FinWise Bancorp (FINW) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q1'21 |
|---|
| Cash & Short Term Investments | 33.92M | 163.4M | 105.63M | 90.1M | 150.41M | 106.06M | 116.24M | 89.01M | 115.79M | 116.97M | 126.77M | 119.04M | 105.61M | 100.57M | 92.46M | 96.53M | 116.65M | 85.75M | 68.11M | 74.22M |
| Cash & Due from Banks | 6.29M | 163.4M | 105.63M | 90.1M | 120.27M | 106.06M | 85.77M | 89.01M | 115.79M | 116.97M | 126.77M | 119.04M | 105.61M | 100.57M | 92.46M | 96.53M | 116.65M | 85.75M | 68.11M | 74.22M |
| Short Term Investments | 27.63M | 0 | 0 | 0 | 30.14M | 0 | 30.47M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 27.63M | 618.28M | 608.45M | 573.23M | 552.59M | 476.95M | 490.66M | 430.47M | 408.38M | 387.55M | 389.75M | 338.93M | 304.01M | 257.65M | 262.79M | 238.41M | 279.82M | 276.25M | 251.1M | 244.53M |
| Investments Growth % | -95% | 29.63% | 24.01% | 33.16% | 35.31% | 23.07% | 25.89% | 27.01% | 34.33% | 50.42% | 48.31% | 42.16% | 8.65% | -6.74% | 4.65% | - | 14.43% | 6.83% | - | - |
| Long-Term Investments | 0 | 618.28M | 608.45M | 573.23M | 522.45M | 476.95M | 460.19M | 430.47M | 408.38M | 387.55M | 389.75M | 338.93M | 304.01M | 257.65M | 262.79M | 238.41M | 279.82M | 276.25M | 251.1M | 244.53M |
| Accounts Receivables | 0 | 3.71M | 1.96M | 2.38M | 2.71M | 3.57M | 3.1M | 3.39M | 3.43M | 3.57M | 2.71M | 2.32M | 2.17M | 1.82M | 1.67M | 1.42M | 1.35M | 1.55M | 1.3M | 1.4M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 18.08M | 19.2M | 20.61M | 17.45M | 19.89M | 20.83M | 19.58M | 19.2M | 18.92M | 18.66M | 17.82M | 14.05M | 14.52M | 13.52M | 12.77M | 11.71M | 3.29M | 2.48M | 1.49M |
| Other Assets | 0 | 171.32M | 69.88M | 62.84M | 30.65M | 60.49M | 16.31M | 16.74M | 14.94M | 18.69M | 16.03M | 15.16M | 15.13M | 15.81M | 12.96M | 12.99M | 13.17M | 11.55M | 13.73M | 7.75M |
| Total Current Assets | 33.92M | 167.11M | 201.31M | 185.54M | 233.29M | 188.65M | 185.7M | 151.03M | 168.31M | 161.06M | 130.62M | 123.71M | 107.78M | 111.64M | 94.14M | 99.79M | 117.99M | 87.3M | 69.4M | 75.62M |
| Total Non-Current Assets | 0 | 810.03M | 698.62M | 656.95M | 570.84M | 557.33M | 497.33M | 466.79M | 442.52M | 425.16M | 424.44M | 371.91M | 334.52M | 289.14M | 291.43M | 266.19M | 306.49M | 292.91M | 268.91M | 254.44M |
| Total Assets | 899.44M | 977.13M | 899.93M | 842.49M | 804.13M | 745.98M | 683.03M | 617.82M | 610.83M | 586.22M | 555.06M | 495.63M | 442.3M | 400.78M | 385.57M | 365.99M | 424.48M | 380.21M | 338.32M | 330.05M |
| Asset Growth % | 11.85% | 30.99% | 31.76% | 36.36% | 31.64% | 27.25% | 23.06% | 24.65% | 38.1% | 46.27% | 43.96% | 35.42% | 4.2% | 5.41% | 13.97% | - | 28.61% | 19.75% | - | - |
| Return on Assets (ROA) | 0.29% | 0.42% | 0.56% | 0.5% | 0.41% | 0.39% | 0.53% | 0.52% | 0.55% | 0.73% | 0.91% | 0.99% | 0.92% | 1.66% | 0.97% | 1.39% | 2.34% | 2.81% | 2.53% | 1.63% |
| Accounts Payable | 0 | 2.63M | 4.52M | 3.75M | 2.75M | 1.49M | 647K | 601K | 588K | 619K | 581K | 466K | 117K | 54K | 30K | 34K | 39K | 48K | 43K | 218K |
| Total Debt | 0 | 4.41M | 4.68M | 4.96M | 5.23M | 5.37M | 5.65M | 5.92M | 6.2M | 6.49M | 6.54M | 6.79M | 7.06M | 7.33M | 7.59M | 7.77M | 8.34M | 1.05M | 2.26M | 79.7M |
