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FGNF&G Annuities & Life, Inc.
$24.89$4.4B
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HomeStocksFGNBalance Sheet

F&G Annuities & Life, Inc. (FGN) Balance Sheet

5Y historyFree accessUpdated daily

The company has aggressively scaled its balance sheet, with total liabilities increasing 61.6% since 2023Q4 to reach $96.3 billion in 2026Q1, supported by an equity base that expanded to $4.6 billion.

FGN Balance Sheet

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21
Total Assets101.03B98.43B85.04B62.72B50.11B45.12B
Asset Growth %115.75%15.75%35.59%25.16%11.06%-
Total Investment Assets4M57.58B49.88B6.3B4.92B4.13B
Long-Term Investments83.49B4.88B3.56B4.48B3.24B3.65B
Short-Term Investments52.36B52.7B46.32B1.83B1.68B479M
Total Current Assets53.69B1.49B48.58B3.88B3.03B2.06B
Cash & Equivalents1.32B1.49B2.26B1.56B960M1.53B
Receivables000000
Other Current Assets000496M386M53M
Goodwill & Intangibles33.38B8.46B7.75B5.96B1.75B1.76B
Goodwill2.12B2.18B2.18B1.75B1.75B1.76B
Intangible Assets6.41B6.28B5.57B4.21B00
PP&E (Net)0285M049.7B39.51B21M
Other Assets083.24B0-3.16B1.09B663M
Total Liabilities96.28B93.51B80.96B59.62B47.7B40.63B
Total Debt2.24B2.24B2.17B1.76B1.13B991M
Net Debt914M751M-93M202M167M-542M
Long-Term Debt2.24B2.24B1.87B1.03B567M977M
Short-Term Debt00302M729M547M0
Total Current Liabilities005M43.33B37.79B33.64B
Accounts Payable00049.09B40.96B35.6B
Deferred Revenue000000
Other Current Liabilities00-297M-6.49B-3.71B-1.96B
Deferred Taxes001000K1000K1000K1000K
Other Liabilities091.28B78.79B13.5B8.27B5.95B
Total Equity4.75B4.92B4.08B3.1B2.4B4.49B
Equity Growth %80.66%20.63%31.36%29.02%-46.38%-
Shareholders Equity4.64B4.8B3.95B3.1B2.4B4.49B
Minority Interest110M113M125M000
Retained Earnings2.78B2.57B2.44B1.93B2.06B1B
Common Stock000000
Accumulated OCI-1.84B-1.49B-1.92B-1.99B-2.82B734M
Return on Equity (ROE)11.06%5.89%17.33%-2.11%18.43%27.65%
Return on Assets (ROA)0.55%0.29%0.84%-0.1%1.33%2.75%
Equity / Assets4.7%5%4.79%4.95%4.8%9.94%
Debt / Equity0.47x0.45x0.53x0.57x0.47x0.22x
Book Value per Share34.1737.2531.1125.0220.9142.71
Tangible BV per Share-27.20-26.80-28.05-23.015.7025.99

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Alternative asset credit exposure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Rapid Asset Base Expansion Observed

As reported in recent financial statements, F&G's total assets grew from $62.7 billion in 2023Q4 to $101.0 billion by 2026Q1, reflecting a significant scaling of the balance sheet that appears driven by aggressive growth in institutional pension risk transfer and retail annuity business lines.

The consistent upward trajectory in total assets suggests that the company is successfully leveraging its distribution partnerships to capture market share. Investors should monitor whether this rapid expansion in liabilities, which rose to $96.3 billion, maintains sufficient capital buffers to support long-term solvency requirements.

Equity Growth Supports Scaling Operations

Based on the provided balance sheet data, equity has expanded from $3.1 billion in 2023Q4 to $4.6 billion in 2026Q1, indicating that the company is successfully retaining earnings to support its growing liability profile and maintain statutory capital adequacy during this period of rapid expansion.

While the absolute growth in equity is positive, the ratio of equity to total assets remains relatively thin, which is characteristic of spread-based life insurers. This capital structure warrants close observation to ensure that the company retains sufficient flexibility to absorb potential credit volatility within its Blackstone-managed investment portfolio.

Liability Growth Tracks Asset Accumulation

According to quarterly filings, total liabilities have increased by approximately 61.6% since 2023Q4, reaching $96.3 billion in 2026Q1, which aligns with the company's strategic focus on scaling its annuity and pension risk transfer business segments to capture long-term investment spreads.

The parallel growth of assets and liabilities suggests that the company is effectively matching its inflows with long-term obligations. However, the sheer scale of these reserves implies that any shift in interest rate assumptions or mortality experience could have a material impact on the company's future capital requirements.

Concentration Risk in Asset Quality

As indicated by the company's reliance on Blackstone for investment management, the balance sheet is heavily exposed to private credit and structured assets, which may present liquidity challenges if credit markets experience significant stress or if policyholder surrender rates accelerate beyond current management expectations.

The reliance on alternative credit strategies provides a yield advantage but introduces a layer of complexity regarding the valuation and liquidity of the underlying assets. Investors should remain cautious, as the lack of transparency in the specific composition of these assets may obscure the true risk profile during periods of market dislocation.

FGN — Frequently Asked Questions

Quick answers to the most common questions about buying FGN stock.

What are the total assets of F&G Annuities & Life, Inc. (FGN)?

As of 2025, F&G Annuities & Life, Inc. (FGN) had total assets of $98.43B including $1.49B in current assets.

How much debt does F&G Annuities & Life, Inc. (FGN) have?

F&G Annuities & Life, Inc. (FGN) carries total debt of $2.24B, offset by $1.49B in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.

What is the book value or shareholders' equity of F&G Annuities & Life, Inc.?

F&G Annuities & Life, Inc. (FGN) has total shareholders' equity (book value) of $4.80B ($37.25 book value per share). Book value represents the net worth of the company belonging to common stock holders.