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LOCOEl Pollo Loco Holdings, Inc.
$16.23$494M
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  4. Financial Ratios

El Pollo Loco Holdings, Inc. (LOCO) Financial Ratios

Latest Ratios: P/E Ratio 18.0x · EV/EBITDA 12.5x · ROE 9.6%. (2012–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LOCO Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$494M$309M$355M$303M$364M$517M$648M$567M$585M$387M$480M
Enterprise Value$728M$542M$615M$569M$597M$721M$898M$870M$652M$472M$582M
P/E Ratio →18.0311.6213.7311.9217.4717.7426.6222.60—45.0026.17
P/S Ratio1.010.630.750.650.781.141.521.281.340.961.26
P/B Ratio1.651.061.361.211.301.662.332.312.211.411.81
P/FCF19.4312.1312.8115.6619.5514.7519.1427.3933.1722.2040.38
P/OCF10.286.427.587.459.459.9315.9815.6912.887.219.74

P/E links to full P/E history page with 30-year chart

LOCO EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.111.301.211.271.592.111.971.501.171.53
EV / EBITDA12.459.2810.8210.3413.4012.7517.8015.4878.0018.9111.49
EV / EBIT17.1412.7614.9414.3419.5317.4626.8720.87—11.9116.97
EV / FCF—21.3022.2129.4132.0220.5526.5242.0336.9827.0648.98

LOCO Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin28.6%28.6%21.9%19.9%17.8%21.8%22.0%21.9%22.1%24.0%24.7%
Operating Margin8.7%8.7%8.7%8.5%6.4%9.1%7.9%8.7%-2.2%1.7%9.1%
Net Profit Margin5.4%5.4%5.4%5.5%4.4%6.4%5.7%5.6%-2.1%2.1%4.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE9.6%9.6%10.0%9.6%7.0%9.9%9.4%9.7%-3.3%3.2%7.2%
ROA4.4%4.4%4.3%4.3%3.4%4.8%4.0%4.6%-2.0%1.9%3.9%
ROIC6.1%6.1%5.9%5.8%4.4%6.0%4.7%6.5%-2.1%1.4%7.1%
ROCE8.1%8.1%7.9%7.6%5.6%7.7%6.2%8.3%-2.5%1.7%8.2%

LOCO Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.820.821.011.090.900.750.951.270.280.340.39
Debt / EBITDA4.104.104.624.975.684.135.225.548.873.742.06
Net Debt / Equity—0.801.001.060.830.650.901.230.250.310.39
Net Debt / EBITDA3.993.994.584.835.223.604.965.398.043.402.02
Debt / FCF—9.179.4113.7412.475.807.3814.643.814.868.60
Interest Coverage9.509.506.988.2518.2222.6310.1511.31-2.4812.0810.87

LOCO Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.080.080.260.350.550.660.480.330.270.440.79
Quick Ratio0.080.080.240.320.510.630.450.310.240.390.75
Cash Ratio0.080.080.030.100.300.400.200.110.080.180.05
Asset Turnover—0.810.800.790.790.740.700.710.970.910.81
Inventory Turnover——190.66196.39158.17153.19158.29172.02136.90133.44135.55
Days Sales Outstanding—8.357.698.028.4310.7710.707.338.046.556.64

LOCO Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield————15.3%——————
Payout Ratio————267.2%——————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.5%8.6%7.3%8.4%5.7%5.6%3.8%4.4%—2.2%3.8%
FCF Yield5.1%8.2%7.8%6.4%5.1%6.8%5.2%3.7%3.0%4.5%2.5%
Buyback Yield0.4%0.6%5.8%19.5%0.0%0.0%0.0%8.5%0.2%0.0%0.0%
Total Shareholder Yield0.4%0.6%5.8%19.5%15.3%0.0%0.0%8.5%0.2%0.0%0.0%
Shares Outstanding—$30M$30M$34M$37M$36M$36M$37M$39M$39M$39M

Key Metrics

Growth RegimeStable
ProfitabilityModerate
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

California labor cost inflation

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Regional Discount Reflects Growth Constraints

Based on current market data, LOCO trades at a forward P/E of 17.30, which appears to reflect a regional discount compared to national QSR peers, suggesting that investors remain skeptical of the brand's ability to successfully scale its fire-grilling model beyond its core California market.