| Net Debt | -6.29M | -158.99M | -100.94M | -85.14M | -115.05M | -100.7M | -80.12M | -83.09M | -109.59M | -110.49M | -120.23M | -112.25M | -98.55M | -93.23M | -84.87M | -88.76M | -108.31M | -84.7M | -65.85M | 5.48M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 64K | 106K | 127K | 158K | 190K | 0 | 0 | 283K | 314K | 345K | 376K | 952K | 1.05M | 2.26M | 79.7M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 702.83M | 21.5M | 20.65M | 16.65M | 13.03M | 19.55M | 16.67M | 15.16M | 16.95M | 16.61M | 10.54M | 8.25M | 5.06M | 9.94M | 9.76M | 8.29M | 13.69M | 11.55M | 13.02M | 6.46M |
| Total Current Liabilities | 0 | 758.03M | 686.83M | 638.92M | 608.51M | 546.45M | 489.31M | 429.8M | 424.68M | 407.32M | 387.33M | 333M | 285.82M | 243.05M | 233.93M | 219.39M | 277.5M | 252.17M | 253.9M | 191.58M |
| Total Non-Current Liabilities | 702.83M | 25.91M | 25.34M | 21.61M | 18.26M | 25.81M | 23.36M | 22.23M | 23.67M | 23.84M | 17.32M | 15.18M | 12.13M | 17.27M | 17.35M | 16.06M | 22.03M | 12.6M | 15.28M | 86.17M |
| Total Liabilities | 702.83M | 783.94M | 712.16M | 660.53M | 626.77M | 572.26M | 512.66M | 452.02M | 448.35M | 431.17M | 404.65M | 348.18M | 297.95M | 260.32M | 251.28M | 235.45M | 299.53M | 264.77M | 269.18M | 277.74M |
| Total Equity | 196.61M | 193.19M | 187.76M | 181.96M | 177.36M | 173.72M | 170.37M | 165.8M | 162.48M | 155.06M | 150.4M | 147.45M | 144.35M | 140.46M | 134.28M | 130.54M | 124.95M | 115.44M | 69.14M | 52.31M |
| Equity Growth % | 10.85% | 11.21% | 10.21% | 9.75% | 9.16% | 12.04% | 13.28% | 12.44% | 12.56% | 10.39% | 12% | 12.95% | 15.52% | 21.67% | 94.23% | - | 138.87% | 151.66% | - | - |
| Equity / Assets (Capital Ratio) | 21.86% | 19.77% | 20.86% | 21.6% | 22.06% | 23.29% | 24.94% | 26.84% | 26.6% | 26.45% | 27.1% | 29.75% | 32.64% | 35.05% | 34.83% | 35.67% | 29.44% | 30.36% | 20.44% | 15.85% |
| Return on Equity (ROE) | 1.4% | 2.06% | 2.65% | 2.28% | 1.82% | 1.62% | 2.05% | 1.94% | 2.09% | 2.72% | 3.23% | 3.18% | 2.71% | 4.76% | 2.76% | 4.29% | 7.85% | 10.96% | 13.9% | 10.78% |
| Book Value per Share | 14.41 | 14.17 | 13.79 | 13.51 | 13.15 | 12.97 | 12.85 | 12.65 | 12.46 | 12.16 | 11.69 | 11.35 | 10.96 | 10.63 | 10.08 | 9.73 | 9.21 | 10.67 | 7.85 | 5.94 |
| Tangible BV per Share | 14.41 | 14.17 | 13.79 | 13.51 | 13.15 | 12.97 | 12.85 | 12.65 | 12.46 | 12.16 | 11.69 | 11.35 | 10.96 | 10.63 | 10.08 | 9.73 | 9.21 | 10.67 | 7.85 | 5.94 |
| Common Stock | 14K | 14K | 14K | 13K | 13K | 13K | 13K | 13K | 13K | 12K | 12K | 13K | 13K | 13K | 13K | 13K | 13K | 13K | 9K | 9K |
| Additional Paid-in Capital | 0 | 60.96M | 59.42M | 58.13M | 57.55M | 56.93M | 56.21M | 55.44M | 55.3M | 51.2M | 50.7M | 52.63M | 54.83M | 54.61M | 55.11M | 55.02M | 54.91M | 54.84M | 18.65M | 18M |
| Retained Earnings | 134.85M | 132.2M | 128.28M | 123.81M | 119.78M | 116.59M | 113.8M | 110.34M | 107.17M | 103.84M | 99.69M | 94.81M | 89.51M | 85.83M | 79.16M | 75.51M | 70.03M | 60.59M | 50.48M | 34.3M |
| Accumulated OCI | 44K | 26K | 52K | 2K | 19K | 187K | 342K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |