Glen Burnie Bancorp (GLBZ) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Net Interest Income | 2.81M | 2.83M | 2.74M | 2.56M | 2.76M | 2.82M | 2.79M | 2.57M | 2.89M | 2.95M | 3.11M | 3.18M | 3.34M | 3.04M | 2.8M | 2.68M | 3.21M | 3.34M | 3.02M | 2.88M |
| NII Growth % | 1.63% | 0.35% | -1.79% | -0.35% | -4.39% | -4.44% | -10.53% | -19.07% | -13.42% | -2.8% | 11.1% | 18.49% | 3.99% | -9.07% | -7.06% | -6.78% | 1.2% | 11.48% | 2.65% | -5.61% |
| Net Interest Margin % | 0.78% | 0.8% | 0.78% | 0.72% | 0.77% | 0.77% | 0.78% | 0.7% | 0.82% | 0.83% | 0.86% | 0.87% | 0.88% | 0.73% | 0.65% | 0.61% | 0.73% | 0.77% | 0.7% | 0.66% |
| Interest Income | 3.96M | 3.94M | 3.88M | 3.63M | 3.96M | 3.96M | 3.89M | 3.4M | 3.44M | 3.35M | 3.27M | 3.29M | 3.46M | 3.31M | 3.03M | 2.92M | 3.46M | 3.6M | 3.29M | 3.16M |
| Interest Expense | 1.16M | 1.11M | 1.14M | 1.07M | 1.19M | 1.14M | 1.11M | 833K | 545K | 398K | 153K | 107K | 120K | 271K | 227K | 234K | 251K | 264K | 274K | 284K |
| Loan Loss Provision | 216K | 44K | 79K | -146K | 182K | 78K | 526K | 169K | 99K | -92K | 127K | -42K | 66K | 39K | -116K | -100K | -382K | -122K | -67K | -404K |
| Non-Interest Income | 666K | 552K | 213K | 160K | 12K | 349K | 241K | 224K | -18K | 305K | 237K | 244K | 210K | 313K | 240K | 329K | -618K | 389K | 258K | 241K |
| Non-Interest Income % | 14.38% | 12.3% | 5.21% | 4.22% | 0.3% | 8.1% | 5.83% | 6.17% | -0.53% | 8.34% | 6.76% | 6.91% | 5.73% | 8.64% | 7.34% | 10.14% | -21.74% | 9.74% | 7.27% | 7.08% |
| Total Revenue | 4.63M | 4.49M | 4.09M | 3.79M | 3.97M | 4.31M | 4.13M | 3.63M | 3.42M | 3.65M | 3.5M | 3.53M | 3.67M | 3.62M | 3.27M | 3.25M | 2.84M | 3.99M | 3.55M | 3.4M |
| Revenue Growth % | 16.74% | 4.2% | -1.06% | 4.41% | 16.1% | 17.87% | 17.98% | 2.83% | -6.84% | 0.94% | 7.16% | 8.75% | 29.02% | -9.32% | -7.84% | -4.61% | -19.42% | 10.79% | 0.14% | -7.73% |
| Non-Interest Expense | 3.46M | 3.25M | 3.25M | 2.75M | 2.69M | 3.01M | 2.89M | 2.86M | 2.63M | 2.81M | 2.92M | 2.94M | 2.49M | 2.92M | 2.81M | 2.86M | 2.28M | 2.72M | 2.77M | 2.82M |
| Efficiency Ratio | 74.8% | 72.44% | 79.34% | 72.45% | 67.76% | 69.94% | 70% | 78.7% | 77.06% | 76.91% | 83.42% | 83.39% | 67.83% | 80.53% | 86.09% | 88.1% | 80.27% | 68.14% | 78.07% | 82.95% |
| Operating Income | -206K | 87K | -375K | 124K | -95K | 79K | -393K | -229K | 140K | 538K | 301K | 521K | 994K | 395K | 344K | 252K | 692K | 1.13M | 571K | 700K |
