Fair Isaac Corporation(FICO)Earnings, Financials & Key RatiosFair Isaac Corporation (FICO) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q2
while the company exhibits strong operational performance with a 58.2% operating margin, the reliance on debt to fund $605.4 million in quarterly buybacks while maintaining negative $2.1 billion in equity warrants extreme caution.
Fair Isaac Corporation (FICO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Fair Isaac Corporation (FICO) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $12.50vs $10.89+14.8% | $692Mvs $630M+9.8% |
| Q1 2026 | Jan 28, 2026 | $7.33vs $7.08+3.5% | $512Mvs $501M+2.1% |
| Q4 2025 | Nov 5, 2025 | $7.74vs $7.32+5.7% | $516Mvs $513M+0.5% |
| Q3 2025 | Jul 30, 2025 | $8.57vs $7.71+11.2% | $536Mvs $515M+4.1% |
Recent stock market news and headlines for Fair Isaac Corporation (FICO)
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO's Homeownership Survey shows most Americans who don't own a home say homeownership feels out of reach.
Comprehensive new data and risk insights enable faster underwriting, onboarding, and portfolio monitoring ATLANTA, July 6, 2026 /PRNewswire/ -- Verdata, a provider of small- and medium-sized business (SMB) data and risk insights for financial institutions and fintechs, today announced a strategic partnership with FICO, a global analytics software leader, through which Verdata's solutions will be available on FICO® Marketplace. As financial institutions, payment providers, and fintechs expand their SMB portfolios, they face growing pressure to make faster, more confident decisions with data that is often fragmented, outdated, or difficult to connect.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--More than a decade of loan-level performance data has been released to support evaluation and adoption of FICO Score 10T.
Fair Isaac Corporation delivered outstanding Q2 2026 results, with revenue up 39% and Scores revenue surging 60%, driven by mortgage market strength. FICO's core Scores business boasts a 91% operating margin and strong pricing power, while the FICO Platform adds a high-growth, AI-driven software layer. Despite regulatory risks and competition from VantageScore, FICO's moat, buybacks, and forward EPS growth justify a Strong Buy rating at current valuation.
LONDON--(BUSINESS WIRE)--New credit card data analysis by global analytics software leader FICO (NYSE: FICO) has found that spending rose in April, following typical Easter behaviour. However, we are seeing a strong trend downwards with the percentage of balance being paid, and this is driving up overall balances. The percentage of balance paid fell for the third month in a row and late payments increased year-on-year, balances returned to record high levels. This marks a notable shift from the.
Key metrics vs top competitors for Fair Isaac Corporation (FICO)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $1300.27 | $30.15B | 48.99 | 15.91% | 32.75% | — | — | |
| $192.25 | $25.19B | 29.62 | 6.63% | 29.34% | — | — | |
| $608.09 | $44.27B | 39.08 | 9.74% | 40.74% | — | — | |
| $500.49 | $88.74B | 36.61 | 8.89% | 31.69% | 64.11% | — | |
| $443.46 | $131.26B | 30.25 | 7.94% | 30.37% | 12.92% | — | |
| $174.58 | $21.06B | 32.82 | 6.92% | 11.12% | 14.19% | — |
Fair Isaac Corporation (FICO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Fair Isaac Corporation (FICO) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 28, 2026·SEC
Mar 20, 2026·SEC
Mar 11, 2026·SEC
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Fair Isaac Corporation (FICO) stock FAQ — growth, dividends, profitability & financials explained
Fair Isaac Corporation (FICO) reported $2.26B in revenue for fiscal year 2025. This represents a 1417% increase from $148.7M in 1996.
Fair Isaac Corporation (FICO) grew revenue by 15.9% over the past year. This is strong growth.
Yes, Fair Isaac Corporation (FICO) is profitable, generating $759.6M in net income for fiscal year 2025 (32.7% net margin).
Fair Isaac Corporation (FICO) generated $892.7M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
