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IVRInvesco Mortgage Capital Inc.
$7.87$564M
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  4. Financial Ratios

Invesco Mortgage Capital Inc. (IVR) Financial Ratios

Latest Ratios: P/E Ratio 6.0x · EV/EBITDA 60.1x · ROE 13.3%. (2009–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

IVR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$564M$558M$431M$372M$414M$728M$559M$2.1B$1.5B$2.1B$1.8B
Enterprise Value$6.1B$6.1B$5.3B$4.8B$4.5B$7.4B$7.4B$3.6B$3.1B$3.8B$3.7B
P/E Ratio →5.966.3712.38————6.56—6.177.02
P/S Ratio1.661.641.311.96—14.46—5.143.635.145.43
P/B Ratio0.650.700.590.470.510.520.410.710.670.790.80
P/FCF3.593.552.351.562.114.783.286.105.067.185.49
P/OCF3.593.552.351.562.114.783.286.105.067.186.12

P/E links to full P/E history page with 30-year chart

IVR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—18.0215.9525.04—146.48—8.767.209.3411.10
EV / EBITDA60.0960.0316.9222.32—————11.2914.04
EV / EBIT60.5019.0616.9521.33——317.70153.99121.3210.37—
EV / FCF—38.9728.6719.9922.8248.4143.3810.4110.0413.0511.21

IVR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin35.3%35.3%24.0%93.5%86.3%58.1%100.0%100.0%90.4%100.0%89.6%
Operating Margin29.8%29.8%94.1%117.4%75.7%-159.3%——-16.6%88.7%76.7%
Net Profit Margin29.8%29.8%18.2%-8.4%92.1%-178.8%101.6%89.2%-16.7%85.9%76.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE13.3%13.3%7.9%-2.0%-36.5%-6.5%-77.9%14.0%-2.9%14.2%11.2%
ROA1.7%1.7%1.1%-0.3%-6.0%-1.1%-10.8%1.8%-0.4%2.0%1.6%
ROIC1.3%1.3%4.3%3.3%-3.9%-0.7%——-1.3%6.3%4.6%
ROCE12.7%12.7%40.7%27.9%-29.9%-5.8%——-0.4%2.1%1.6%

IVR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity7.057.056.705.705.274.995.290.560.720.670.90
Debt / EBITDA55.1155.1115.7720.93—————5.347.78
Net Debt / Equity—6.986.605.605.054.745.000.500.660.640.83
Net Debt / EBITDA54.5654.5615.5320.57—————5.077.16
Debt / FCF—35.4226.3218.4320.7143.6340.104.304.985.875.72
Interest Coverage1.461.461.240.98-6.43—0.280.050.071.86-0.05

IVR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.040.040.040.050.070.09—0.950.721.735.51
Quick Ratio0.040.040.040.050.070.09—0.950.721.735.51
Cash Ratio0.010.010.010.020.040.050.050.600.450.941.72
Asset Turnover—0.050.060.04-0.090.01-0.190.020.020.020.02
Inventory Turnover———————————
Days Sales Outstanding———————————

IVR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield20.5%19.2%24.5%27.5%33.9%18.3%24.6%12.9%15.2%10.2%11.3%
Payout Ratio105.5%105.5%176.1%————74.5%—61.0%80.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield16.8%15.7%8.1%————15.3%—16.2%14.3%
FCF Yield27.9%28.2%42.5%64.0%47.4%20.9%30.5%16.4%19.7%13.9%18.2%
Buyback Yield1.5%1.5%27.2%0.0%0.0%0.0%0.0%0.0%0.1%100.0%1.4%
Total Shareholder Yield22.0%20.7%51.7%27.5%33.9%18.3%24.6%12.9%15.3%100.0%12.7%
Shares Outstanding—$66M$53M$44M$34M$28M$17M$13M$11M$12M$13M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

High Leverage Interest Sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Structural Uncertainty

According to current market data, IVR trades at a price-to-book ratio of 0.66, which, as noted in recent financial filings, suggests that investors are heavily discounting the company's equity due to persistent book value volatility and the complexities inherent in its externally managed business model.

