First Internet Bancorp (INBK) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 75.55M | 23.72M | 37.07M | -90.17M | 32.83M | -6.16M | 331K | 16.02M | 2.79M | 12.3M | 4.22M | -10.74M | 5.9M | 8.95M | 21.77M | 21.14M | 30.86M | 11.9M | 1.45M | 10.36M |
| Operating CF Growth % | 130.16% | 485.43% | 11100.3% | -662.7% | 1076.1% | -150.02% | -92.16% | 249.18% | -52.68% | 37.52% | -80.62% | -150.81% | -80.89% | -24.8% | 1400.69% | 104.07% | -0.87% | -75.26% | 106.97% | -10.88% |
| Net Income | 2.51M | 5.29M | -41.59M | 193K | 943K | 7.33M | 6.99M | 5.78M | 5.18M | 4.14M | 3.41M | 3.88M | -3.02M | 6.35M | 8.44M | 9.54M | 11.21M | 12.48M | 12.09M | 13.1M |
| Depreciation & Amortization | 2.71M | 962K | 2.25M | 1.91M | 1.07M | 2.43M | 2.18M | 1.98M | 1.87M | 2.73M | 101K | 1.86M | 1.06M | 1.98M | 2.14M | 2.28M | 2.33M | 2.13M | 2.61M | 3.75M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 67.5M | -5.36M | 78.88M | -80.41M | 33.6M | -21.13M | -12.91M | 6.39M | 1.94M | 5.66M | 945K | -13.27M | 12.26M | 7.29M | 7.84M | 3.52M | 11.05M | -6.96M | -13.45M | -2.02M |
| Working Capital Changes | 2.27M | 22.34M | -2.95M | -12.11M | -2.79M | 4.75M | 3.61M | 1.43M | -6.64M | -614K | -621K | -3.33M | -4.78M | -6.75M | 2.92M | 4.91M | 5.63M | 3.69M | -368K | -5.07M |
| Cash from Investing | -61.65M | -277.93M | 703.11M | -80.05M | -216.45M | -154.88M | -147.9M | -100.12M | -93.27M | -109.76M | -175.69M | -56.49M | -132.56M | -239.2M | -169.27M | -202.99M | 10.42M | 74.48M | 25.76M | -85.71M |
| Purchase of Investments | -67.67M | -196.21M | -10.03M | 58.03M | -149.31M | -59.51M | -97.07M | -67.01M | -37.91M | -20.02M | -100.02M | -36.32M | -27.98M | -836K | -11.46M | -23.46M | -18.45M | -9.38M | -25.05M | -226.51M |
| Sale/Maturity of Investments | 42.66M | 48.28M | 42.42M | 44.63M | 32.85M | 37.49M | 27.73M | 22.25M | 22.87M | 18.26M | 17.21M | 22.2M | 14.58M | 12.4M | 21.02M | 24.93M | 29.77M | 39.6M | 38.04M | 41.24M |
| Net Investment Activity | -25.01M | -147.94M | 32.39M | 102.66M | -116.46M | -22.02M | -69.35M | -44.77M | -15.04M | -1.76M | -82.81M | -14.12M | -13.41M | 11.56M | 9.55M | 1.47M | 11.32M | 30.22M | 12.99M | -185.27M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -36.34M | -129.71M | 670.83M | -124.03M | -99.81M | -132.37M | -77.95M | -54.8M | -77.29M | -107.6M | -91.04M | -41.94M | -116.45M | -247.62M | -177.09M | -201.63M | 8.91M | 81.91M | 21.54M | -77.7M |
| Cash from Financing | 131.13M | -76.67M | -398.89M | 222.13M | 111.67M | -85.03M | 463.26M | -379K | 165.84M | -17.85M | 227.04M | 228.89M | 174.09M | 265.75M | 160.59M | -127.75M | 33.31M | -50.93M | 51.51M | -12.06M |
| Dividends Paid | -521K | -516K | -517K | -534K | -520K | -498K | -531K | -530K | -519K | -533K | -532K | -543K | -548K | -584K | -565K | -572K | -596K | -613K | -601K | -600K |
| Share Repurchases | 0 | -521K | 0 | 0 | 0 | 283K | 0 | 0 | -283K | -720K | -1.85M | -2.77M | -4M | -7.15M | -4.39M | -11.12M | -5.12M | -4.44M | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | -521K | 0 | 0 | 0 | 283K | 0 | 0 | -283K | -720K | -1.85M | -2.77M | -4M | -7.15M | -4.39M | -11.12M | -5.12M | -4.44M | 0 | 0 |
| Debt Issuance (Net) | -1000K | 0 | -1000K | -1000K | 1000K | -1000K | -1000K | 0 | -1000K | 0 | 0 | 0 | 0 | 1000K | 1000K | -1000K | 0 | 0 | 1000K | -1000K |
| Other Financing | 141.65M | -75.64M | -383.37M | 353.17M | 12.19M | 135.18M | 523.79M | 151K | 206.64M | -16.6M | 229.42M | 232.21M | 178.64M | 248.49M | 40.54M | -66.06M | 39.02M | -45.88M | 18.45M | 98.54M |
| Net Change in Cash | 145.03M | -330.88M | 341.3M | 51.91M | -71.96M | -246.07M | 315.69M | -84.48M | 75.37M | -115.31M | 55.57M | 161.66M | 47.42M | 35.5M | 13.1M | -309.6M | 74.59M | 35.45M | 78.72M | -87.41M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 456.78M | 787.66M | 446.36M | 394.45M | 466.41M | 712.48M | 396.79M | 481.26M | 405.9M | 521.21M | 465.63M | 303.97M | 256.55M | 221.05M | 207.95M | 517.55M | 442.96M | 407.51M | 328.8M | 416.2M |
| Cash at End | 601.8M | 456.78M | 787.66M | 446.36M | 394.45M | 466.41M | 712.48M | 396.79M | 481.26M | 405.9M | 521.21M | 465.63M | 303.97M | 256.55M | 221.05M | 207.95M | 517.55M | 442.96M | 407.51M | 328.8M |
| Interest Paid | 44.72M | 47.22M | 54.41M | 52.93M | 52.58M | 54.53M | 53.84M | 49.6M | 47.9M | 45.59M | 46.01M | 39.23M | 32.78M | 22.97M | 15.22M | 9.95M | 10.77M | 10.24M | 11.68M | 12.05M |
| Income Taxes Paid | 0 | -159K | 20K | 92K | 146K | -492K | 114K | 292K | 86K | 75K | 46K | 533K | 285K | 112K | 1K | 1.84M | 50K | 2.05M | 2.09M | 2.9M |
| Free Cash Flow | 75.55M | 23.43M | 36.97M | -90.82M | 32.64M | -6.65M | -270K | 15.47M | 1.85M | 11.91M | 2.38M | -11.17M | 3.19M | 5.8M | 20.04M | 18.31M | 21.05M | 4.47M | -7.31M | 2.35M |
| FCF Growth % | 131.46% | 452.41% | 13791.48% | -687.12% | 1663.43% | -155.85% | -111.34% | 238.49% | -42.05% | 105.36% | -88.11% | -160.99% | -84.83% | 29.65% | 374.2% | 679.65% | -17.23% | -89.12% | 74.62% | -60.18% |