First Bank (FRBA) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 34.01M | 36.18M | 35.54M | 34.01M | 32.09M | 31.59M | 30.09M | 30.54M | 30.32M | 31M | 28.59M | 22.13M | 22.8M | 23.75M | 24.56M | 22.91M | 21.15M | 20.64M | 20.78M | 20.42M |
| NII Growth % | 5.97% | 14.51% | 18.11% | 11.36% | 5.85% | 1.92% | 5.25% | 38.02% | 33% | 30.52% | 16.41% | -3.41% | 7.78% | 15.07% | 18.2% | 12.19% | 5.5% | 4.65% | 17.87% | 25.07% |
| Net Interest Margin % | 0.86% | 0.91% | 0.88% | 0.85% | 0.83% | 0.84% | 0.8% | 0.84% | 0.84% | 0.86% | 0.8% | 0.77% | 0.81% | 0.87% | 0.93% | 0.89% | 0.82% | 0.82% | 0.85% | 0.84% |
| Interest Income | 55.85M | 60.32M | 61.17M | 59.17M | 55.79M | 56.84M | 56.16M | 55.56M | 53.56M | 53.17M | 49.92M | 36.92M | 34.01M | 31.51M | 28M | 24.86M | 22.89M | 22.52M | 22.93M | 22.82M |
| Interest Expense | 21.84M | 24.14M | 25.63M | 25.16M | 23.7M | 25.25M | 26.07M | 25.02M | 23.25M | 22.17M | 21.32M | 14.79M | 11.22M | 7.76M | 3.44M | 1.95M | 1.74M | 1.88M | 2.15M | 2.4M |
| Loan Loss Provision | 5.55M | 4.79M | 3M | 2.56M | 1.54M | 234K | 1.58M | 63K | -698K | -294K | 6.65M | 496K | 1.09M | 716K | 216K | 1.3M | 642K | 825K | 158K | -162K |
| Non-Interest Income | 2.38M | 4.22M | 2.42M | 2.7M | 1.97M | 2.18M | 2.48M | 689K | 1.96M | -3M | 193K | 1.13M | 964K | 1.45M | 944K | 1.46M | 1.27M | 2.21M | 1.9M | 1.34M |
| Non-Interest Income % | 4.09% | 6.54% | 3.81% | 4.37% | 3.41% | 3.69% | 4.23% | 1.22% | 3.54% | -5.98% | 0.39% | 2.96% | 2.76% | 4.39% | 3.26% | 5.56% | 5.25% | 8.94% | 7.66% | 5.55% |
| Total Revenue | 58.24M | 64.54M | 63.59M | 61.87M | 57.76M | 59.02M | 58.64M | 56.25M | 55.53M | 50.17M | 50.11M | 38.05M | 34.98M | 32.96M | 28.94M | 26.33M | 24.15M | 24.73M | 24.83M | 24.16M |
| Revenue Growth % | 0.83% | 9.36% | 8.44% | 9.99% | 4.02% | 17.64% | 17.03% | 47.83% | 58.76% | 52.2% | 73.14% | 44.53% | 44.81% | 33.3% | 16.56% | 8.97% | -3.97% | 2.64% | 4.03% | 1.26% |
| Non-Interest Expense | 20.94M | 19.02M | 19.67M | 20.87M | 20.38M | 19.12M | 18.64M | 17.95M | 17.81M | 17.94M | 23.49M | 13.78M | 13.5M | 12.46M | 11.74M | 11.41M | 11.12M | 11.82M | 10.52M | 10.15M |
| Efficiency Ratio | 35.96% | 29.47% | 30.93% | 33.73% | 35.29% | 32.41% | 31.79% | 31.92% | 32.07% | 35.75% | 46.87% | 36.2% | 38.61% | 37.82% | 40.55% | 43.34% | 46.05% | 47.82% | 42.38% | 42.03% |
| Operating Income | 9.9M | 16.59M | 15.3M | 13.29M | 12.13M | 14.41M | 12.35M | 13.21M | 15.17M | 10.36M | -1.35M | 8.98M | 9.16M | 12.02M | 13.55M | 11.67M | 10.65M | 10.2M | 12M | 11.77M |
