FinVolution Group (FINV) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Total Current Assets | 12.56B | 140.04B | 19.23B | 18.42B | 19.07B | 16.95B | 15.73B | 14.79B | 18.21B | 19.18B | 18.79B | 18.6B | 18.9B | 15.64B | 14.85B | 15.2B | 16.4B | 14.67B | 12.39B | 12.31B |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 317.39 | 263.99 | 68.94 | 65.25 | 61.41 | 64.38 | 64.71 | 62.35 | 62.54 | 64.01 | 65.78 | 65.81 | 66.51 | 66.67 | 69.92 | 71.23 | 65.39 | 55.55 | 51.05 | 44.27 |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 16.88B | 1.77B | 2.02B | 2.07B | 1.83B | 1.77B | 1.29B | 7.85B | 5.14B | 5.34B | 5.81B | 2.84B | 1.15B | 1.09B | 1.19B | 4.07B | 6.43B | 2.61B | 2.41B |
| Total Non-Current Assets | 12.86B | 47.16B | 6.42B | 6.01B | 4.54B | 5.83B | 6.22B | 6.61B | 3.09B | 3.05B | 2.92B | 2.74B | 2.49B | 5.31B | 4.79B | 4.2B | 1.74B | 1.6B | 2.81B | 2.6B |
| Property, Plant & Equipment | 693.78M | 4.6B | 657.32M | 653.79M | 660.62M | 667.91M | 670.54M | 645.97M | 179.04M | 318.37M | 341.61M | 322.07M | 333.77M | 333.15M | 136.1M | 152.84M | 161.53M | 148.11M | 127.78M | 144.45M |
| Fixed Asset Turnover | 1.13x | 1.33x | 5.46x | 5.30x | 5.20x | 4.90x | 4.81x | 7.67x | 13.18x | 9.69x | 9.27x | 9.30x | 9.15x | 12.66x | 18.45x | 15.57x | 15.81x | 18.31x | 17.52x | 14.41x |
| Goodwill | 0 | 0 | 0 | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M |
| Intangible Assets | 350.23M | 1.05B | 147.9M | 147.9M | 137.3M | 137.3M | 137.3M | 98.69M | 98.69M | 98.69M | 98.69M | 98.69M | 98.69M | 98.69M | 98.69M | 98.95M | 98.95M | 98.95M | 98.95M | 98.95M |
| Long-Term Investments | 7.62B | 8.64B | 1.14B | 1.14B | 1.17B | 1.17B | 1.16B | 1.15B | 1.14B | 1.13B | 1.11B | 1.11B | 1.08B | 1.06B | 1.02B | 1B | 971.12M | 972.28M | 979.75M | 988.8M |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 25.43B | 187.19B | 25.65B | 24.43B | 23.61B | 22.78B | 21.95B | 21.4B | 21.29B | 22.23B | 21.71B | 21.34B | 21.38B | 20.94B | 19.64B | 19.4B | 18.14B | 16.27B | 15.2B | 14.91B |
| Asset Turnover | 0.03x | 0.03x | 0.14x | 0.14x | 0.15x | 0.15x | 0.15x | 0.15x | 0.15x | 0.15x | 0.14x | 0.14x | 0.14x | 0.15x | 0.14x | 0.13x | 0.14x | 0.16x | 0.16x | 0.14x |
| Asset Growth % | 7.72% | 721.79% | 16.82% | 14.16% | 10.86% | 2.46% | 1.14% | 0.27% | -0.42% | 6.16% | 10.51% | 10.01% | 17.89% | 28.73% | 29.23% | 30.12% | 21.88% | 6.85% | 1.54% | -6.57% |
| Total Current Liabilities | 170.52M | 33.86B | 4.65B | 5.05B | 4.42B | 4.24B | 4.13B | 1.96B | 3.66B | 4.48B | 4.36B | 4.59B | 4.93B | 5.07B | 4.75B | 5.18B | 4B | 3.18B | 2.91B | 3.37B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 170.52M | 653.94M | 67.33M | 26.97M | 5.59M | 6M | 5.47M | 5.69M | 5.76M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.16B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | 73.69x | 4.14x | 4.14x | 3.64x | 4.31x | 4.00x | 3.81x | 7.54x | 4.97x | 4.29x | 4.31x | 4.06x | 3.83x | 3.09x | 3.13x | 2.93x | 4.10x | 4.61x | 4.25x | 3.65x |
| Quick Ratio | 73.69x | 4.14x | 4.14x | 3.64x | 4.31x | 4.00x | 3.81x | 7.54x | 4.97x | 4.29x | 4.31x | 4.06x | 3.83x | 3.09x | 3.13x | 2.93x | 4.10x | 4.61x | 4.25x | 3.65x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 8.4B | 34.32B | 4.86B | 3.58B | 3.63B | 3.66B | 3.45B | 5.62B | 6.48B | 4.2B | 4.24B | 4.12B | 4.01B | 3.86B | 3.48B | 3.39B | 3.42B | 3.05B | 2.91B | 2.79B |