The PEG ratio of 3.24 indicates that the market is pricing in significant growth expectations that may not align with the company's historical performance in non-core territories. This valuation suggests that the market views LOCO as a mature, regional player rather than a high-growth national chain, warranting caution regarding potential multiple compression if expansion efforts continue to stall.

Capital Efficiency Constrained by Intangibles

According to recent financial statements, LOCO's ROIC has remained stagnant at 1.8% in 2026Q1, a figure that highlights the difficulty of compounding returns when a substantial portion of the capital base is comprised of goodwill rather than productive, income-generating restaurant assets.

The low ROIC relative to industry peers suggests that the company's capital allocation strategy has yet to generate meaningful value-add beyond the maintenance of its existing footprint. Investors should monitor whether future capital expenditures on store remodels can drive a sustained improvement in returns or if the current asset base remains structurally inefficient.

Working Capital Dynamics Remain Volatile

As reported in quarterly filings, LOCO's cash conversion cycle has fluctuated between -2 and 0 days over the last ten quarters, indicating that while the company maintains tight control over its payables, its ability to optimize inventory turnover remains highly sensitive to seasonal demand shifts.

The reliance on a negative cash conversion cycle suggests that the company effectively utilizes supplier credit to fund operations, which is a common but precarious strategy in the restaurant industry. Any disruption in supply chain terms or a slowdown in transaction velocity could quickly strain this delicate working capital balance.

Thin Liquidity Buffers Warrant Caution

Based on the provided balance sheet data, LOCO's current ratio of 0.34 as of 2026Q1 indicates a very thin liquidity buffer, which may leave the company vulnerable to unexpected operational shocks or sudden increases in mandatory labor expenditures within its primary California market.

While the company's low debt-to-equity ratio provides some comfort, the persistent inability to maintain a current ratio above 0.50 suggests that the firm operates with minimal margin for error. This liquidity profile necessitates close monitoring of cash flow generation to ensure that short-term obligations can be met without resorting to external financing.

Misapplied Focus on P/E Multiples

The P/E ratio is frequently misapplied to LOCO's business model, as it obscures the impact of significant non-cash charges and the company's heavy reliance on leased assets, which can distort the true underlying earnings power of the restaurant operations.

Analysts should prioritize EV/EBITDA or P/FCF to better account for the company's capital structure and the cash-intensive nature of its store-level operations. Relying solely on P/E ignores the reality that the company's profitability is heavily influenced by lease accounting and depreciation, which do not reflect the actual cash-generating capacity of the fire-grilling model.

Download Financial Ratios Data

Includes 30+ ratios · 14 years · Updated daily

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LOCO — Frequently Asked Questions

Quick answers to the most common questions about buying LOCO stock.

What is El Pollo Loco Holdings, Inc.'s P/E ratio?

El Pollo Loco Holdings, Inc.'s current P/E ratio is 18.0x. The historical average is 20.8x. This places it at the 55th percentile of its historical range.

What is El Pollo Loco Holdings, Inc.'s EV/EBITDA?

El Pollo Loco Holdings, Inc.'s current EV/EBITDA is 12.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 18.5x.

What is El Pollo Loco Holdings, Inc.'s ROE?

El Pollo Loco Holdings, Inc.'s return on equity (ROE) is 9.6%. The historical average is 5.3%.

Is LOCO stock overvalued?

Based on historical data, El Pollo Loco Holdings, Inc. is trading at a P/E of 18.0x. This is at the 55th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are El Pollo Loco Holdings, Inc.'s profit margins?

El Pollo Loco Holdings, Inc. has 28.6% gross margin and 8.7% operating margin.

How much debt does El Pollo Loco Holdings, Inc. have?

El Pollo Loco Holdings, Inc.'s Debt/EBITDA ratio is 4.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.