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GSThe Goldman Sachs Group, Inc.
$1042.98$321.2B
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  4. Financial Ratios

The Goldman Sachs Group, Inc. (GS) Financial Ratios

Latest Ratios: P/E Ratio 20.3x · EV/EBITDA 31.9x · ROE 13.9%. (1999–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GS Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$321.2B$279.2B$191.0B$133.4B$123.0B$136.1B$95.0B$86.3B$65.2B$104.2B$104.2B
Enterprise Value$766.5B$724.4B$625.9B$475.0B$315.7B$362.8B$360.1B$347.6B$299.4B$368.3B$304.7B
P/E Ratio →20.3217.1314.1216.8711.426.4310.6610.936.6128.2814.09
P/S Ratio2.572.231.511.231.792.091.781.601.242.442.75
P/B Ratio2.652.231.571.141.051.240.990.960.721.271.20
P/FCF————24.7983.45—5.605.24—38.67
P/OCF————14.1221.61—3.623.19—18.70

P/E links to full P/E history page with 30-year chart

GS EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—5.794.934.384.595.586.736.455.728.618.04
EV / EBITDA31.8930.1430.1130.4619.8012.4925.0428.2921.6829.9826.96
EV / EBIT35.0833.1534.0244.2323.4113.4228.8632.8423.9933.0829.58
EV / FCF————63.65222.46—22.5324.07—113.12

GS Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin47.5%47.5%41.1%41.7%65.0%90.8%77.5%65.8%68.3%74.7%80.8%
Operating Margin17.5%17.5%14.5%9.9%19.6%41.6%23.3%19.6%23.8%26.0%27.2%
Net Profit Margin13.7%13.7%11.3%7.9%16.4%33.3%17.7%15.7%20.0%10.0%19.5%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE13.9%13.9%12.0%7.3%9.9%21.0%10.2%9.4%12.1%5.1%8.5%
ROA1.0%1.0%0.9%0.6%0.8%1.6%0.9%0.9%1.1%0.5%0.9%
ROIC2.2%2.2%1.9%1.3%1.8%3.6%1.9%1.7%2.1%1.9%1.9%
ROCE4.0%4.0%3.6%2.2%2.8%6.0%3.1%2.7%3.0%2.6%2.5%

GS Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity4.884.885.064.993.714.444.394.374.054.553.71
Debt / EBITDA25.3625.3629.6837.3927.2616.7929.2732.1326.4230.4628.51
Net Debt / Equity—3.563.562.921.642.062.762.892.603.212.31
Net Debt / EBITDA18.5318.5320.9221.9012.097.8018.4421.2616.9621.5017.75
Debt / FCF————38.86139.01—16.9418.83—74.45
Interest Coverage0.330.330.250.170.634.791.400.610.781.091.45

GS Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.830.830.930.940.890.970.961.001.080.690.71
Quick Ratio0.830.830.930.940.890.970.961.001.080.690.71
Cash Ratio0.130.130.160.210.250.270.210.220.240.230.28
Asset Turnover—0.070.080.070.050.040.050.050.060.050.04
Inventory Turnover———————————
Days Sales Outstanding———————————

GS Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.6%1.9%2.4%3.1%3.0%2.0%2.5%2.4%2.8%1.7%1.6%
Payout Ratio30.7%30.7%31.5%49.2%32.7%12.6%24.7%24.9%17.3%41.3%23.1%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.9%5.8%7.1%5.9%8.8%15.5%9.4%9.1%15.1%3.5%7.1%
FCF Yield————4.0%1.2%—17.9%19.1%—2.6%
Buyback Yield3.8%4.4%5.3%5.1%2.8%5.8%2.4%7.5%5.1%7.3%5.8%
Total Shareholder Yield5.4%6.3%7.7%8.2%5.8%7.8%4.9%9.9%7.8%9.0%7.5%
Shares Outstanding—$318M$334M$346M$358M$356M$360M$376M$390M$409M$435M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Regulatory Capital Adequacy Constraints

Verified Source

Metrics are mathematically derived from official filings.

