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FTHMFathom Holdings Inc.
$1.00$34M
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Fathom Holdings Inc. (FTHM) Financial Ratios

Latest Ratios: P/E Ratio -1.4x · EV/EBITDA N/A · ROE -49.5%. (2017–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

FTHM Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$34M$33M$31M$58M$68M$292M$498M———
Enterprise Value$54M$52M$43M$69M$71M$269M$471M———
P/E Ratio →-1.41—————————
P/S Ratio0.080.080.090.170.160.882.82———
P/B Ratio0.860.870.691.061.103.6416.81———
P/FCF——————————
P/OCF——————————

P/E links to full P/E history page with 30-year chart

FTHM EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—0.120.130.200.170.812.66———
EV / EBITDA——————————
EV / EBIT——————————
EV / FCF——————————

FTHM Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin8.1%8.1%8.4%8.2%7.9%9.0%5.9%5.4%5.0%6.3%
Operating Margin-3.2%-3.2%-7.0%-6.7%-6.5%-4.9%-0.7%-3.6%-2.0%-0.6%
Net Profit Margin-4.8%-4.8%-6.4%-6.9%-6.7%-3.8%-0.8%-3.7%-2.2%-0.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE-49.5%-49.5%-43.2%-40.9%-38.9%-22.8%-9.4%—-1423.0%-24451.3%
ROA-26.5%-26.5%-27.9%-30.1%-29.8%-17.8%-7.1%-129.4%-51.4%-16.0%
ROIC-17.9%-17.9%-28.9%-26.8%-32.9%-40.7%-168.5%—-1816.6%-77.4%
ROCE-27.1%-27.1%-39.5%-35.6%-35.3%-28.2%-8.6%-2363.3%-241.8%-73.0%

FTHM Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity0.690.690.420.320.180.190.03—2.45282.27
Debt / EBITDA——————————
Net Debt / Equity—0.530.260.180.05-0.29-0.93—-1.89192.48
Net Debt / EBITDA——————————
Debt / FCF——————————
Interest Coverage-33.04-33.04-41.08-96.28—-2300.71-15.06-36.37-15.02—

FTHM Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio1.061.061.291.421.512.586.580.561.171.17
Quick Ratio1.061.061.291.421.502.586.390.561.171.17
Cash Ratio0.170.170.370.450.671.805.730.200.330.07
Asset Turnover—5.394.454.365.153.155.0244.0220.1621.01
Inventory Turnover————5679.032086.87169.01—999999.00—
Days Sales Outstanding——————————

FTHM Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield——————————
Payout Ratio——————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield——————————
FCF Yield——————————
Buyback Yield0.0%0.0%0.0%0.0%8.9%0.0%0.0%———
Total Shareholder Yield0.0%0.0%0.0%0.0%8.9%0.0%0.0%———
Shares Outstanding—$32M$20M$16M$16M$14M$14M$10M$14M$14M

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Liquidity and cash burn

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2025Q4)

Market Valuation Reflects Operational Uncertainty

As reported in recent financial statements, Fathom's P/FFO multiple has compressed to 1.16x in 2025Q4, a trend that suggests the market is heavily discounting the firm's ability to achieve sustainable profitability given the persistent negative FFO per share figures observed over the last ten quarters.

The current valuation multiple appears to reflect deep skepticism regarding the company's path to positive cash flow. Investors should monitor whether this low multiple represents a value opportunity or a rational response to the ongoing erosion of shareholder equity.

NOI Margins Indicate Structural Fragility

Based on the company's reported figures, NOI margins have demonstrated significant volatility, peaking at 12.5% in 2024Q2 before contracting to 7.9% in 2025Q4, which suggests that the firm's flat-fee brokerage model remains highly sensitive to competitive pressures and fluctuating transaction volumes in the residential market.

The inability to maintain stable margins indicates that the company's cost structure may not be as scalable as initially anticipated. This volatility warrants further investigation into whether the firm can achieve operating leverage without sacrificing its agent-facing value proposition.

Rising Leverage Amidst Capital Constraints

According to recent SEC filings, Fathom's debt-to-equity ratio has climbed to 0.69 in 2025Q4, a marked increase from 0.29 in 2023Q3, which indicates an increasing reliance on debt financing to support operations as internal cash generation remains consistently negative across the observed period.

The rising leverage profile, combined with negative interest coverage ratios, suggests that the company's balance sheet is becoming increasingly strained. Investors should monitor the firm's ability to service existing obligations if the current housing market downturn persists.

Misapplication of Standard P/E Multiples

As noted in financial analysis, the P/E ratio is frequently misapplied to Fathom, as it fails to account for the significant non-cash expenses and the specific capital structure of a brokerage firm, thereby obscuring the true economic reality of the company's ongoing operational cash burn.

Analysts should prioritize FFO or AFFO metrics over standard P/E, as the latter is distorted by accounting depreciation that does not reflect the firm's actual cash requirements. Relying on P/E in this context may lead to a fundamental misunderstanding of the company's liquidity risks.

Download Financial Ratios Data

Includes 30+ ratios · 9 years · Updated daily

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FTHM — Frequently Asked Questions

Quick answers to the most common questions about buying FTHM stock.

What is Fathom Holdings Inc.'s P/E ratio?

Fathom Holdings Inc.'s current P/E ratio is -1.4x. This places it at the 50th percentile of its historical range.

What is Fathom Holdings Inc.'s ROE?

Fathom Holdings Inc.'s return on equity (ROE) is -49.5%. The historical average is -34.1%.

Is FTHM stock overvalued?

Based on historical data, Fathom Holdings Inc. is trading at a P/E of -1.4x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Fathom Holdings Inc.'s profit margins?

Fathom Holdings Inc. has 8.1% gross margin and -3.2% operating margin.