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FOURShift4 Payments, Inc.
$51.20$3.5B
Overview & Verdict
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  1. Home
  2. Financial Ratios

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  3. FOUR
  4. Financial Ratios

Shift4 Payments, Inc. (FOUR) Financial Ratios

Latest Ratios: P/E Ratio 47.4x · EV/EBITDA 9.2x · ROE 8.0%. (2018–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

FOUR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Market Cap$3.5B$5.6B$9.5B$4.5B$4.6B$3.2B$3.4B——
Enterprise Value$7.2B$9.3B$11.2B$5.9B$5.6B$3.7B$3.5B——
P/E Ratio →47.4158.3134.2551.9953.27————
P/S Ratio0.851.342.851.772.322.334.43——
P/B Ratio2.332.869.335.229.637.965.07——
P/FCF7.1011.2330.5818.09—————
P/OCF5.598.8418.9911.6816.81108.96145.10——

P/E links to full P/E history page with 30-year chart

FOUR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
EV / Revenue—2.213.352.282.822.714.53——
EV / EBITDA9.1911.8220.5417.7823.0467.24130.60——
EV / EBIT20.5024.03185.5138.6347.05————
EV / FCF—18.5435.9623.36—————

FOUR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Gross Margin34.2%34.2%29.2%26.8%23.6%20.4%23.2%23.7%25.1%
Operating Margin8.4%8.4%7.4%4.5%4.8%-3.6%-7.5%-0.6%-2.3%
Net Profit Margin2.8%2.8%6.9%3.4%3.8%-3.6%-2.4%-7.7%-9.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
ROE8.0%8.0%24.3%12.8%17.1%-9.1%-5.7%-905.6%-133.8%
ROA1.7%1.7%5.4%2.9%3.1%-2.4%-1.4%-7.4%-7.5%
ROIC6.3%6.3%7.6%4.7%5.9%-4.4%-6.4%-0.6%-1.7%
ROCE6.3%6.3%7.8%4.6%4.3%-2.6%-4.9%-0.7%-2.0%

FOUR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Debt / Equity2.362.362.832.053.674.411.50—13.37
Debt / EBITDA5.905.905.305.397.2431.9137.8311.0012.75
Net Debt / Equity—1.871.641.522.061.330.12—13.25
Net Debt / EBITDA4.664.663.074.014.069.602.9510.9412.64
Debt / FCF—7.325.375.27———93.6333.87
Interest Coverage2.032.030.974.723.67-1.75-1.83-0.070.14

FOUR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Current Ratio1.661.661.381.643.707.9110.400.820.72
Quick Ratio1.661.661.381.633.687.8910.380.750.67
Cash Ratio0.730.730.880.652.896.709.330.030.05
Asset Turnover—0.480.660.760.780.580.430.930.76
Inventory Turnover——264.89552.06317.38311.17392.7365.6582.33
Days Sales Outstanding—64.7938.2136.5536.0555.5744.8342.8736.46

FOUR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Dividend Yield0.7%0.5%————0.0%——
Payout Ratio25.2%25.2%———————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Earnings Yield2.1%1.7%2.9%1.9%1.9%————
FCF Yield14.1%8.9%3.3%5.5%—————
Buyback Yield13.7%8.7%1.5%2.3%4.0%0.6%0.0%——
Total Shareholder Yield14.4%9.2%1.5%2.3%4.0%0.6%0.0%——
Shares Outstanding—$89M$92M$61M$83M$55M$45M$46M$39M

Key Metrics

Growth RegimeExpanding
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

High leverage and goodwill

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Growth Uncertainty

Based on current market data, Shift4 trades at a forward P/E of 8.51, which appears to discount the company's 25.50% year-over-year growth rate, suggesting that investors remain skeptical regarding the sustainability of long-term earnings power compared to higher-multiple peers like Flywire Corporation.

The significant divergence between the trailing P/E of 44.08 and the forward multiple implies that the market is pricing in a substantial, albeit uncertain, expansion in profitability. This valuation gap warrants caution, as it suggests that the current share price is highly sensitive to management's ability to convert top-line growth into consistent bottom-line earnings.

Capital Efficiency Remains Subdued Historically

As reported in recent financial statements, Shift4's ROIC has struggled to gain traction, hovering at a modest 0.7% in 2026Q1, which indicates that the company's aggressive acquisition strategy has yet to yield meaningful returns on the capital deployed into its complex payment infrastructure.

The persistent low return on invested capital suggests that the costs associated with integrating disparate legacy systems may be offsetting the benefits of scale. Investors should monitor whether future capital allocation shifts toward organic growth, which may be necessary to improve these returns above the company's cost of capital.

Working Capital Dynamics Show Volatility

According to quarterly filings, Shift4's asset turnover ratio has declined to 0.13 in 2026Q1 from 0.23 in 2023Q4, reflecting a potential decrease in the efficiency with which the company utilizes its expanding asset base to generate revenue across its diverse hospitality and stadium verticals.

The compression in asset turnover, coupled with fluctuating DSO figures, suggests that the company's working capital management is becoming increasingly complex as it scales. This trend may indicate that the integration of recent acquisitions is creating operational friction that hinders the efficient conversion of transactions into cash.

Debt Burden Constrains Financial Flexibility

Based on the provided balance sheet data, Shift4's debt-to-equity ratio reached 2.57 in 2026Q1, a level that appears elevated compared to industry peers and suggests that the company's reliance on external financing for its inorganic growth strategy is creating a vulnerable capital structure.

The interest coverage ratio of 0.82 in 2026Q1 is particularly concerning, as it implies that operating income is currently insufficient to cover interest expenses comfortably. This leverage profile necessitates close scrutiny, as any downturn in transaction volumes could significantly impair the company's ability to service its debt obligations.

Misapplication of P/E Multiples Locally

The P/E ratio is frequently misapplied to Shift4, as it fails to account for the significant non-cash charges and acquisition-related amortization that distort reported net income, making the EV/EBITDA metric a more reliable indicator of the company's underlying operational cash-generating capacity.

Relying solely on P/E ratios obscures the impact of the company's aggressive M&A strategy on the bottom line. Analysts should instead focus on adjusted EBITDA and free cash flow to better understand the true economic value being generated by the core payment processing business.

Download Financial Ratios Data

Includes 30+ ratios · 8 years · Updated daily

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FOUR — Frequently Asked Questions

Quick answers to the most common questions about buying FOUR stock.

What is Shift4 Payments, Inc.'s P/E ratio?

Shift4 Payments, Inc.'s current P/E ratio is 47.4x. The historical average is 49.5x. This places it at the 25th percentile of its historical range.

What is Shift4 Payments, Inc.'s EV/EBITDA?

Shift4 Payments, Inc.'s current EV/EBITDA is 9.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 28.1x.

What is Shift4 Payments, Inc.'s ROE?

Shift4 Payments, Inc.'s return on equity (ROE) is 8.0%. The historical average is -12.4%.

Is FOUR stock overvalued?

Based on historical data, Shift4 Payments, Inc. is trading at a P/E of 47.4x. This is at the 25th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Shift4 Payments, Inc.'s dividend yield?

Shift4 Payments, Inc.'s current dividend yield is 0.66% with a payout ratio of 25.2%.

What are Shift4 Payments, Inc.'s profit margins?

Shift4 Payments, Inc. has 34.2% gross margin and 8.4% operating margin.

How much debt does Shift4 Payments, Inc. have?

Shift4 Payments, Inc.'s Debt/EBITDA ratio is 5.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.