| Operating Margin % | -4.45% | 1.94% | -9.17% | 3.27% | -2.39% | 1.83% | -9.51% | -6.31% | 4.1% | 14.72% | 8.59% | 14.76% | 27.1% | 10.91% | 10.52% | 7.77% | 24.34% | 28.3% | 16.09% | 20.58% |
| Operating Income Growth % | -116.84% | 10.13% | 4.58% | 154.15% | -167.86% | -85.32% | -230.56% | -143.95% | -85.92% | 36.2% | -12.5% | 106.75% | 43.64% | -65.04% | -39.75% | -64% | -2.54% | -8.28% | 546.09% | 104.08% |
| Pretax Income | -206K | 87K | -375K | 124K | -95K | 79K | -393K | -229K | 140K | 538K | 301K | 521K | 994K | 395K | 344K | 252K | 692K | 1.13M | 571K | 700K |
| Pretax Margin % | -4.45% | 1.94% | -9.17% | 3.27% | -2.39% | 1.83% | -9.51% | -6.31% | 4.1% | 14.72% | 8.59% | 14.76% | 27.1% | 10.91% | 10.52% | 7.77% | 24.34% | 28.3% | 16.09% | 20.58% |
| Income Tax | -111K | -38K | -163K | -29K | -55K | -50K | -189K | -232K | -27K | -13K | 25K | 86K | 164K | 20K | 35K | 21K | 138K | 242K | 91K | 106K |
| Effective Tax Rate % | 53.88% | -43.68% | 43.47% | -23.39% | 57.89% | -63.29% | 48.09% | 101.31% | -19.29% | -2.42% | 8.31% | 16.51% | 16.5% | 5.06% | 10.17% | 8.33% | 19.94% | 21.42% | 15.94% | 15.14% |
| Net Income | -95K | 125K | -212K | 153K | -40K | 129K | -204K | 3K | 167K | 551K | 276K | 435K | 830K | 375K | 309K | 231K | 554K | 888K | 480K | 594K |
| Net Margin % | -2.05% | 2.78% | -5.18% | 4.04% | -1.01% | 2.99% | -4.93% | 0.08% | 4.89% | 15.08% | 7.88% | 12.33% | 22.63% | 10.36% | 9.45% | 7.12% | 19.49% | 22.24% | 13.53% | 17.46% |
| Net Income Growth % | -137.5% | -3.1% | -3.92% | 5000% | -123.95% | -76.59% | -173.91% | -99.31% | -79.88% | 46.93% | -10.68% | 88.31% | 49.82% | -57.77% | -35.63% | -61.11% | 1.65% | -6.43% | 600% | 121.64% |
| Net Income (Continuing) | -95K | 125K | -212K | 153K | -40K | 129K | -204K | 3K | 167K | 551K | 276K | 435K | 830K | 375K | 309K | 231K | 554K | 888K | 480K | 594K |
| EPS (Diluted) | -0.03 | 0.04 | -0.07 | 0.05 | -0.01 | 0.04 | -0.07 | 0.00 | 0.06 | 0.19 | 0.10 | 0.15 | 0.29 | 0.13 | 0.11 | 0.08 | 0.19 | 0.31 | 0.17 | 0.21 |
| EPS Growth % | -135.51% | -3.82% | -3.54% | - | -123.79% | -76.58% | -170.6% | -99.33% | -80% | 46.15% | -9.09% | 87.5% | 52.63% | -58.06% | -35.29% | -61.9% | 0% | -6.06% | 666.67% | 121.75% |
| EPS (Basic) | -0.03 | 0.04 | -0.07 | 0.05 | -0.01 | 0.04 | -0.07 | 0.00 | 0.06 | 0.19 | 0.10 | 0.15 | 0.29 | 0.13 | 0.11 | 0.08 | 0.19 | 0.31 | 0.17 | 0.21 |
| Diluted Shares Outstanding | 2.92M | 2.9M | 2.9M | 2.89M | 2.9M | 2.9M | 2.89M | 2.89M | 2.88M | 2.88M | 2.87M | 2.87M | 2.86M | 2.86M | 2.86M | 2.86M | 2.85M | 2.85M | 2.85M | 2.84M |