The First Bancorp, Inc. (FNLC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 20.69M | 21.11M | 20.06M | 18.41M | 17.8M | 17.55M | 16.4M | 15.07M | 14.88M | 15.85M | 15.95M | 15.93M | 17.48M | 19.48M | 19.36M | 18.7M | 18.62M | 17.7M | 17.01M | 15.72M |
| NII Growth % | 16.24% | 20.27% | 22.29% | 22.12% | 19.62% | 10.72% | 2.81% | -5.34% | -14.85% | -18.64% | -17.61% | -14.83% | -6.15% | 10.1% | 13.83% | 18.92% | 17.31% | 12.86% | 15.37% | 8.5% |
| Net Interest Margin % | 0.65% | 0.67% | 0.63% | 0.58% | 0.56% | 0.56% | 0.52% | 0.49% | 0.5% | 0.54% | 0.54% | 0.55% | 0.62% | 0.71% | 0.71% | 0.71% | 0.73% | 0.7% | 0.67% | 0.64% |
| Interest Income | 39.14M | 40.73M | 41.01M | 39.83M | 38.71M | 39M | 38.29M | 36.56M | 34.99M | 34.82M | 33.25M | 31.19M | 28.91M | 27.08M | 23.99M | 21.43M | 20.53M | 20M | 19.59M | 18.54M |
| Interest Expense | 18.45M | 19.62M | 20.95M | 21.42M | 20.91M | 21.45M | 21.89M | 21.48M | 20.11M | 18.97M | 17.3M | 15.26M | 11.44M | 7.6M | 4.63M | 2.73M | 1.91M | 2.3M | 2.58M | 2.82M |
| Loan Loss Provision | 0 | 272K | 700K | 485K | 391K | 1.4M | -638K | 512K | -261K | 683K | -200K | 151K | 550K | 450K | 400K | 450K | 450K | -1.95M | 525K | 525K |
| Non-Interest Income | 0 | 4.73M | 4.47M | 4.13M | 4M | 4.67M | 4.12M | 4.16M | 3.89M | 4.11M | 3.89M | 3.86M | 3.57M | 3.85M | 4.71M | 4.08M | 4.23M | 4.8M | 4.38M | 4.91M |
| Non-Interest Income % | 0% | 10.41% | 9.84% | 9.39% | 9.37% | 10.7% | 9.72% | 10.21% | 10.01% | 10.55% | 10.48% | 11.01% | 10.99% | 12.44% | 16.43% | 15.99% | 17.09% | 19.35% | 18.26% | 20.94% |
| Total Revenue | 39.14M | 45.47M | 45.48M | 43.95M | 42.71M | 43.67M | 42.41M | 40.72M | 38.88M | 38.93M | 37.15M | 35.05M | 32.48M | 30.93M | 28.71M | 25.51M | 24.77M | 24.8M | 23.96M | 23.45M |
| Revenue Growth % | -8.36% | 4.11% | 7.24% | 7.95% | 9.85% | 12.19% | 14.17% | 16.15% | 19.69% | 25.87% | 29.4% | 37.41% | 31.16% | 24.72% | 19.79% | 8.78% | 2.12% | 4.97% | 2.8% | 0.28% |
| Non-Interest Expense | 14.24M | 13.13M | 12.75M | 12.2M | 12.84M | 12.14M | 12M | 11.25M | 11.76M | 11.19M | 11.01M | 10.71M | 10.85M | 11.71M | 11.37M | 10.17M | 10.65M | 12.85M | 9.93M | 9.5M |
| Efficiency Ratio | 36.37% | 28.88% | 28.04% | 27.75% | 30.07% | 27.81% | 28.3% | 27.63% | 30.25% | 28.74% | 29.63% | 30.57% | 33.4% | 37.87% | 39.61% | 39.87% | 43% | 51.8% | 41.45% | 40.49% |
| Operating Income | 6.45M | 12.44M | 11.08M | 9.85M | 8.56M | 8.68M | 9.16M | 7.47M | 7.27M | 8.09M | 9.04M | 8.93M | 9.64M | 11.17M | 12.31M | 12.16M | 11.75M | 11.6M | 10.93M | 10.61M |
