Itaú Unibanco Holding S.A. (ITUB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 14.71B | 7.4B | 17.19B | 1.36B | 9.5B | 19.03B | 16.65B | 20.2B | 19.09B | 14.1B | 20.07B | 12.38B | 17.59B | 9.98B | 19.39B | 25.7B | 12.4B | 14.8B | 17.26B | 13.24B |
| NII Growth % | 54.91% | -61.13% | 3.26% | -93.25% | -50.27% | 35.04% | -17.02% | 63.17% | 8.54% | 41.18% | 3.5% | -51.84% | 41.91% | -32.55% | 12.32% | 94.07% | -15.32% | -31.2% | 21.2% | 80.72% |
| Net Interest Margin % | 0.47% | 0.24% | 0.58% | 0.05% | 0.34% | 0.67% | 0.6% | 0.74% | 0.73% | 0.55% | 0.8% | 0.51% | 0.74% | 0.43% | 0.85% | 1.19% | 0.6% | 0.72% | 0.84% | 0.68% |
| Interest Income | 70.06B | 56.88B | 71.18B | 64.76B | 61.97B | 67.33B | 53.94B | 63.98B | 57.01B | 50.79B | 60.05B | 54.3B | 57.25B | 53.43B | 51.77B | 47.25B | 36.88B | 39.64B | 37.46B | 22.18B |
| Interest Expense | 55.34B | 49.48B | 53.99B | 63.4B | 52.47B | 48.3B | 37.29B | 43.78B | 37.91B | 36.7B | 39.98B | 41.92B | 39.65B | 43.44B | 32.38B | 21.54B | 24.48B | 24.84B | 20.2B | 8.94B |
| Loan Loss Provision | 8.28B | 7.71B | 7.96B | 8.26B | 8.69B | 7.97B | 4.89B | 7.69B | 8.91B | 7.48B | 7.79B | 8.2B | 8.08B | 7.34B | 7.09B | 7.02B | 6.69B | 5.97B | 4.03B | 1.83B |
| Non-Interest Income | 26.42B | 34.72B | 24.97B | 37B | 33.1B | 14.77B | 21.32B | 20.18B | 21.1B | 23.72B | 20.13B | 26.59B | 16.74B | 31.73B | 15.05B | 8.27B | 20.99B | 19.04B | 11.94B | 18.35B |
| Non-Interest Income % | 27.39% | 37.91% | 25.97% | 36.36% | 34.81% | 17.99% | 28.33% | 23.98% | 27.02% | 31.84% | 25.11% | 32.87% | 22.63% | 37.26% | 22.53% | 14.9% | 36.27% | 32.45% | 24.16% | 45.28% |
| Total Revenue | 96.48B | 91.6B | 96.15B | 101.77B | 95.07B | 82.1B | 75.26B | 84.16B | 78.11B | 74.51B | 80.18B | 80.89B | 73.99B | 85.16B | 66.82B | 55.52B | 57.87B | 58.68B | 49.4B | 40.54B |
| Revenue Growth % | 1.48% | 11.57% | 27.76% | 20.93% | 21.71% | 10.18% | -6.13% | 4.04% | 5.57% | -12.5% | 19.99% | 45.7% | 27.85% | 45.13% | 35.28% | 36.96% | 34.97% | 28.32% | 36.8% | -7.87% |
| Non-Interest Expense | 20.14B | 20.42B | 20.49B | 20.45B | 21.02B | 12.75B | 23.07B | 20.43B | 19.08B | 20.25B | 21.93B | 19.86B | 18.01B | 25.96B | 17.77B | 17.06B | 17.53B | 17.61B | 15.73B | 15.79B |
| Efficiency Ratio | 20.88% | 22.3% | 21.31% | 20.1% | 22.11% | 15.53% | 30.65% | 24.28% | 24.43% | 27.18% | 27.36% | 24.55% | 24.35% | 30.48% | 26.59% | 30.73% | 30.3% | 30.01% | 31.84% | 38.95% |
| Operating Income | 12.71B | 13.99B | 13.72B | 9.66B | 12.88B | 13.08B | 10.01B | 12.26B | 12.21B | 10.08B | 10.47B | 10.91B | 8.24B | 8.42B | 9.58B | 9.89B | 9.16B | 10.27B | 9.44B | 13.98B |
| Operating Margin % | 13.17% | 15.27% | 14.27% | 9.49% | 13.55% | 15.93% | 13.3% | 14.57% | 15.63% | 13.53% | 13.06% | 13.48% | 11.13% | 9.88% | 14.34% | 17.82% | 15.83% | 17.51% | 19.1% | 34.5% |
| Operating Income Growth % | -1.37% | 6.94% | 37.08% | -21.23% | 5.55% | 29.72% | -4.44% | 12.41% | 48.2% | 19.81% | 9.3% | 10.26% | -10.1% | -18.07% | 1.55% | -29.27% | 7.31% | -26.05% | 94.12% | 430.22% |
| Pretax Income | 12.71B | 13.99B | 13.72B | 9.66B | 12.88B | 13.08B | 10.01B | 12.26B | 12.21B | 10.08B | 10.47B | 10.91B | 8.24B | 8.42B | 9.58B | 9.89B | 9.16B | 10.27B | 9.44B | 13.98B |
| Pretax Margin % | 13.17% | 15.27% | 14.27% | 9.49% | 13.55% | 15.93% | 13.3% | 14.57% | 15.63% | 13.53% | 13.06% | 13.48% | 11.13% | 9.88% | 14.34% | 17.82% | 15.83% | 17.51% | 19.1% | 34.5% |
| Income Tax | 833M | 1.84B | 2.12B | -1.74B | 2.18B | 1.96B | -587M | 1.89B | 2.17B | 1.14B | 2B | 1.98B | 703M | 643M | 1.46B | 2.28B | 2.21B | 3.24B | 3.04B | 5.25B |
| Effective Tax Rate % | 6.55% | 13.18% | 15.45% | -18.02% | 16.9% | 14.96% | -5.87% | 15.42% | 17.75% | 11.29% | 19.13% | 18.14% | 8.53% | 7.64% | 15.28% | 23.07% | 24.12% | 31.56% | 32.23% | 37.51% |
| Net Income | 11.64B | 11.91B | 11.31B | 11.14B | 10.51B | 10.84B | 10.37B | 10.07B | 9.81B | 8.77B | 8.36B | 8.62B | 7.36B | 7.5B | 7.95B | 7.3B | 6.67B | 6.6B | 6.08B | 8.4B |
| Net Margin % | 12.06% | 13% | 11.76% | 10.94% | 11.05% | 13.2% | 13.78% | 11.97% | 12.56% | 11.77% | 10.42% | 10.65% | 9.94% | 8.81% | 11.9% | 13.15% | 11.52% | 11.24% | 12.3% | 20.73% |
| Net Income Growth % | 10.75% | 9.89% | 9.05% | 10.56% | 7.09% | 23.5% | 24.05% | 16.87% | 33.39% | 16.93% | 5.15% | 18.1% | 10.3% | 13.75% | 30.83% | -13.16% | 17.31% | -26.56% | 28.4% | 387.75% |
| Net Income (Continuing) | 11.88B | 12.14B | 11.6B | 11.4B | 10.71B | 11.12B | 10.6B | 10.37B | 10.04B | 8.95B | 8.47B | 8.93B | 7.53B | 7.77B | 8.12B | 7.61B | 6.95B | 7.03B | 6.39B | 8.74B |
| EPS (Diluted) | 1.03 | 0.93 | 1.01 | 1.02 | 1.03 | 1.05 | 0.90 | 1.02 | 1.00 | 0.89 | 0.85 | 0.87 | 0.75 | 0.76 | 0.78 | 0.74 | 0.68 | 0.72 | 0.62 | 0.86 |
| EPS Growth % | 0% | -11.43% | 12.22% | 0% | 3% | 17.98% | 5.88% | 17.24% | 33.33% | 17.11% | 8.97% | 17.57% | 10.29% | 5.56% | 25.81% | -13.95% | 17.24% | -21.74% | 29.17% | 377.78% |
| EPS (Basic) | 1.03 | 1.10 | 1.02 | 1.03 | 1.04 | 1.05 | 0.90 | 1.03 | 1.00 | 0.89 | 0.85 | 0.88 | 0.75 | 0.77 | 0.79 | 0.74 | 0.68 | 0.72 | 0.62 | 0.86 |
| Diluted Shares Outstanding | 11.12B | 13B | 10.8B | 10.87B | 10.2B | 10.88B | 10.87B | 9.87B | 9.84B | 9.89B | 9.87B | 9.87B | 9.83B | 9.88B | 9.86B | 9.86B | 9.83B | 9.83B | 9.83B | 9.83B |