First Foundation Inc. (FFWM) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Net Interest Income | 39.44M | 46.08M | 50.08M | 51.8M | 51.31M | 49.12M | 43.83M | 38.39M | 42.49M | 52.07M | 48.98M | 58.76M | 74.72M | 87.67M | 81.81M | 74.49M | 61.96M | 59.19M | 57.91M | 54.23M |
| NII Growth % | -23.13% | -6.19% | 14.27% | 34.94% | 20.75% | -5.67% | -10.52% | -34.67% | -43.13% | -40.6% | -40.12% | -21.13% | 20.6% | 48.13% | 41.26% | 37.37% | 19.81% | 14.67% | 19.53% | 20.86% |
| Net Interest Margin % | 0.33% | 0.39% | 0.43% | 0.41% | 0.41% | 0.37% | 0.32% | 0.28% | 0.32% | 0.4% | 0.38% | 0.43% | 0.57% | 0.71% | 0.73% | 0.71% | 0.61% | 0.77% | 0.73% | 0.77% |
| Interest Income | 127.39M | 134.74M | 137.13M | 141.74M | 152.47M | 157.16M | 150.91M | 150.45M | 146.6M | 144.76M | 145.33M | 137M | 126.02M | 108.75M | 89.97M | 79.14M | 64.69M | 61.99M | 61.4M | 59.14M |
| Interest Expense | 87.94M | 88.66M | 87.04M | 89.94M | 101.16M | 108.04M | 107.08M | 112.07M | 104.11M | 92.69M | 96.34M | 78.25M | 51.3M | 21.07M | 8.17M | 4.65M | 2.73M | 2.8M | 3.49M | 4.91M |
| Loan Loss Provision | -6.52M | 65.05M | 2.37M | 3.42M | 20.65M | 282K | -806K | 577K | 229K | -2.02M | 887K | 417K | 1.17M | -22K | 173K | -792K | 3.88M | -417K | 44K | 360K |
| Non-Interest Income | 8.91M | 8.45M | -11.64M | 4.55M | -4.42M | -124.53M | -2.45M | 1.95M | -2.53M | -12.98M | -6.92M | -5.02M | -11M | -1.38M | 8.79M | 13.64M | 11.69M | 28.17M | 11.68M | 10.14M |
| Non-Interest Income % | 6.54% | 5.9% | -9.28% | 3.11% | -2.99% | -381.75% | -1.65% | 1.28% | -1.75% | -9.85% | -5% | -3.8% | -9.56% | -1.28% | 8.9% | 14.7% | 15.31% | 31.24% | 15.98% | 14.63% |
| Total Revenue | 136.3M | 143.19M | 125.48M | 146.29M | 148.05M | 32.62M | 148.47M | 152.4M | 144.07M | 131.78M | 138.4M | 131.98M | 115.02M | 107.37M | 98.76M | 92.78M | 76.38M | 90.16M | 73.08M | 69.28M |
| Revenue Growth % | -7.94% | 338.93% | -15.48% | -4.01% | 2.76% | -75.25% | 7.27% | 15.47% | 25.26% | 22.73% | 40.14% | 42.25% | 50.59% | 19.09% | 35.13% | 33.93% | 13.05% | 7.83% | 5.49% | -1.93% |
| Non-Interest Expense | 62.89M | 48.41M | 46.94M | 46.67M | 49.2M | 41.27M | 39.52M | 39.87M | 39.49M | 39.52M | 253.76M | 42.63M | 41.6M | 46.78M | 44.19M | 45.83M | 37.42M | 35.88M | 33.26M | 32.74M |
| Efficiency Ratio | 46.14% | 33.81% | 37.41% | 31.9% | 33.23% | 126.51% | 26.62% | 26.16% | 27.41% | 29.99% | 183.35% | 32.3% | 36.17% | 43.57% | 44.75% | 49.39% | 49% | 39.8% | 45.51% | 47.26% |
| Operating Income | -8.01M | -58.93M | -10.87M | 6.26M | -22.96M | -116.97M | 2.66M | -117K | 248K | 1.58M | -212.59M | 10.7M | 20.95M | 39.54M | 46.23M | 43.09M | 32.34M | 51.89M | 36.28M | 31.27M |