| Operating Margin % | 16.99% | 25.7% | 24.05% | 21.47% | 21.01% | 24.42% | 21.06% | 23.49% | 27.32% | 20.65% | -2.69% | 23.61% | 26.2% | 36.46% | 46.83% | 44.31% | 44.1% | 41.26% | 48.34% | 48.72% |
| Operating Income Growth % | -18.44% | 15.08% | 23.86% | 0.55% | -20.01% | 39.15% | 1015.49% | 47.06% | 65.52% | -13.81% | -109.95% | -22.98% | -13.96% | 17.78% | 12.93% | -0.88% | -16.45% | 22.17% | 51.43% | 115.41% |
| Pretax Income | 9.9M | 16.59M | 15.3M | 13.29M | 12.13M | 14.41M | 12.35M | 13.21M | 15.17M | 10.36M | -1.35M | 8.98M | 9.16M | 12.02M | 13.55M | 11.67M | 10.65M | 10.2M | 12M | 11.77M |
| Pretax Margin % | 16.99% | 25.7% | 24.05% | 21.47% | 21.01% | 24.42% | 21.06% | 23.49% | 27.32% | 20.65% | -2.69% | 23.61% | 26.2% | 36.46% | 46.83% | 44.31% | 44.1% | 41.26% | 48.34% | 48.72% |
| Income Tax | 2.25M | 4.26M | 3.58M | 3.05M | 2.75M | 3.92M | 4.19M | 2.14M | 2.66M | 1.98M | -78K | 2.19M | 2.18M | 2.92M | 3.35M | 2.84M | 2.49M | 2.36M | 2.97M | 2.88M |
| Effective Tax Rate % | 22.74% | 25.7% | 23.42% | 22.93% | 22.69% | 27.16% | 33.91% | 16.2% | 17.52% | 19.09% | 5.78% | 24.33% | 23.74% | 24.27% | 24.7% | 24.37% | 23.41% | 23.16% | 24.71% | 24.44% |
| Net Income | 7.65M | 12.32M | 11.71M | 10.24M | 9.38M | 10.5M | 8.16M | 11.07M | 12.51M | 8.38M | -1.27M | 6.8M | 6.99M | 9.1M | 10.21M | 8.82M | 8.16M | 7.84M | 9.04M | 8.89M |
| Net Margin % | 13.13% | 19.09% | 18.42% | 16.55% | 16.24% | 17.79% | 13.92% | 19.69% | 22.53% | 16.7% | -2.54% | 17.87% | 19.98% | 27.61% | 35.26% | 33.51% | 33.78% | 31.7% | 36.39% | 36.81% |
| Net Income Growth % | -18.49% | 17.41% | 43.53% | -7.53% | -25.02% | 25.26% | 742.17% | 62.86% | 79.02% | -7.91% | -112.45% | -22.94% | -14.33% | 16.09% | 12.95% | -0.79% | -15.56% | 26.54% | 53.07% | 116.01% |
| Net Income (Continuing) | 7.65M | 12.32M | 11.71M | 10.24M | 9.38M | 10.5M | 8.16M | 11.07M | 12.51M | 8.38M | -1.27M | 6.8M | 6.99M | 9.1M | 10.21M | 8.82M | 8.16M | 7.84M | 9.04M | 8.89M |
| EPS (Diluted) | 0.30 | 0.49 | 0.47 | 0.41 | 0.37 | 0.41 | 0.32 | 0.44 | 0.50 | 0.33 | -0.05 | 0.35 | 0.36 | 0.46 | 0.52 | 0.45 | 0.41 | 0.40 | 0.46 | 0.45 |
| EPS Growth % | -18.92% | 19.51% | 46.88% | -6.82% | -26% | 24.24% | 740% | 25.71% | 38.89% | -28.26% | -109.62% | -22.22% | -12.2% | 15% | 13.04% | 0% | -16.33% | 25% | 53.33% | 114.29% |
| EPS (Basic) | 0.31 | 0.50 | 0.47 | 0.41 | 0.37 | 0.42 | 0.32 | 0.44 | 0.50 | 0.34 | -0.05 | 0.35 | 0.36 | 0.47 | 0.52 | 0.45 | 0.42 | 0.40 | 0.46 | 0.45 |
| Diluted Shares Outstanding | 25.2M | 24.97M | 25.11M | 25.23M | 25.27M | 25.32M | 25.34M | 25.26M | 25.2M | 25.09M | 23.9M | 19.43M | 19.67M | 19.65M | 19.67M | 19.79M | 19.77M | 19.84M | 19.84M | 19.88M |