| Operating Margin % | 16.49% | 27.37% | 24.36% | 22.42% | 20.05% | 19.87% | 21.6% | 18.35% | 18.7% | 20.78% | 24.33% | 25.47% | 29.69% | 36.12% | 42.88% | 47.65% | 47.45% | 46.77% | 45.61% | 45.25% |
| Operating Income Growth % | -24.66% | 43.34% | 20.92% | 31.9% | 17.78% | 7.29% | 1.36% | -16.34% | -24.6% | -27.57% | -26.56% | -26.55% | -17.94% | -3.7% | 12.62% | 14.54% | 9.1% | 40.51% | 28.97% | 35.63% |
| Pretax Income | 10.9M | 12.44M | 11.08M | 9.85M | 8.56M | 8.68M | 9.16M | 7.47M | 7.27M | 8.09M | 9.04M | 8.93M | 9.64M | 11.17M | 12.31M | 12.16M | 11.75M | 11.6M | 10.93M | 10.61M |
| Pretax Margin % | 27.86% | 27.37% | 24.36% | 22.42% | 20.05% | 19.87% | 21.6% | 18.35% | 18.7% | 20.78% | 24.33% | 25.47% | 29.69% | 36.12% | 42.88% | 47.65% | 47.45% | 46.77% | 45.61% | 45.25% |
| Income Tax | 1.91M | 2.27M | 2M | 1.79M | 1.49M | 1.4M | 1.59M | 1.3M | 1.25M | 1.41M | 1.56M | 1.53M | 1.67M | 1.97M | 2.22M | 2.16M | 2.05M | 2.05M | 1.92M | 1.83M |
| Effective Tax Rate % | 17.53% | 18.24% | 18.03% | 18.17% | 17.37% | 16.11% | 17.37% | 17.39% | 17.2% | 17.44% | 17.31% | 17.19% | 17.35% | 17.66% | 18.01% | 17.76% | 17.42% | 17.7% | 17.52% | 17.21% |
| Net Income | 8.99M | 10.17M | 9.08M | 8.06M | 7.08M | 7.28M | 7.57M | 6.17M | 6.02M | 6.68M | 7.47M | 7.39M | 7.97M | 9.2M | 10.09M | 10M | 9.71M | 9.55M | 9.01M | 8.79M |
| Net Margin % | 22.98% | 22.37% | 19.97% | 18.34% | 16.57% | 16.67% | 17.85% | 15.16% | 15.49% | 17.16% | 20.12% | 21.09% | 24.54% | 29.74% | 35.15% | 39.19% | 39.19% | 38.5% | 37.62% | 37.47% |
| Net Income Growth % | 27.07% | 39.69% | 19.96% | 30.66% | 17.54% | 9.03% | 1.3% | -16.54% | -24.46% | -27.38% | -25.93% | -26.04% | -17.87% | -3.66% | 11.95% | 13.77% | 8.78% | 36.96% | 27.05% | 33.76% |
| Net Income (Continuing) | 8.99M | 10.17M | 9.08M | 8.06M | 7.08M | 7.28M | 7.57M | 6.17M | 6.02M | 6.68M | 7.47M | 7.39M | 7.97M | 9.2M | 10.09M | 10M | 9.71M | 9.55M | 9.01M | 8.79M |
| EPS (Diluted) | 0.80 | 0.91 | 0.81 | 0.72 | 0.63 | 0.65 | 0.68 | 0.55 | 0.54 | 0.60 | 0.67 | 0.67 | 0.72 | 0.83 | 0.91 | 0.91 | 0.88 | 0.87 | 0.82 | 0.80 |
| EPS Growth % | 26.98% | 40% | 19.12% | 30.91% | 16.67% | 8.33% | 1.49% | -17.91% | -25% | -27.71% | -26.37% | -26.37% | -18.18% | -4.6% | 10.98% | 13.75% | 8.64% | 35.94% | 26.15% | 33.33% |
| EPS (Basic) | 0.81 | 0.92 | 0.82 | 0.73 | 0.64 | 0.65 | 0.69 | 0.56 | 0.55 | 0.61 | 0.68 | 0.67 | 0.73 | 0.84 | 0.92 | 0.91 | 0.89 | 0.87 | 0.83 | 0.81 |
| Diluted Shares Outstanding | 11.24M | 11.21M | 11.21M | 11.18M | 11.18M | 11.2M | 11.13M | 11.12M | 11.12M | 11.13M | 11.09M | 11.07M | 11.07M | 11.08M | 11.04M | 11.03M | 11.03M | 10.97M | 10.99M | 10.99M |