| Long-Term Debt | 1.11B | 7.32B | 1.03B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 8.58B | 68.18B | 9.5B | 8.63B | 8.05B | 7.89B | 7.58B | 7.58B | 7.42B | 8.68B | 8.59B | 8.7B | 8.94B | 8.93B | 8.23B | 8.57B | 7.43B | 6.23B | 5.82B | 6.16B |
| Total Debt | 1.32B | 8.17B | 1.14B | 59.04M | 34.36M | 31.26M | 36.31M | 38.84M | 41.63M | 159.57M | 159.29M | 176.25M | 176.99M | 184.7M | 22.16M | 28.48M | 33.36M | 19.97M | 30.11M | 39.61M |
| Net Debt | -4.88B | -22B | -4.16B | -5.35B | -4.64B | -5.07B | -5.67B | -6.17B | -4.93B | -5.54B | -4.57B | -4.91B | -3.46B | -2.86B | -4.26B | -3.59B | -4.38B | -3.33B | -2.77B | -2.52B |
| Debt / Equity | 0.08x | 0.07x | 0.07x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.01x | 0.01x | 0.01x | 0.01x | 0.02x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| Debt / EBITDA | 2.67x | 11.16x | 1.31x | 0.07x | 0.04x | 0.06x | 0.07x | 0.06x | 0.07x | 0.29x | 0.28x | 0.24x | 0.28x | 0.28x | 0.03x | 0.05x | 0.06x | 0.03x | 0.04x | 0.06x |
| Net Debt / EBITDA | -9.82x | -30.04x | -4.81x | -5.90x | -5.31x | -9.06x | -10.15x | -9.53x | -8.58x | -10.01x | -7.93x | -6.56x | -5.56x | -4.27x | -6.39x | -6.17x | -7.40x | -4.56x | -3.93x | -3.84x |
| Interest Coverage | - | - | - | - | - | - | - | - | - | - | - | - | 4.22x | - | - | - | - | - | - | - |
| Total Equity | 16.85B | 119.01B | 16.14B | 15.8B | 15.55B | 14.89B | 14.38B | 13.82B | 13.87B | 13.56B | 13.11B | 12.64B | 12.44B | 12.01B | 11.41B | 10.83B | 10.71B | 10.04B | 9.38B | 8.74B |
| Equity Growth % | 8.36% | 699.46% | 12.29% | 14.3% | 12.13% | 9.81% | 9.63% | 9.36% | 11.46% | 12.84% | 14.92% | 16.71% | 16.2% | 19.69% | 21.67% | 23.82% | 27.04% | 24.45% | 22.98% | 20.38% |
| Book Value per Share | 63.44 | 440.93 | 61.02 | 60.02 | 59.67 | 56.44 | 53.87 | 51.52 | 50.72 | 49.04 | 46.04 | 43.97 | 43.06 | 41.05 | 38.80 | 36.71 | 36.06 | 33.88 | 31.53 | 29.63 |
| Total Shareholders' Equity | 16.56B | 116.76B | 15.8B | 15.46B | 15.2B | 14.53B | 14.02B | 13.68B | 13.75B | 13.42B | 12.99B | 12.55B | 12.37B | 11.95B | 11.35B | 10.77B | 10.66B | 9.98B | 9.31B | 8.67B |
| Common Stock | 103.06K | 733.36K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K | 103K |
| Retained Earnings | 12.06B | 84.13B | 11.19B | 10.44B | 11.06B | 9.62B | 8.99B | 8.44B | 9.12B | 7.9B | 7.33B | 6.78B | 6.5B | 6.03B | 5.43B | 4.85B | 4.69B | 4.19B | 3.55B | 2.92B |
| Treasury Stock | -2.47B | -15.51B | -2.16B | -1.77B | -1.77B | -1.73B | -1.56B | -1.39B | -1.2B | -998.36M | -858.13M | -655.6M | -568.6M | -515.58M | -444.17M | -377.97M | -324.17M | -342.76M | -345.63M | -364.52M |
| Accumulated OCI | 1.06B | 6.29B | 929.78M | 929.08M | 92.63M | 826.89M | 805.69M | 853.61M | 842.48M | 787.26M | 802.17M | 721.47M | 750.64M | 682.28M | 641.93M | 591.09M | 593.63M | 455.3M | 451.04M | 467.51M |
| Minority Interest | 294.07M | 2.25B | 345.16M | 340.85M | 349.61M | 360.67M | 360.19M | 137.36M | 122.11M | 131.73M | 122.97M | 87.29M | 72.79M | 67.95M | 61.49M | 53.96M | 54.36M | 59.56M | 63.46M | 69.41M |