| Operating Margin % | -5.88% | -41.16% | -8.66% | 4.28% | -15.51% | -358.56% | 1.79% | -0.08% | 0.17% | 1.2% | -153.6% | 8.1% | 18.21% | 36.82% | 46.81% | 46.45% | 42.35% | 57.56% | 49.65% | 45.13% |
| Operating Income Growth % | 65.12% | 49.62% | -508.03% | 5452.99% | -9357.66% | -7503.04% | 101.25% | -101.09% | -98.82% | -96% | -559.88% | -75.18% | -35.24% | -23.81% | 27.4% | 37.83% | 1.29% | 20.35% | 44.49% | 68.03% |
| Pretax Income | -8.01M | -58.93M | -10.87M | 6.26M | -22.96M | -116.97M | 2.66M | -117K | 248K | 1.58M | -212.59M | 10.7M | 20.95M | 39.54M | 46.23M | 43.09M | 32.34M | 51.89M | 36.28M | 31.27M |
| Pretax Margin % | -5.88% | -41.16% | -8.66% | 4.28% | -15.51% | -358.56% | 1.79% | -0.08% | 0.17% | 1.2% | -153.6% | 8.1% | 18.21% | 36.82% | 46.81% | 46.45% | 42.35% | 57.56% | 49.65% | 45.13% |
| Income Tax | 32K | 87.39M | -3.18M | -633K | -8.85M | -34.79M | -421K | -910K | -2.3M | -600K | -300K | 2.2M | 3.59M | 10.53M | 12.91M | 12.26M | 8.47M | 14.66M | 10.23M | 8.91M |
| Effective Tax Rate % | -0.4% | -148.3% | 29.25% | -10.11% | 38.54% | 29.75% | -15.8% | 777.78% | -927.42% | -37.97% | 0.14% | 20.57% | 17.14% | 26.63% | 27.93% | 28.45% | 26.18% | 28.26% | 28.19% | 28.5% |
| Net Income | -8.04M | -146.32M | -7.69M | 6.9M | -14.11M | -82.17M | 3.08M | 793K | 2.55M | 2.18M | -212.29M | 8.5M | 17.35M | 29.01M | 33.32M | 30.84M | 23.88M | 37.23M | 26.05M | 22.36M |
| Net Margin % | -5.9% | -102.19% | -6.13% | 4.71% | -9.53% | -251.9% | 2.08% | 0.52% | 1.77% | 1.65% | -153.38% | 6.44% | 15.09% | 27.01% | 33.73% | 33.23% | 31.26% | 41.29% | 35.65% | 32.27% |
| Net Income Growth % | 43.02% | -78.06% | -349.27% | 769.61% | -653.81% | -3869.45% | 101.45% | -90.67% | -85.32% | -92.48% | -737.2% | -72.45% | -27.32% | -22.08% | 27.87% | 37.94% | 6.75% | 20.32% | 45.93% | 69.22% |
| Net Income (Continuing) | -8.04M | -146.32M | -7.69M | 6.9M | -14.11M | -82.17M | 3.08M | 793K | 2.55M | 2.18M | -212.29M | 8.5M | 17.35M | 29.01M | 33.32M | 30.84M | 23.88M | 37.23M | 26.05M | 22.36M |
| EPS (Diluted) | -0.10 | -1.78 | -0.09 | 0.08 | -0.17 | -1.23 | 0.05 | 0.01 | 0.05 | 0.04 | -3.76 | 0.15 | 0.31 | 0.51 | 0.59 | 0.55 | 0.51 | 0.83 | 0.58 | 0.50 |
| EPS Growth % | 42.88% | -44.72% | -270.88% | 490% | -476.94% | -3175% | 101.45% | -90.67% | -85.45% | -92.16% | -737.29% | -72.73% | -39.22% | -38.55% | 1.72% | 10% | 2% | 20.29% | 45% | 72.41% |
| EPS (Basic) | -0.10 | -1.78 | -0.09 | 0.08 | -0.17 | -1.23 | 0.05 | 0.01 | 0.05 | 0.04 | -3.76 | 0.15 | 0.31 | 0.51 | 0.59 | 0.55 | 0.51 | 0.83 | 0.58 | 0.50 |
| Diluted Shares Outstanding | 82.84M | 82.39M | 82.39M | 83.48M | 82.19M | 66.99M | 56.53M | 56.5M | 56.48M | 56.45M | 56.43M | 56.41M | 56.43M | 56.45M | 56.52M | 56.57M | 46.88M | 45M | 45.1M | 45.01M |