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JZJianzhi Education Technology Group Company Limited
$3.34$53M
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  4. Financial Ratios

Jianzhi Education Technology Group Company Limited (JZ) Financial Ratios

Latest Ratios: P/E Ratio -17.3x · EV/EBITDA N/A · ROE -37.4%. (2015–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

JZ Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$53M$357M$201M$488M$439M——————
Enterprise Value$53M$357M$197M$499M$402M——————
P/E Ratio →-17.32——————————
P/S Ratio5.125.090.811.110.87——————
P/B Ratio4.856.606.70—1.20——————
P/FCF———————————
P/OCF——19.1132.184.66——————

P/E links to full P/E history page with 30-year chart

JZ EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—5.090.791.130.79——————
EV / EBITDA———————————
EV / EBIT———————————
EV / FCF———————————

JZ Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin17.7%17.7%18.8%3.7%-1.1%22.0%31.9%36.5%42.5%33.2%56.9%
Operating Margin-24.1%-24.1%-8.2%-86.9%-41.0%10.7%20.4%21.3%22.1%12.7%31.9%
Net Profit Margin-22.4%-22.4%-13.5%-84.8%-39.4%10.2%20.3%22.3%22.3%13.8%31.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-37.4%-37.4%-525.4%-214.0%-50.8%12.2%24.4%37.5%41.2%22.9%50.1%
ROA-15.2%-15.2%-26.5%-85.0%-25.1%7.3%19.5%24.6%23.3%15.1%35.6%
ROIC-31.8%-31.8%-152.1%-177.6%-43.7%10.3%21.7%48.9%82.2%41.5%220.8%
ROCE-39.9%-39.9%-206.3%-215.4%-52.7%12.7%24.1%34.0%36.8%19.6%49.8%

JZ Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.140.140.29—0.080.060.010.02———
Debt / EBITDA—————0.240.020.06———
Net Debt / Equity—-0.01-0.13—-0.10-0.09-0.05-0.30-0.73-0.51-0.80
Net Debt / EBITDA—————-0.35-0.17-0.82-1.52-2.00-2.07
Debt / FCF—————-0.25-0.20-1.13-2.73-4.35-2.18
Interest Coverage——-36.26-280.86-98.3956.88—————

Net cash position: cash ($8M) exceeds total debt ($8M)

JZ Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.671.671.020.750.971.082.942.681.652.293.00
Quick Ratio1.671.671.020.750.971.082.872.441.602.272.98
Cash Ratio0.250.250.240.140.190.171.261.360.911.032.09
Asset Turnover—0.672.452.900.700.540.870.990.890.840.77
Inventory Turnover————1279.96186.0556.3111.8024.17103.3661.63
Days Sales Outstanding—180.5573.2316.6515.4483.82109.8484.87103.23139.4179.39

JZ Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield———————————
FCF Yield———————————
Buyback Yield0.0%0.0%0.0%0.0%0.0%——————
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%——————
Shares Outstanding—$12M$766767$672833$658405$0$0$0$0$0$0

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Institutional contract revenue collapse

Distressed Valuation Reflects Operational Uncertainty

As reported in recent financial filings, Jianzhi's P/S ratio of 6.67 and negative P/E of -22.46 suggest that the market is struggling to price the company's equity given the severe contraction in revenue and the absence of a clear path back to profitability.

The current valuation appears to be untethered from traditional earnings-based metrics, as the company's negative net income renders standard P/E analysis irrelevant. Investors should monitor whether the premium over book value is justified by potential intellectual property or if it represents a mispricing of a business in terminal decline.

Margin Collapse Signals Structural Weakness

Based on the company's reported figures, the gross margin has deteriorated from a peak of 26.1% in 2021Q1 to a negative 4.8% in 2023Q4, indicating that the firm's core service offerings are currently failing to cover their direct costs of production.

This negative margin profile suggests that Jianzhi's business model is highly sensitive to scale, and the recent revenue collapse has stripped away the operating leverage necessary to maintain profitability. The shift from positive operating margins to a -24.14% loss implies that the company's fixed cost base is now disproportionately large relative to its current revenue generation capacity.

Capital Efficiency Decaying Into Insolvency

According to historical financial statements, the company's ROIC has plummeted from a positive 7.7% in 2021Q2 to -6.5% in 2023Q4, reflecting a rapid destruction of shareholder capital as the firm struggles to generate returns on its institutional IT infrastructure investments.

The decline in ROIC suggests that the capital previously deployed into university IT systems is no longer yielding the expected economic returns. This trend warrants further investigation into whether the company's assets have become impaired or if the competitive environment has rendered its existing technology stack obsolete.

Working Capital Cycles Indicate Instability

As documented in quarterly reports, the company's asset turnover has slowed to 0.24, while DSO has reached 98 days, suggesting that Jianzhi is facing increasing difficulty in converting its institutional service contracts into timely cash inflows.

The lengthening collection cycle, combined with the low asset turnover, implies that the company's working capital management is under significant strain. This inefficiency appears to be a symptom of the broader breakdown in institutional contract stability, as the firm may be forced to offer more lenient payment terms to retain its remaining clients.

Misapplied Focus on Revenue Multiples

Investors frequently misapply P/S ratios to Jianzhi, which obscures the fact that a significant portion of revenue may be low-margin, pass-through hardware procurement rather than high-margin software licensing, as suggested by the company's recent negative gross margins.

Relying on revenue multiples in this context is misleading because it fails to account for the quality of the top line. A more appropriate metric would be a focus on gross profit per institutional contract, which would better reveal the actual economic value being generated by the company's proprietary content library versus its hardware-heavy service segment.

Download Financial Ratios Data

Includes 30+ ratios · 11 years · Updated daily

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JZ — Frequently Asked Questions

Quick answers to the most common questions about buying JZ stock.

What is Jianzhi Education Technology Group Company Limited's P/E ratio?

Jianzhi Education Technology Group Company Limited's current P/E ratio is -17.3x. This places it at the 50th percentile of its historical range.

What is Jianzhi Education Technology Group Company Limited's ROE?

Jianzhi Education Technology Group Company Limited's return on equity (ROE) is -37.4%. The historical average is -8.3%.

Is JZ stock overvalued?

Based on historical data, Jianzhi Education Technology Group Company Limited is trading at a P/E of -17.3x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Jianzhi Education Technology Group Company Limited's profit margins?

Jianzhi Education Technology Group Company Limited has 17.7% gross margin and -24.1% operating margin.