SEC 8-K (2026Q1)

Market Pricing Reflects Earnings Uncertainty

According to recent market data, GS trades at a P/E of 19.87, which appears to discount the firm's historical volatility while failing to fully account for the structural risks associated with its ongoing transition away from capital-intensive consumer banking and toward more stable, fee-based institutional revenue streams.

The current forward P/E of 17.10 suggests that investors are pricing in a moderate recovery in earnings, yet this valuation remains sensitive to the firm's ability to maintain margins amidst shifting regulatory capital requirements. When compared to peers like Morgan Stanley, the valuation gap may indicate that the market remains skeptical of the firm's long-term transition to a more annuity-like revenue profile.

Capital Efficiency Under Structural Pressure

Based on reported figures, the firm's ROIC has languished at 0.6% as of 2026Q1, a significant decline from historical norms that suggests the institution is struggling to generate adequate returns on its massive capital base while navigating a complex and increasingly restrictive global regulatory environment.

The persistent compression in ROE and ROIC over the trailing ten quarters implies that the firm's capital-intensive business model is facing diminishing returns on invested capital. This trend warrants further investigation into whether the firm's current asset allocation strategy is effectively capturing value or if it is merely absorbing capital to meet higher Tier 1 requirements.

Working Capital Volatility Impairs Efficiency

As reported in financial statements, the firm's asset turnover remains stagnant at 0.01, highlighting a structural inability to accelerate balance sheet velocity in a way that would meaningfully improve operational efficiency relative to its institutional peers in the capital markets sector.

The lack of meaningful improvement in asset turnover suggests that the firm's core operations remain heavily tethered to balance-sheet-intensive activities that are difficult to scale without proportional increases in capital. Investors should monitor whether the firm's ongoing technology investments can eventually drive a more efficient utilization of its massive asset base.

Misapplication of Traditional P/B Ratios

Based on an analysis of the firm's financial structure, the Price-to-Book ratio is frequently misapplied to this business model, as it fails to account for the significant portion of the balance sheet comprised of illiquid Level 3 assets and volatile trading inventory that distort book value.

Using P/B as a primary valuation metric obscures the underlying quality of the firm's capital, as it treats all assets as equally liquid and productive. A more appropriate analytical framework would focus on tangible book value adjusted for the risk-weighting of assets, which would provide a clearer picture of the firm's true capacity to absorb losses and generate sustainable returns.

Download Financial Ratios Data

Includes 30+ ratios · 27 years · Updated daily

Consensus-Based Analysis Tools

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10-year return with dividends reinvested.

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GS — Frequently Asked Questions

Quick answers to the most common questions about buying GS stock.

What is The Goldman Sachs Group, Inc.'s P/E ratio?

The Goldman Sachs Group, Inc.'s current P/E ratio is 20.3x. The historical average is 13.1x. This places it at the 93th percentile of its historical range.

What is The Goldman Sachs Group, Inc.'s EV/EBITDA?

The Goldman Sachs Group, Inc.'s current EV/EBITDA is 31.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 36.7x.

What is The Goldman Sachs Group, Inc.'s ROE?

The Goldman Sachs Group, Inc.'s return on equity (ROE) is 13.9%. The historical average is 13.9%.

Is GS stock overvalued?

Based on historical data, The Goldman Sachs Group, Inc. is trading at a P/E of 20.3x. This is at the 93th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is The Goldman Sachs Group, Inc.'s dividend yield?

The Goldman Sachs Group, Inc.'s current dividend yield is 1.59% with a payout ratio of 30.7%.

What are The Goldman Sachs Group, Inc.'s profit margins?

The Goldman Sachs Group, Inc. has 47.5% gross margin and 17.5% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does The Goldman Sachs Group, Inc. have?

The Goldman Sachs Group, Inc.'s Debt/EBITDA ratio is 25.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.