Finance Of America Companies Inc. (FOA) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 95.03M | 57.8M | 437.96M | 160.39M | 146.62M | -128.31M | 275.36M | 65.75M | 57.85M | 275.73M | -84.81M | -127.47M | 126.23M | 22.49M | -37.55M | -21.17M | 46.06M | 368.92M | 456.5M | 389.12M |
| Gross Margin % | 18.67% | 11.71% | 89.21% | 26.82% | 25.65% | -44.39% | 38.66% | 13.48% | 12.58% | 100% | -28.72% | -55.48% | 33.03% | 9.25% | -22.88% | -16.23% | 26.14% | 71.83% | 75.86% | 72.57% |
| Gross Profit Growth % | -35.19% | 145.05% | 59.05% | 143.96% | 153.45% | -146.53% | 424.67% | 151.58% | -54.17% | 1125.8% | -125.88% | -502.01% | 174.06% | -93.9% | -108.22% | -105.44% | -90.93% | -30.72% | -22.3% | -13.78% |
| Operating Expenses | 58.77M | 79.8M | 42.69M | 78.43M | 64.93M | 17.5M | 67.18M | 69.51M | 73.63M | 69.31M | 87.76M | 96.37M | 68.21M | 203.78M | 75.68M | 98.67M | 104.42M | 1.73B | 401.95M | 402.86M |
| OpEx % of Revenue | 11.55% | 16.17% | 8.7% | 13.12% | 11.36% | 6.05% | 9.43% | 14.26% | 16.01% | 25.14% | 29.72% | 41.95% | 17.85% | 83.79% | 46.12% | 75.63% | 59.27% | 337.13% | 66.79% | 75.13% |
| Selling, General & Admin | 70.4M | 41.49M | 61.26M | 62.42M | 57.64M | 29.25M | 55.81M | 62M | 64.81M | 31.46M | 81.1M | 82.06M | 59.04M | 38.6M | 90.78M | 111.12M | 105.21M | 322.96M | 403.6M | 394.03M |
| SG&A % of Revenue | 13.83% | 8.41% | 12.48% | 10.44% | 10.08% | 10.12% | 7.84% | 12.71% | 14.09% | 11.41% | 27.46% | 35.72% | 15.45% | 15.87% | 55.32% | 85.18% | 59.72% | 62.88% | 67.07% | 73.48% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 36.26M | -22M | 395.27M | 81.95M | 81.69M | -145.81M | 208.17M | -3.77M | -15.78M | 206.42M | -172.57M | -223.84M | 58.01M | -181.28M | -113.23M | -119.84M | -58.36M | -1.36B | 54.55M | -13.74M |
| Operating Margin % | 7.12% | -4.46% | 80.51% | 13.71% | 14.29% | -50.45% | 29.23% | -0.77% | -3.43% | 74.86% | -58.44% | -97.43% | 15.18% | -74.54% | -69.01% | -91.86% | -33.13% | -265.29% | 9.06% | -2.56% |
| Operating Income Growth % | -55.62% | 84.91% | 89.88% | 2275.03% | 617.7% | -170.64% | 220.63% | 98.32% | -127.2% | 213.86% | -52.41% | -86.78% | 199.41% | 86.69% | -307.57% | -772.32% | -146.52% | -989.39% | -77.5% | -109.36% |
| EBITDA | 46.11M | -12.36M | 404.92M | 91.61M | 91.35M | -136.07M | 217.95M | 5.99M | -6.1M | 216.36M | -162.62M | -211.47M | 68.12M | -171.33M | -102.44M | -119.05M | -48.16M | -1.35B | 71.04M | 2.72M |
| EBITDA Margin % | 9.06% | -2.5% | 82.48% | 15.32% | 15.98% | -47.08% | 30.6% | 1.23% | -1.33% | 78.47% | -55.07% | -92.05% | 17.82% | -70.45% | -62.43% | -91.26% | -27.34% | -261.97% | 11.81% | 0.51% |
| EBITDA Growth % | -49.53% | 90.92% | 85.78% | 1430.64% | 1597.07% | -162.89% | 234.03% | 102.83% | -108.96% | 226.28% | -58.74% | -77.63% | 241.43% | 87.27% | -244.2% | -4470.45% | -137.35% | -958.39% | -71.1% | -98.19% |
| D&A (Non-Cash Add-back) | 9.85M | 9.64M | 9.64M | 9.65M | 9.66M | 9.74M | 9.78M | 9.75M | 9.68M | 9.94M | 9.95M | 12.37M | 10.11M | 9.96M | 10.79M | 788K | 10.2M | 17.05M | 16.49M | 16.46M |
| EBIT | 36.26M | -22M | 389.96M | 81.95M | 81.69M | -145.81M | 208.17M | -3.77M | -15.78M | 171.55M | -172.57M | -223.84M | 58.01M | -181.28M | -113.23M | -119.84M | -58.36M | -1.36B | 54.55M | -13.74M |
| Net Interest Income | 53.57M | 39.82M | 63.61M | 44.24M | 55.52M | 56.36M | 53.84M | 56.2M | 62.02M | 110.09M | 64.2M | 57.45M | 55.64M | 60.1M | 29.79M | 39.74M | 34.76M | 30.8M | 31.26M | 39.99M |
