First Community Bankshares, Inc. (FCBC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 33.29M | 32.36M | 31.3M | 30.66M | 30.3M | 31.33M | 31.59M | 31.91M | 31.63M | 32.06M | 33.35M | 32.86M | 29.41M | 30.62M | 29.34M | 27.55M | 25.15M | 25.23M | 25.15M | 25.81M |
| NII Growth % | 9.89% | 3.28% | -0.94% | -3.93% | -4.21% | -2.28% | -5.26% | -2.89% | 7.54% | 4.71% | 13.65% | 19.29% | 16.93% | 21.36% | 16.69% | 6.71% | -4.3% | -8.97% | -6.29% | -1.99% |
| Net Interest Margin % | 0.91% | 0.99% | 0.98% | 0.96% | 0.94% | 0.96% | 0.98% | 0.99% | 0.98% | 0.98% | 1.02% | 0.97% | 0.96% | 0.98% | 0.93% | 0.85% | 0.78% | 0.79% | 0.8% | 0.82% |
| Interest Income | 37.78M | 36.28M | 35.7M | 35.39M | 35.17M | 36.43M | 36.89M | 36.79M | 36.03M | 36M | 36.1M | 34.87M | 30.19M | 30.99M | 29.72M | 27.97M | 25.64M | 25.83M | 25.79M | 26.54M |
| Interest Expense | 4.49M | 3.92M | 4.4M | 4.73M | 4.87M | 5.1M | 5.3M | 4.88M | 4.4M | 3.94M | 2.76M | 2.01M | 777K | 367K | 380K | 423K | 486K | 600K | 643K | 724K |
| Loan Loss Provision | 378K | 36K | 0 | -285K | 321K | 1.08M | 1.36M | 144K | 1.01M | 1.03M | 1.11M | 4.11M | 1.74M | 3.42M | 685K | 510K | 1.96M | -846K | -1.39M | -2.23M |
| Non-Interest Income | 6.84M | 7.18M | 8.16M | 7.87M | 7.75M | 8.03M | 7.99M | 6.92M | 6.81M | 8.21M | 7.27M | 6.5M | 6.56M | 7.28M | 6.66M | 6.29M | 7.69M | 7.27M | 7.19M | 7.28M |
| Non-Interest Income % | 15.32% | 16.52% | 18.61% | 18.18% | 18.05% | 18.06% | 17.8% | 15.82% | 15.9% | 18.56% | 16.76% | 15.71% | 17.86% | 19.02% | 18.3% | 18.36% | 23.08% | 21.96% | 21.8% | 21.54% |
| Total Revenue | 44.62M | 43.46M | 43.86M | 43.25M | 42.91M | 44.46M | 44.88M | 43.7M | 42.84M | 44.21M | 43.38M | 41.37M | 36.75M | 38.27M | 36.38M | 34.26M | 33.33M | 33.1M | 32.98M | 33.82M |
| Revenue Growth % | 3.97% | -2.26% | -2.28% | -1.03% | 0.18% | 0.58% | 3.47% | 5.64% | 16.56% | 15.53% | 19.24% | 20.75% | 10.27% | 15.61% | 10.31% | 1.3% | -0.16% | -6.09% | -3.15% | 1.35% |
| Non-Interest Expense | 24.12M | 23.37M | 23.55M | 22.98M | 22.46M | 21.8M | 21.72M | 22.47M | 20.94M | 24.52M | 20.56M | 22.39M | 18.79M | 18.82M | 17.85M | 18.69M | 18.48M | 19.75M | 17.31M | 17.85M |
| Efficiency Ratio | 54.05% | 53.79% | 53.7% | 53.13% | 52.34% | 49.03% | 48.38% | 51.41% | 48.87% | 55.48% | 47.41% | 54.11% | 51.14% | 49.19% | 49.07% | 54.56% | 55.45% | 59.68% | 52.48% | 52.77% |
| Operating Income | 15.64M | 16.13M | 15.91M | 15.83M | 15.26M | 16.48M | 16.51M | 16.21M | 16.49M | 14.72M | 18.95M | 12.87M | 15.44M | 15.66M | 17.46M | 14.64M | 12.4M | 13.59M | 16.42M | 17.48M |
| Operating Margin % | 35.04% | 37.12% | 36.27% | 36.59% | 35.56% | 37.07% | 36.78% | 37.1% | 38.5% | 33.29% | 43.68% | 31.11% | 42.01% | 40.92% | 48% | 42.72% | 37.2% | 41.06% | 49.8% | 51.68% |
| Operating Income Growth % | 2.45% | -2.13% | -3.65% | -2.38% | -7.45% | 11.99% | -12.87% | 25.97% | 6.81% | -6.02% | 8.5% | -12.06% | 24.52% | 15.21% | 6.32% | -16.27% | -34.85% | -9.02% | 54.97% | 66.35% |
| Pretax Income | 15.64M | 16.13M | 15.91M | 15.83M | 15.26M | 16.48M | 16.51M | 16.21M | 16.49M | 14.72M | 18.95M | 12.87M | 15.44M | 15.66M | 17.46M | 14.64M | 12.4M | 13.59M | 16.42M | 17.48M |
| Pretax Margin % | 35.04% | 37.12% | 36.27% | 36.59% | 35.56% | 37.07% | 36.78% | 37.1% | 38.5% | 33.29% | 43.68% | 31.11% | 42.01% | 40.92% | 48% | 42.72% | 37.2% | 41.06% | 49.8% | 51.68% |
| Income Tax | 3.61M | 3.67M | 3.64M | 3.58M | 3.44M | 3.44M | 3.48M | 3.53M | 3.65M | 2.93M | 4.31M | 3.06M | 3.66M | 3.08M | 4.11M | 3.42M | 2.88M | 3.04M | 3.82M | 4.08M |
| Effective Tax Rate % | 23.08% | 22.72% | 22.89% | 22.63% | 22.57% | 20.88% | 21.06% | 21.75% | 22.11% | 19.92% | 22.73% | 23.75% | 23.69% | 19.64% | 23.54% | 23.39% | 23.27% | 22.34% | 23.23% | 23.32% |
| Net Income | 12.03M | 12.46M | 12.27M | 12.25M | 11.82M | 13.04M | 13.03M | 12.69M | 12.85M | 11.78M | 14.64M | 9.81M | 11.78M | 12.58M | 13.35M | 11.21M | 9.52M | 10.55M | 12.61M | 13.4M |
| Net Margin % | 26.96% | 28.68% | 27.97% | 28.31% | 27.54% | 29.33% | 29.04% | 29.03% | 29.98% | 26.66% | 33.75% | 23.72% | 32.06% | 32.88% | 36.7% | 32.73% | 28.55% | 31.89% | 38.23% | 39.63% |
| Net Income Growth % | 1.77% | -4.41% | -5.89% | -3.47% | -8% | 10.66% | -10.98% | 29.26% | 9.02% | -6.35% | 9.65% | -12.48% | 23.83% | 19.21% | 5.89% | -16.34% | -34.84% | -8.61% | 52.53% | 62.7% |
| Net Income (Continuing) | 12.03M | 12.46M | 12.27M | 12.25M | 11.82M | 13.04M | 13.03M | 12.69M | 12.85M | 11.78M | 14.64M | 9.81M | 11.78M | 12.58M | 13.35M | 11.21M | 9.52M | 10.55M | 12.61M | 13.4M |
| EPS (Diluted) | 0.63 | 0.68 | 0.67 | 0.67 | 0.64 | 0.71 | 0.71 | 0.69 | 0.70 | 0.63 | 0.78 | 0.53 | 0.72 | 0.77 | 0.81 | 0.67 | 0.56 | 0.62 | 0.73 | 0.76 |
| EPS Growth % | -1.56% | -4.23% | -5.63% | -2.9% | -8.57% | 12.7% | -8.97% | 30.19% | -2.78% | -18.18% | -3.7% | -20.9% | 28.57% | 24.19% | 10.96% | -11.84% | -31.71% | -4.62% | 55.32% | 65.22% |
| EPS (Basic) | 0.64 | 0.68 | 0.67 | 0.67 | 0.64 | 0.71 | 0.71 | 0.69 | 0.70 | 0.64 | 0.78 | 0.53 | 0.73 | 0.78 | 0.82 | 0.67 | 0.57 | 0.62 | 0.73 | 0.77 |
| Diluted Shares Outstanding | 19.03M | 18.39M | 18.4M | 18.4M | 18.45M | 18.42M | 18.37M | 18.34M | 18.48M | 18.57M | 18.83M | 18.43M | 16.29M | 16.28M | 16.41M | 16.68M | 16.86M | 17.04M | 17.28M | 17.54M |