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LADRLadder Capital Corp
$9.85$1.3B
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  4. Financial Ratios

Ladder Capital Corp (LADR) Financial Ratios

Latest Ratios: P/E Ratio 19.3x · EV/EBITDA 17.1x · ROE 4.3%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LADR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.3B$1.4B$1.4B$1.4B$1.3B$1.5B$1.1B$1.9B$1.5B$1.5B$1.5B
Enterprise Value$4.7B$4.9B$3.2B$4.2B$4.9B$5.2B$4.1B$6.7B$5.2B$5.3B$4.3B
P/E Ratio →19.3121.5513.0114.218.8826.64—15.698.4112.0612.94
P/S Ratio3.213.542.752.742.324.173.073.822.523.273.75
P/B Ratio0.840.940.920.940.820.990.711.170.921.000.98
P/FCF14.4515.9410.517.9611.8418.739.8210.487.54124.764.36
P/OCF14.4515.9410.517.9611.8418.739.8210.487.54124.764.36

P/E links to full P/E history page with 30-year chart

LADR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—12.396.338.019.0114.4211.3213.398.7111.6610.82
EV / EBITDA17.1017.568.8411.3612.3118.5217.9837.6511.1429.8526.96
EV / EBIT19.4420.079.7412.0213.3921.4519.4719.5412.3819.0417.72
EV / FCF—55.8424.1723.2945.9264.7836.2236.6926.10444.3112.61

LADR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin71.8%71.8%77.2%79.1%78.9%68.9%66.9%78.3%80.8%74.3%71.5%
Operating Margin62.0%62.0%65.0%64.4%66.9%66.8%51.4%27.6%71.5%30.4%30.2%
Net Profit Margin16.4%16.4%21.2%19.3%26.2%15.8%-4.0%24.4%30.0%20.9%16.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE4.3%4.3%7.1%6.6%9.3%3.7%-0.9%7.5%11.5%6.4%4.4%
ROA1.3%1.3%2.1%1.8%2.4%1.0%-0.2%1.9%2.9%1.6%1.2%
ROIC4.4%4.4%6.5%5.4%5.3%3.7%2.5%1.8%6.0%2.2%2.1%
ROCE5.5%5.5%6.8%6.5%6.8%4.6%3.1%2.1%7.0%2.4%2.4%

LADR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity2.372.372.062.472.772.792.722.972.312.631.88
Debt / EBITDA12.6912.698.6110.2210.6615.1318.6727.238.0721.8917.91
Net Debt / Equity—2.341.191.812.372.431.912.932.262.571.85
Net Debt / EBITDA12.5512.555.007.489.1313.1713.1126.907.9221.4617.63
Debt / FCF—39.9013.6615.3334.0846.0526.4026.2118.56319.548.25
Interest Coverage1.381.381.501.431.871.320.921.682.181.911.99

LADR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.050.05———1.844.918075.2721.531912.500.99
Quick Ratio0.050.05———1.844.918078.385167.831975.931.19
Cash Ratio0.040.047.612.151.051.671.697979.711136.0584513.6484.49
Asset Turnover—0.080.110.100.090.060.060.080.100.080.07
Inventory Turnover———————————
Days Sales Outstanding———————————

LADR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield9.4%8.5%8.4%8.1%8.5%6.7%10.8%7.5%8.1%6.7%4.5%
Payout Ratio182.9%182.9%108.7%115.1%75.2%177.9%—117.8%68.2%105.0%100.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.2%4.6%7.7%7.0%11.3%3.8%—6.4%11.9%8.3%7.7%
FCF Yield6.9%6.3%9.5%12.6%8.4%5.3%10.2%9.5%13.3%0.8%22.9%
Buyback Yield0.9%0.8%0.5%0.2%0.6%0.6%0.3%0.0%0.0%0.2%0.3%
Total Shareholder Yield10.4%9.3%8.8%8.3%9.1%7.3%11.1%7.6%8.1%6.9%4.9%
Shares Outstanding—$126M$126M$125M$126M$125M$112M$106M$98M$110M$108M

Key Metrics

Growth RegimeContracting
ProfitabilityStrained
Balance SheetHealthy
Cash FlowDeteriorating
Top Statement Risk

Commercial real estate exposure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Compression Amid Earnings Uncertainty

Based on the provided financial data, Ladder Capital's P/FFO multiple has remained compressed within the 11x to 12x range, reflecting market skepticism as FFO per share declined from $0.33 in 2024Q2 to $0.09 in 2026Q1, suggesting investors are pricing in significant ongoing earnings volatility.