| Interest Income | 467.6M | 475.44M | 482.13M | 481.8M | 480.6M | 473.71M | 490.69M | 478.43M | 464.3M | 495.19M | 444.32M | 414.66M | 311.58M | 280.81M | 231.42M | 191.37M | 164.88M | 175.45M | 176.54M | 187.09M |
| Interest Expense | 414.03M | 435.62M | 418.52M | 437.56M | 425.08M | 417.35M | 436.85M | 422.22M | 402.28M | 385.1M | 380.13M | 357.21M | 255.95M | 220.71M | 201.63M | 151.63M | 130.12M | 144.65M | 145.28M | 147.1M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 36.26M | -22M | -28.55M | 81.95M | 81.69M | -145.81M | 208.17M | -3.77M | -15.78M | 171.55M | -172.57M | -223.84M | 58.01M | -181.28M | -113.23M | -119.84M | -58.36M | -1.36B | 54.55M | -13.74M |
| Pretax Margin % | 7.12% | -4.46% | -5.82% | 13.71% | 14.29% | -50.45% | 29.23% | -0.77% | -3.43% | 62.22% | -58.44% | -97.43% | 15.18% | -74.54% | -69.01% | -91.86% | -33.13% | -265.29% | 9.06% | -2.56% |
| Income Tax | 1.09M | -686K | 130K | 2.13M | 1.94M | -3.18M | 4.42M | 1.15M | 0 | 193K | -103K | -3.21M | 2.53M | 725K | -8.49M | -2.2M | -7.72M | -26.2M | 4.44M | 1.09M |
| Effective Tax Rate % | 3.01% | 3.12% | -0.46% | 2.6% | 2.38% | 2.18% | 2.13% | -30.6% | 0% | 0.11% | 0.06% | 1.44% | 4.36% | -0.4% | 7.5% | 1.84% | 13.23% | 1.92% | 8.14% | -7.91% |
| Net Income | 17.51M | -10.38M | -9.52M | 34.92M | 30.21M | -59.09M | 84.2M | -2.09M | -7.54M | 61.36M | -65.36M | -79.14M | 3.05M | -57.02M | -84.49M | -40.68M | -8.49M | -395.45M | 21.38M | 2.27M |
| Net Margin % | 3.44% | -2.1% | -1.94% | 5.84% | 5.28% | -20.44% | 11.82% | -0.43% | -1.64% | 22.25% | -22.13% | -34.45% | 0.8% | -23.45% | -51.49% | -31.18% | -4.82% | -77% | 3.55% | 0.42% |
| Net Income Growth % | -42.05% | 82.43% | -111.3% | 1771.76% | 500.76% | -196.3% | 228.82% | 97.36% | -346.82% | 207.61% | 22.63% | -94.54% | 135.96% | 85.58% | -495.09% | -1896.03% | -107.09% | -361.86% | -91.32% | -98.47% |
| Net Income (Continuing) | 35.16M | -21.31M | -28.68M | 79.82M | 79.75M | -142.63M | 203.75M | -4.92M | -15.78M | 171.36M | -172.47M | -220.62M | 55.48M | -182.01M | -104.74M | -117.64M | -50.64M | -1.34B | 50.11M | -14.82M |
| Discontinued Operations | 0 | -617K | -1000K | 0 | -1000K | 0 | 0 | -203K | -1000K | -1000K | -1000K | -1000K | -1000K | 0 | -1000K | -1000K | -1000K | 0 | 0 | 0 |
| Minority Interest | 90.42M | 71.75M | 82.64M | 148.16M | 102.81M | 60.37M | 143.51M | 24.07M | 27.31M | 40.1M | -61.15M | 48.45M | 194.96M | 150.91M | 276.58M | 496.01M | 639.29M | 695.11M | 1.66B | 1.64B |
| EPS (Diluted) | 1.77 | -1.34 | -1.05 | 2.13 | 1.00 | -12.24 | 7.50 | -0.21 | -0.78 | 6.88 | -7.45 | -9.05 | 0.50 | -9.00 | -13.50 | -0.70 | -0.30 | -67.20 | 2.20 | -0.50 |
| EPS Growth % | 77% | 89.05% | -114% | 1114.29% | 228.21% | -277.91% | 200.67% | 97.68% | -256% | 176.44% | 44.81% | -1192.86% | 266.67% | 86.61% | -713.64% | -40% | -102.75% | -15900% | -94.65% | -102.02% |
| EPS (Basic) | 1.93 | -1.34 | -1.05 | 3.16 | 2.97 | -12.24 | 8.48 | -0.20 | -0.78 | 6.94 | -7.45 | -9.05 | 0.48 | -9.02 | -13.45 | -6.50 | -1.40 | -66.12 | 3.57 | 0.38 |
| Diluted Shares Outstanding | 7.89M | 7.89M | 9.07M | 9.5M | 9.93M | 9.93M | 9.91M | 9.9M | 9.65M | 8.92M | 8.77M | 8.74M | 19.03M | 18.78M | 18.79M | 18.78M | 18.95M | 18.94M | 19.12M | 19.12M |
| Basic Shares Outstanding | 7.89M | 7.89M | 9.07M | 11.04M | 10.18M | 9.93M | 9.93M | 9.9M | 9.65M | 8.84M | 8.77M | 8.74M | 6.4M | 6.32M | 6.28M | 6.24M | 6.08M | 5.98M | 5.99M | 5.99M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |