7B$17.6B$13.1B$8.4B$7.8B$5.5B$5.3B$3.2B
Enterprise Value$30.6B$34.5B$29.4B$21.2B$19.7B$15.6B$10.2B$9.9B$7.5B$6.9B$4.7B
P/E Ratio →27.9132.7123.2716.6320.7928.4417.7813.9412.5922.0616.53
P/S Ratio1.431.661.991.762.041.691.431.391.071.230.78
P/B Ratio4.515.288.408.528.117.836.407.625.685.453.86
P/FCF———162.1110.7255.1813.2616.7013.1530.6821.53
P/OCF——88.7234.579.0328.8810.6512.519.5211.8611.53

P/E links to full P/E history page with 30-year chart

LPLA EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.032.372.112.292.031.741.751.451.621.16
EV / EBITDA10.5011.8213.9310.6912.9016.2811.229.528.6711.279.26
EV / EBIT13.3922.1917.6413.0115.8922.1613.9311.3210.4514.7311.94
EV / FCF———194.1012.0065.9616.0721.1017.8240.4831.95

LPLA Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin25.6%25.6%27.2%30.4%27.5%22.2%25.4%28.7%27.8%25.6%23.7%
Operating Margin13.4%13.4%13.5%16.2%14.4%9.5%12.5%15.6%13.8%11.5%9.7%
Net Profit Margin5.1%5.1%8.5%10.6%9.8%6.0%8.0%10.0%8.5%5.6%4.7%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE20.9%20.9%42.3%50.2%44.1%30.8%40.4%56.0%45.3%26.7%25.0%
ROA5.4%5.4%8.9%10.7%9.7%6.3%7.6%9.9%8.1%4.7%4.1%
ROIC16.1%16.1%17.0%21.9%18.9%12.7%14.5%18.4%15.6%11.3%9.7%
ROCE19.1%19.1%20.9%25.8%22.3%15.2%17.5%22.6%19.1%13.9%12.1%

LPLA Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.361.361.961.911.361.831.972.592.542.582.78
Debt / EBITDA2.492.492.722.001.933.172.852.562.864.044.49
Net Debt / Equity—1.161.631.680.971.531.362.012.021.741.87
Net Debt / EBITDA2.132.132.261.761.382.661.961.992.272.733.02
Debt / FCF———31.991.2810.772.814.404.679.8010.42
Interest Coverage3.853.856.088.739.816.766.926.715.744.414.08

LPLA Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.422.421.621.601.581.631.561.521.591.651.69
Quick Ratio2.422.421.621.601.581.631.561.521.591.651.69
Cash Ratio0.280.280.230.130.230.180.360.310.300.510.51
Asset Turnover—0.920.930.970.910.970.890.960.950.800.84
Inventory Turnover———————————
Days Sales Outstanding———————————

LPLA Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.4%0.3%0.4%0.5%0.5%0.6%0.9%1.1%1.6%1.7%2.8%
Payout Ratio10.9%10.9%8.5%8.6%9.4%17.4%16.7%14.8%20.1%37.8%46.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield3.6%3.1%4.3%6.0%4.8%3.5%5.6%7.2%7.9%4.5%6.0%
FCF Yield———0.6%9.3%1.8%7.5%6.0%7.6%3.3%4.6%
Buyback Yield0.5%0.5%0.7%6.2%1.8%0.7%1.8%6.4%7.5%2.2%0.8%
Total Shareholder Yield0.9%0.8%1.1%6.7%2.3%1.3%2.7%7.5%9.1%3.9%3.6%
Shares Outstanding—$79M$75M$78M$81M$82M$81M$85M$91M$92M$90M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetMixed
Cash FlowMixed
Top Statement Risk

Acquisition-driven leverage volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Reflects Growth and Uncertainty

According to current market data, LPLA trades at a forward P/E of 11.74, which appears to discount the firm's aggressive inorganic growth strategy while simultaneously pricing in potential headwinds from interest rate normalization and the integration risks associated with recent large-scale acquisitions like Atria Wealth Innovations.

