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May 20, 2026·SEC
Material company update
May 12, 2026·SEC
Material company update
Mar 23, 2026·SEC
Fold Holdings Inc(FLD)Earnings, Financials & Key Ratios
FLD•NASDAQ
$0.47
Price updated Jul 7, 2026
SectorFinancial ServicesIndustryCrypto Asset ManagementSub-IndustryCrypto Trading and Brokerage Platforms
AboutFold Holdings, Inc. operates as a holding company. The Company, through its subsidiaries, provides a financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life.Show more
- EBITDA-$27M-839.9%
- Net Income-$70M-3623.4%
- EPS (Diluted)-1.65-1275.0%
- Gross Margin44.35%
- EBITDA Margin-85.47%
- Operating Margin-87.22%
- Net Margin-218.88%
- ROE-254.59%
FLD Price & Volume
Fold Holdings Inc (FLD) stock price & volume — 10-year historical chart
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Unsustainable Cash Burn Threatens Asset Management Viability
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Liquidity and solvency pressure
Key Thesis Takeaways
- Fold Holdings Inc faces a precarious outlook as its rewards-based business model fails to achieve consistent operating scale, evidenced by a persistent inability to cover fixed costs.
- The company's reliance on external capital to offset significant net losses, which reached $29.2M in 2026Q1, suggests a fundamental lack of operational sustainability.
- Investors should monitor the rapid depletion of the capital base and the lack of tangible asset backing, which may necessitate further dilutive financing to maintain liquidity.
Verdict Logic
Negative: The company's fundamental instability is underscored by a 2026Q1 net loss of $29.2M and a critically thin liquidity buffer reflected in a 0.48 current ratio.
FLD Growth Metrics
Fold Holdings Inc (FLD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years3.26%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-1.55%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM96.5%
Return on Capital
10 Years-9.55%
5 Years-9.55%
3 Years-12.95%
Last Year-31.64%
FLD Recent Earnings
Fold Holdings Inc (FLD) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 0/12 qtrs (0%)●Beat Revenue 0/12 qtrs (0%)
Q2 2026Latest
May 12, 2026Metric
Actual
Est
EPS
$0.59-268.8%
$0.16
Rev
$6M-44.0%
$10M
Q2 2026
Mar 17, 2026Metric
Actual
Est
EPS
$0.86-514.3%
$0.14
Rev
$9M-10.0%
$10M
Q4 2025
Nov 10, 2025Metric
Actual
Est
EPS
$0.15-25.0%
$0.12
Rev
$7M-26.9%
$10M
Q3 2025
Aug 12, 2025Metric
Actual
Est
EPS
$0.18-80.0%
$0.10
Rev
$8M-30.9%
$12M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 12, 2026 | $0.59vs $0.16-268.8% | $6Mvs $10M-44.0% |
| Q2 2026 | Mar 17, 2026 | $0.86vs $0.14-514.3% | $9Mvs $10M-10.0% |
| Q4 2025 | Nov 10, 2025 | $0.15vs $0.12-25.0% | $7Mvs $10M-26.9% |
| Q3 2025 | Aug 12, 2025 | $0.18vs $0.10-80.0% | $8Mvs $12M-30.9% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Fold Holdings Inc (FLD)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.47 | $23.63M | -0.28 | — | -218.88% | -254.59% | — | |
| $97.36 | $32.51B | -6.39 | 2.97% | -2519.39% | -24.09% | — | |
| $163.51 | $43.08B | 36.74 | 9.4% | 13.78% | 5.68% | — | |
| $112.90 | $101.7B | 55.07 | 51.58% | 41.12% | 21.38% | — | |
| $5.45 | $1.07B | -0.74 | 666.04% | -3604.59% | -73.93% | — | |
| $1.65 | $537.3M | -5.32 | -30.65% | -146.01% | -0.11% | — |
Compare FLD vs Peers
Fold Holdings Inc (FLD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FLD SEC Filings & Documents
Fold Holdings Inc (FLD) SEC filings — annual & quarterly reports (10-K, 10-Q)
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FLD Frequently Asked Questions
Fold Holdings Inc (FLD) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Fold Holdings Inc's revenue?
Fold Holdings Inc (FLD) reported $30.3M in revenue for fiscal year 2025.
Is FLD profitable?
Fold Holdings Inc (FLD) reported a net loss of $49.9M for fiscal year 2025.
Dividend & Returns
What is FLD's return on equity?
Fold Holdings Inc (FLD) has a return on equity (ROE) of -254.6%. Negative ROE indicates the company is unprofitable.
What is Fold Holdings Inc's free cash flow?
Fold Holdings Inc (FLD) had negative free cash flow of $18.9M in fiscal year 2025, likely due to heavy capital investments.