The significant discount to book value indicates that the market remains skeptical of the company's ability to generate sustainable returns on equity. This valuation gap appears to be a direct consequence of historical book value erosion and the ongoing challenges in maintaining a stable dividend profile in a volatile interest rate environment.

NOI Volatility Undermines Earnings Consistency

As reported in financial statements, IVR's NOI margins have exhibited extreme instability, swinging from 100% in 2024Q3 to a negative 53.6% in 2025Q2, which suggests that the company's property-level profitability is highly susceptible to fluctuations in financing costs and the fair value of its mortgage assets.

The erratic nature of these margins implies that the company's core earnings power is frequently obscured by market-driven adjustments rather than organic operational growth. Investors should monitor whether the recent shift toward Agency RMBS can provide a more stable, albeit lower-yielding, foundation for future profitability.

Dividend Sustainability Remains Highly Questionable

Based on reported figures, IVR's FFO payout ratio has shown extreme inconsistency, reaching as high as 141.5% in 2025Q1, which indicates that the dividend is frequently unsupported by recurring operational cash flow and may be reliant on capital recycling or balance sheet liquidation to maintain distributions.

The lack of a consistent payout ratio suggests that the dividend policy is reactive rather than strategic, creating significant uncertainty for income-focused investors. The frequent divergence between FFO and actual cash distributions warrants further investigation into the long-term viability of the current dividend level.

High Leverage Amplifies Market Vulnerability

Data from the last ten quarters indicates that IVR maintains a debt-to-equity ratio peaking at 7.05, illustrating a reliance on significant leverage that leaves the balance sheet highly susceptible to margin calls and forced asset liquidations during periods of interest rate volatility, as noted in recent filings.

This high leverage profile significantly limits the company's financial flexibility and ability to absorb market shocks without triggering dilutive capital raises. The thin interest coverage ratios observed in recent periods further suggest that the company's debt service capacity is under persistent pressure from rising funding costs.

Misapplication of Standard P/E Multiples

As highlighted in industry research, the P/E ratio is fundamentally misapplied to IVR because it fails to account for the non-cash fair value adjustments inherent in mREIT accounting, which often distort net income and obscure the company's actual cash-generating capacity from its mortgage portfolio.

Investors should instead focus on Earnings Available for Distribution (EAD) or FFO, which provide a more accurate reflection of the interest spread income. Relying on standard P/E metrics in this context may lead to a fundamental misunderstanding of the company's valuation relative to its true economic earnings power.

Download Financial Ratios Data

Includes 30+ ratios · 17 years · Updated daily

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IVR — Frequently Asked Questions

Quick answers to the most common questions about buying IVR stock.

What is Invesco Mortgage Capital Inc.'s P/E ratio?

Invesco Mortgage Capital Inc.'s current P/E ratio is 6.0x. The historical average is 8.3x. This places it at the 18th percentile of its historical range.

What is Invesco Mortgage Capital Inc.'s EV/EBITDA?

Invesco Mortgage Capital Inc.'s current EV/EBITDA is 60.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 22.7x.

What is Invesco Mortgage Capital Inc.'s ROE?

Invesco Mortgage Capital Inc.'s return on equity (ROE) is 13.3%. The historical average is -0.4%.

Is IVR stock overvalued?

Based on historical data, Invesco Mortgage Capital Inc. is trading at a P/E of 6.0x. This is at the 18th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Invesco Mortgage Capital Inc.'s dividend yield?

Invesco Mortgage Capital Inc.'s current dividend yield is 20.48% with a payout ratio of 105.5%.

What are Invesco Mortgage Capital Inc.'s profit margins?

Invesco Mortgage Capital Inc. has 35.3% gross margin and 29.8% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Invesco Mortgage Capital Inc. have?

Invesco Mortgage Capital Inc.'s Debt/EBITDA ratio is 55.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.