The discrepancy between the TTM P/E of 24.61 and the forward multiple suggests that the market anticipates a significant earnings expansion, likely driven by the full-year contribution of recent institutional onboarding. Investors should monitor whether this valuation remains sustainable if the firm's reliance on net interest income from cash sweeps continues to face pressure from client cash sorting behaviors.

Capital Returns Constrained by Integration

Based on reported financial figures, LPLA's ROIC has trended downward from 5.3% in 2024Q1 to 3.7% in 2026Q1, indicating that the firm's aggressive deployment of capital into acquisitions and transition assistance packages is currently struggling to generate returns that exceed the cost of the capital deployed.

The compression in ROIC suggests that the firm's scale-driven moat is being tested by the high costs of inorganic growth. Analysts should investigate whether the current return profile is a temporary byproduct of integration-heavy quarters or a structural shift resulting from the increasingly competitive environment for advisor recruitment.

Working Capital Volatility Masks Efficiency

As reported in recent filings, LPLA's asset turnover remains consistently low at approximately 0.26, reflecting a business model that is heavily weighted toward intangible assets and goodwill rather than physical capital, which complicates traditional assessments of operational efficiency within the independent broker-dealer landscape.

The lack of consistent data for the cash conversion cycle suggests that the firm's working capital is heavily influenced by the timing of advisor transition loans and institutional contract settlements. This volatility makes it difficult to determine if the firm is becoming more efficient at managing its internal liquidity or if it is simply masking operational friction through accounting adjustments.

Leverage Trends Warrant Close Monitoring

According to quarterly statements, LPLA's debt-to-EBITDA ratio has fluctuated significantly, reaching 9.63 in 2026Q1, a level that suggests the firm's reliance on debt to fund its expansion strategy is creating a more vulnerable balance sheet than its historical averages might otherwise imply.

While the interest coverage ratio of 5.83 in 2026Q1 provides some comfort, the trend of rising debt levels relative to earnings indicates that the firm's capacity to absorb further shocks is diminishing. Investors should be wary of the potential for covenant pressure if the current acquisition-led growth strategy fails to deliver the expected synergies.

Misapplication of P/E Multiples

The P/E ratio is frequently misapplied to LPLA because it fails to account for the significant portion of revenue that is immediately passed through to advisors, thereby obscuring the firm's true operating leverage and the underlying profitability of its technology and custodial platform.

Analysts should instead focus on net revenue or gross profit metrics to better understand the firm's core earning power. Relying on headline P/E multiples risks misinterpreting the firm's valuation by ignoring the high-margin nature of its service-based revenue versus the lower-margin, pass-through brokerage commissions.

Download Financial Ratios Data

Includes 30+ ratios · 20 years · Updated daily

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LPLA — Frequently Asked Questions

Quick answers to the most common questions about buying LPLA stock.

What is LPL Financial Holdings Inc.'s P/E ratio?

LPL Financial Holdings Inc.'s current P/E ratio is 27.9x. The historical average is 21.5x. This places it at the 87th percentile of its historical range.

What is LPL Financial Holdings Inc.'s EV/EBITDA?

LPL Financial Holdings Inc.'s current EV/EBITDA is 10.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.6x.

What is LPL Financial Holdings Inc.'s ROE?

LPL Financial Holdings Inc.'s return on equity (ROE) is 20.9%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 24.1%.

Is LPLA stock overvalued?

Based on historical data, LPL Financial Holdings Inc. is trading at a P/E of 27.9x. This is at the 87th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is LPL Financial Holdings Inc.'s dividend yield?

LPL Financial Holdings Inc.'s current dividend yield is 0.39% with a payout ratio of 10.9%.

What are LPL Financial Holdings Inc.'s profit margins?

LPL Financial Holdings Inc. has 25.6% gross margin and 13.4% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does LPL Financial Holdings Inc. have?

LPL Financial Holdings Inc.'s Debt/EBITDA ratio is 2.5x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.