Lument Finance Trust, Inc.(LFT)Earnings, Financials & Key Ratios

LFT•NYSE•REIT / Real Estate

$0.94

Price updated Jul 2, 2026

SectorReal Estate IndustryMortgage REITs Sub-IndustryCommercial mortgage loan REITs

AboutLument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. The company primarily invests in transitional floating rate commercial mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. Lument Finance Trust, Inc. is qualified as a real estate investment trust (REIT) under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.Show more

Revenue$79M+127.1%
FFO-$2M-108.7%
FFO/Share-0.04-108.7%
FFO Payout-931.49%-1445.4%
FFO per Share-0.04-108.7%
NOI Margin90.05%-9.9%
FFO Margin-2.48%-103.8%
ROE-1.2%-112.7%
ROA-0.23%-113.3%

LFT Price & Volume

Lument Finance Trust, Inc. (LFT) stock price & volume — 10-year historical chart

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Volatile Operating Margins Mask Structural Credit Risks

Investment Thesis • Updated 2026Q1

VerdictNegative

Growth:Mixed

Profitability:Negative

Financial:Strained

Cash Flow:Burning

Primary Risk:Transitional loan credit impairment

Key Thesis Takeaways

Lument Finance Trust faces significant operational headwinds as erratic NOI margins, which collapsed to -29.8% in 2025Q4, highlight the difficulty of maintaining profitability within its transitional loan portfolio.
The company's reliance on external capital to sustain dividends, evidenced by a 4.10x dividend-to-AFFO payout ratio in 2026Q1, suggests a precarious financial position.
Investors should remain cautious as elevated leverage, with a 4.53x debt-to-equity ratio, leaves the firm highly sensitive to further credit impairments and interest rate volatility.

Verdict Logic

the company's dividend payout ratio of 4.10x relative to AFFO in 2026Q1 indicates that current distributions are not supported by operational cash flow, posing a significant risk to capital preservation.

LFT Growth Metrics

Lument Finance Trust, Inc. (LFT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years15.81%

5 Years32.84%

3 Years58.13%

TTM64.25%

Profit CAGR

10 Years-

5 Years-

3 Years-

TTM-113.31%

EPS CAGR

10 Years-

5 Years-

3 Years-

TTM-164.39%

Return on Capital

10 Years60.38%

5 Years3.09%

3 Years3.09%

Last Year4.45%

LFT Recent Earnings

Lument Finance Trust, Inc. (LFT) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 3/12 qtrs (25%)●Beat Revenue 4/12 qtrs (33%)

Q2 2026Latest

May 15, 2026

Metric

Actual

Est

EPS

$0.02-66.7%

$0.06

Rev

$21M+360.7%

$5M

Q2 2026

Mar 23, 2026

Metric

Actual

Est

EPS

$0.17-383.3%

$0.06

Rev

$5M+8.1%

$5M

Q4 2025

Nov 12, 2025

Metric

Actual

Est

EPS

$0.02-66.7%

$0.06

Rev

$5M-34.4%

$8M

Q3 2025

Aug 8, 2025

Metric

Actual

Est

EPS

$0.05-33.3%

$0.07

Rev

$21M+147.4%

$8M

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	May 15, 2026	$0.02vs $0.06-66.7%	$21Mvs $5M+360.7%
Q2 2026	Mar 23, 2026	$0.17vs $0.06-383.3%	$5Mvs $5M+8.1%
Q4 2025	Nov 12, 2025	$0.02vs $0.06-66.7%	$5Mvs $8M-34.4%
Q3 2025	Aug 8, 2025	$0.05vs $0.07-33.3%	$21Mvs $8M+147.4%

Based on last 12 quarters of dataView full earnings history →

Latest LFT News

Recent stock market news and headlines for Lument Finance Trust, Inc. (LFT)

Accesswire·Jun 16, 2026

MicroVision Brought Onboard by Lake Fusion Technologies and Timberline Aerospace to Accelerate IRIS Sensor Package Deployment

Collaboration supports global deployment of advanced situational awareness solutions across commercial, critical infrastructure, security, and government applications REDMOND, WA / ACCESS Newswire / June 16, 2026 / MicroVision, Inc. (NASDAQ:MVIS), a leader in advanced perception solutions for industrial, automotive, security and defense applications, today announced recent shipments of its IRIS lidar sensors to Lake Fusion Technologies (LFT) LLC, as LFT and Timberline Aerospace welcome MicroVision onboard to further expand their collaboration and accelerate the deployment of advanced situational awareness solutions. MicroVision recently shipped IRIS sensors to LFT, marking an important milestone as LFT, together with Timberline Aerospace, brings MicroVision more fully into its ecosystem to broaden capabilities and expedite the development and delivery of integrated IRIS Sensor Packages.