The current valuation appears to reflect a defensive market posture, as the P/FFO multiple fails to expand despite the company's historically lower leverage profile compared to peers. This suggests that the market is prioritizing the recent contraction in core earnings over the potential optionality provided by the company's internal management structure.

NOI Margin Erosion Signals Headwinds

As reported in quarterly filings, NOI margins have trended downward from 77.8% in 2024Q1 to 70.7% in 2026Q1, indicating that property-level profitability is facing persistent pressure from rising operating costs and a potential shift in the underlying asset mix toward lower-yielding, higher-maintenance properties.

The compression in NOI margins warrants close monitoring, as it suggests that the company's ability to extract value from its real estate portfolio is diminishing. Investors should consider whether this trend is a temporary byproduct of the current interest rate environment or a structural decline in the quality of the underlying collateral.

Payout Ratios Threaten Dividend Sustainability

According to the company's reported figures, the FFO payout ratio has frequently exceeded 100%, reaching an unsustainable 157.5% in 2025Q1 and 117.7% in 2025Q4, which indicates that current dividend distributions are not being fully supported by recurring cash earnings generated from the lending and real estate segments.

The consistent inability to cover the dividend with FFO suggests that the current distribution policy may be at risk of adjustment. Analysts should investigate whether management is utilizing cash reserves to maintain the dividend, a strategy that appears unsustainable given the recent contraction in core earnings.

Conservative Leverage Amid Asset Contraction

As indicated by recent financial statements, Ladder Capital maintains a debt-to-equity ratio of 2.37x as of 2025Q4, which remains significantly more conservative than the 4.0x-plus leverage profiles observed among peers like Blackstone Mortgage Trust, suggesting a deliberate defensive posture in the current credit cycle.

While this low leverage profile provides a buffer against market volatility, it also implies that the company may be under-utilizing its balance sheet to drive growth. This conservative stance appears to be a strategic choice to mitigate risk, though it may limit the company's ability to capitalize on market opportunities until credit conditions stabilize.

Misapplication of GAAP Earnings Metrics

The most commonly misapplied metric for Ladder Capital is the standard P/E ratio, which, as reported in financial statements, fails to account for the significant non-cash depreciation and amortization charges inherent in the company's real estate segment, thereby obscuring the true economic performance of the business.

Investors should prioritize FFO or Distributable Earnings over GAAP net income to gain a clearer picture of the company's cash-generating capacity. Relying on P/E ratios in this context is misleading, as it ignores the non-cash nature of the charges that currently weigh on the company's reported profitability.

Download Financial Ratios Data

Includes 30+ ratios · 15 years · Updated daily

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LADR — Frequently Asked Questions

Quick answers to the most common questions about buying LADR stock.

What is Ladder Capital Corp's P/E ratio?

Ladder Capital Corp's current P/E ratio is 19.3x. The historical average is 15.8x. This places it at the 73th percentile of its historical range.

What is Ladder Capital Corp's EV/EBITDA?

Ladder Capital Corp's current EV/EBITDA is 17.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 20.2x.

What is Ladder Capital Corp's ROE?

Ladder Capital Corp's return on equity (ROE) is 4.3%. The historical average is 7.1%.

Is LADR stock overvalued?

Based on historical data, Ladder Capital Corp is trading at a P/E of 19.3x. This is at the 73th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Ladder Capital Corp's dividend yield?

Ladder Capital Corp's current dividend yield is 9.45% with a payout ratio of 182.9%.

What are Ladder Capital Corp's profit margins?

Ladder Capital Corp has 71.8% gross margin and 62.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Ladder Capital Corp have?

Ladder Capital Corp's Debt/EBITDA ratio is 12.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.