Peers Comparison

Key metrics vs top competitors for Lument Finance Trust, Inc. (LFT)

Full Screener →

Company	Price	Market Cap	P/E Ratio	Rev Growth (1Y)	Net Margin	ROE	Div Yield
LFTLument Finance Trust, Inc.Current	$0.94	$49.24M	-6.71	127.12%	-3.47%	-1.2%	37.26%
ACREAres Commercial Real Estate Corporation	$4.53	$251.33M	-276.22	-2.79%	-24.91%	-3.88%	—
TPVGTriplePoint Venture Growth BDC Corp.	$5.07	$205.84M	4.16	36.55%	-19.55%	-3.39%	—
RCReady Capital Corporation	$1.78	$294.09M	-1.24	1725.96%	-290.69%	-29.57%	—
GPMTGranite Point Mortgage Trust Inc.	$1.47	$70.44M	-1.27	187.77%	-30.49%	-7.1%	—
BXMTBlackstone Mortgage Trust, Inc.	$16.96	$2.86B	26.50	-13.96%	6.75%	2.93%	—

Compare LFT vs Peers

Lument Finance Trust, Inc. (LFT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ACRE

Most directly comparable listed peer for LFT.

Scale Benchmark

vs NLY

Larger-name benchmark to compare LFT against a more recognizable public peer.

Peer Set

Compare Top 5

vs ACRE, TPVG, RC, GPMT

LFT SEC Filings & Documents

Lument Finance Trust, Inc. (LFT) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

May 20, 2026·SEC

Material company update

Mar 23, 2026·SEC

Material company update

Feb 23, 2026·SEC

10-K Annual Reports

FY 2026

Mar 23, 2026·SEC

FY 2025

Mar 19, 2025·SEC

FY 2024

Mar 15, 2024·SEC

10-Q Quarterly Reports

FY 2026

May 15, 2026·SEC

FY 2025

Nov 12, 2025·SEC

FY 2025

Aug 8, 2025·SEC

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LFT Frequently Asked Questions

Lument Finance Trust, Inc. (LFT) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

What is Lument Finance Trust, Inc.'s revenue?

Lument Finance Trust, Inc. (LFT) reported $75.0M in revenue for fiscal year 2025. This represents a 767% increase from $8.7M in 2012.

How fast is Lument Finance Trust, Inc. growing?

Lument Finance Trust, Inc. (LFT) grew revenue by 127.1% over the past year. This is strong growth.

Is LFT profitable?

Lument Finance Trust, Inc. (LFT) reported a net loss of $2.0M for fiscal year 2025.

Dividend & Returns

Does LFT pay dividends?

Yes, Lument Finance Trust, Inc. (LFT) pays a dividend with a yield of 37.26%. This makes it attractive for income-focused investors.

What is LFT's return on equity?

Lument Finance Trust, Inc. (LFT) has a return on equity (ROE) of -1.2%. Negative ROE indicates the company is unprofitable.

Industry Metrics

What is Lument Finance Trust, Inc.'s FFO?

Lument Finance Trust, Inc. (LFT) generated Funds From Operations (FFO) of $-6.3M in the trailing twelve months. FFO is the primary profitability metric for REITs.

Is LFT a good dividend stock?

Lument Finance Trust, Inc. (LFT) offers a 37.26% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.

What if you invested $1,000 in LFT back in 2012?

Total return calculator · dividends reinvested · 14+ years of data

See returns →

Quarter

Date

EPS (Act vs Est)

Revenue (Act vs Est)

Q2 2026Latest

May 15, 2026

$0.02vs $0.06-66.7%

$21Mvs $5M+360.7%

Q2 2026

Mar 23, 2026

$0.17vs $0.06-383.3%

$5Mvs $5M+8.1%

Q4 2025

Nov 12, 2025

$0.02vs $0.06-66.7%

$5Mvs $8M-34.4%

Q3 2025

Aug 8, 2025

$0.05vs $0.07-33.3%

$21Mvs $8M+147.4%

Company

Price

Market Cap

P/E Ratio

Rev Growth (1Y)

Net Margin

ROE

Div Yield

LFTLument Finance Trust, Inc.Current

$0.94

$49.24M

-6.71

127.12%

-3.47%

-1.2%

37.26%

ACREAres Commercial Real Estate Corporation

$4.53

$251.33M

-276.22

-2.79%

-24.91%

-3.88%

—

TPVGTriplePoint Venture Growth BDC Corp.

$5.07

$205.84M

4.16

36.55%

-19.55%

-3.39%

—

RCReady Capital Corporation

$1.78

$294.09M

-1.24

1725.96%

-290.69%

-29.57%

—

GPMTGranite Point Mortgage Trust Inc.

$1.47

$70.44M

-1.27

187.77%

-30.49%

-7.1%

—

BXMTBlackstone Mortgage Trust, Inc.

$16.96

$2.86B

26.50

-13.96%

6.75%

2.93%

—